SoFi Technologies (SOFI) Deposits - Interest-Bearing (2022 - 2026)
SoFi Technologies' Deposits - Interest-Bearing was $51.19 billion in Q3 2026, up 56.0% from $32.81 billion a year earlier and up 12.7% from the prior quarter.
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Analysis
SoFi Technologies (SOFI) Deposits - Interest-Bearing (2022 - 2026) Analysis & Trends
At the end of FY2025, Deposits - Interest-Bearing at SoFi Technologies came in at $37.39 billion, up 44.6% from FY2024.
- Deposits - Interest-Bearing has now increased for three consecutive years, with a three-year compound annual growth rate of 72.6% (FY2022 to FY2025).
- In earlier years, Deposits - Interest-Bearing was $25.86 billion in FY2024 (+39.3%), $18.57 billion in FY2023 (+155.6%) and $7.27 billion in FY2022.
- The Q3 2026 figure marks the highest quarterly Deposits - Interest-Bearing in data going back to Q1 2022.
- Compared with a year earlier, Deposits - Interest-Bearing has increased for 15 straight quarters, with growth averaging 41.4% over the last eight quarters.
- Across the past five years, year-over-year growth in Deposits - Interest-Bearing ran from 25.9% in Q1 2025 to 844.7% in Q1 2023.
- Per Business Quant data, SOFI's Deposits - Interest-Bearing in the three quarters before Q3 2026 was $45.42 billion (Q2 2026), $40.12 billion (Q1 2026) and $37.39 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int. Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | - |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 1,357.53 Bn |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | - |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | - |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | - |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | - |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 1,136.99 Bn |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | 119.23 Bn |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | - |
| 10 | SoFi Technologies | 20.95 Bn | 6.68 Bn | 1.18 Bn | 51.19 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 51.19 Bn |
| Jun 30, 2026 | 45.42 Bn |
| Mar 31, 2026 | 40.12 Bn |
| Dec 31, 2025 | 37.39 Bn |
| Sep 30, 2025 | 32.81 Bn |
| Jun 30, 2025 | 29.41 Bn |
| Mar 31, 2025 | 27.14 Bn |
| Dec 31, 2024 | 25.86 Bn |
| Sep 30, 2024 | 24.35 Bn |
| Jun 30, 2024 | 22.95 Bn |
| Mar 31, 2024 | 21.55 Bn |
| Dec 31, 2023 | 18.57 Bn |
| Sep 30, 2023 | 15.61 Bn |
| Jun 30, 2023 | 12.67 Bn |
| Mar 31, 2023 | 10.02 Bn |
| Dec 31, 2022 | 7.27 Bn |
| Sep 30, 2022 | 4.94 Bn |
| Jun 30, 2022 | 2.63 Bn |
| Mar 31, 2022 | 1.06 Bn |
API Access
SoFi Technologies Deposits - Interest-Bearing API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=deposits-interest-bearing&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "deposits-interest-bearing", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=deposits-interest-bearing&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();