Repay Holdings (RPAY) Interest Coverage Ratio (2018 - 2025)

Repay Holdings' (RPAY) quarterly Interest Coverage Ratio came in at 0.07 in Q3 2025, down 741.26% year-on-year from 0.01 in Q3 2024, and up 97.35% quarter-over-quarter from 2.72 in Q2 2025.

Repay Holdings (RPAY) Interest Coverage Ratio (2018 - 2025) Analysis & Trends

Repay Holdings' Interest Coverage Ratio history runs 8 years deep, the most recent figure standing at 0.07 for Q3 2025.

  • On a quarterly basis, Interest Coverage Ratio fell 741.26% year-over-year to 0.07 in Q3 2025; TTM through Sep 2025 was 2.7, a 150.04% decrease from a year earlier, with the FY2024 full-year figure at 0.14, up 99.26% from the prior year.
  • Interest Coverage Ratio grew to 0.07 in Q3 2025 per RPAY's latest filing, from 2.72 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 114.05 in Q4 2023 and bottomed at 4.33 in Q4 2022.
  • The 5-year median for Interest Coverage Ratio is 0.07 (2025), against an average of 6.26.
  • Across the five-year window, Interest Coverage Ratio jumped 2731.41% in 2023 and tumbled 6283.3% in 2025, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 13.81 in 2021, then plunged by 131.38% to 4.33 in 2022, then soared by 2731.41% to 114.05 in 2023, then sank by 100.49% to 0.56 in 2024, then jumped by 87.07% to 0.07 in 2025.
  • Per Business Quant, the three latest RPAY Interest Coverage Ratio figures stand at 0.07 (Q3 2025), 2.72 (Q2 2025), and 0.09 (Q1 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Microsoft 2,842.90 Bn 2,718.46 Bn 56.06 Bn 0.45
2 PagSeguro Digital 2,572.26 Bn 2,572.26 Bn 358.92 Mn -2.84
3 Oracle 329.59 Bn 297.69 Bn - 4.26
4 Repay Holdings 314.63 Bn 314.48 Bn - -
5 Palantir Technologies 294.47 Bn 286.44 Bn 1.42 Bn 0.04
6 Palo Alto Networks 227.51 Bn 222.98 Bn 1.91 Bn 2.54
7 CrowdStrike Holdings 183.28 Bn 180.18 Bn 993.68 Mn -
8 Fortinet 112.44 Bn 109.14 Bn 1.49 Bn 138.10
9 Cloudflare 92.78 Bn 91.83 Bn 455.60 Mn -1.74
10 Synopsys 70.83 Bn 68.63 Bn 1.77 Bn 0.15

Historic Data

Download Data
DateValue
Sep 30, 2025 -0.07
Jun 30, 2025 -2.72
Mar 31, 2025 -0.09
Dec 31, 2024 -0.56
Sep 30, 2024 -0.01
Jun 30, 2024 -0.04
Mar 31, 2024 -0.05
Dec 31, 2023 114.05
Sep 30, 2023 -0.04
Jun 30, 2023 -0.18
Mar 31, 2023 -0.32
Dec 31, 2022 -4.33
Sep 30, 2022 -0.10
Jun 30, 2022 -0.06
Mar 31, 2022 -0.04
Dec 31, 2021 13.81
Sep 30, 2021 -0.23
Jun 30, 2021 -0.04
Mar 31, 2021 -0.09
Dec 31, 2020 -3.55