Repay Holdings (RPAY) Interest Coverage Ratio (2018 - 2025)
Repay Holdings' (RPAY) quarterly Interest Coverage Ratio came in at 0.07 in Q3 2025, down 741.26% year-on-year from 0.01 in Q3 2024, and up 97.35% quarter-over-quarter from 2.72 in Q2 2025.
Repay Holdings (RPAY) Interest Coverage Ratio (2018 - 2025) Analysis & Trends
Repay Holdings' Interest Coverage Ratio history runs 8 years deep, the most recent figure standing at 0.07 for Q3 2025.
- On a quarterly basis, Interest Coverage Ratio fell 741.26% year-over-year to 0.07 in Q3 2025; TTM through Sep 2025 was 2.7, a 150.04% decrease from a year earlier, with the FY2024 full-year figure at 0.14, up 99.26% from the prior year.
- Interest Coverage Ratio grew to 0.07 in Q3 2025 per RPAY's latest filing, from 2.72 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 114.05 in Q4 2023 and bottomed at 4.33 in Q4 2022.
- The 5-year median for Interest Coverage Ratio is 0.07 (2025), against an average of 6.26.
- Across the five-year window, Interest Coverage Ratio jumped 2731.41% in 2023 and tumbled 6283.3% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 13.81 in 2021, then plunged by 131.38% to 4.33 in 2022, then soared by 2731.41% to 114.05 in 2023, then sank by 100.49% to 0.56 in 2024, then jumped by 87.07% to 0.07 in 2025.
- Per Business Quant, the three latest RPAY Interest Coverage Ratio figures stand at 0.07 (Q3 2025), 2.72 (Q2 2025), and 0.09 (Q1 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 2,842.90 Bn | 2,718.46 Bn | 56.06 Bn | 0.45 |
| 2 | PagSeguro Digital | 2,572.26 Bn | 2,572.26 Bn | 358.92 Mn | -2.84 |
| 3 | Oracle | 329.59 Bn | 297.69 Bn | - | 4.26 |
| 4 | Repay Holdings | 314.63 Bn | 314.48 Bn | - | - |
| 5 | Palantir Technologies | 294.47 Bn | 286.44 Bn | 1.42 Bn | 0.04 |
| 6 | Palo Alto Networks | 227.51 Bn | 222.98 Bn | 1.91 Bn | 2.54 |
| 7 | CrowdStrike Holdings | 183.28 Bn | 180.18 Bn | 993.68 Mn | - |
| 8 | Fortinet | 112.44 Bn | 109.14 Bn | 1.49 Bn | 138.10 |
| 9 | Cloudflare | 92.78 Bn | 91.83 Bn | 455.60 Mn | -1.74 |
| 10 | Synopsys | 70.83 Bn | 68.63 Bn | 1.77 Bn | 0.15 |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | -0.07 |
| Jun 30, 2025 | -2.72 |
| Mar 31, 2025 | -0.09 |
| Dec 31, 2024 | -0.56 |
| Sep 30, 2024 | -0.01 |
| Jun 30, 2024 | -0.04 |
| Mar 31, 2024 | -0.05 |
| Dec 31, 2023 | 114.05 |
| Sep 30, 2023 | -0.04 |
| Jun 30, 2023 | -0.18 |
| Mar 31, 2023 | -0.32 |
| Dec 31, 2022 | -4.33 |
| Sep 30, 2022 | -0.10 |
| Jun 30, 2022 | -0.06 |
| Mar 31, 2022 | -0.04 |
| Dec 31, 2021 | 13.81 |
| Sep 30, 2021 | -0.23 |
| Jun 30, 2021 | -0.04 |
| Mar 31, 2021 | -0.09 |
| Dec 31, 2020 | -3.55 |