Repay Holdings (RPAY) Interest Coverage Ratio (2021 - 2025)
Repay Holdings (RPAY) posted quarterly Interest Coverage Ratio of 0.07 for Q3 2025, down 741.26% year-over-year from 0.01 in Q3 2024, and up 97.13% quarter-over-quarter from 2.51 in Q2 2025.
Analysis
Repay Holdings (RPAY) Interest Coverage Ratio (2021 - 2025) Analysis & Trends
Repay Holdings' Interest Coverage Ratio history runs 8 years deep, the most recent figure standing at 0.07 for Q3 2025.
- In Q3 2025, Interest Coverage Ratio fell 741.26% year-over-year to 0.07; the TTM figure through Sep 2025 stood at 2.7 (down 150.04% YoY), while the FY2024 annual figure was 0.14, up 98.49% from the prior year.
- Interest Coverage Ratio for Q3 2025 stood at 0.07, up from 2.51 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 55.52 in Q4 2021, with the low at 25.9 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 0.07 (2021), against an average of 1.39.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio jumped 8524.88% in 2022, then tumbled 5793.01% in 2025.
- Repay Holdings' Interest Coverage Ratio stood at 55.52 in 2021, then plunged by 109.9% to 5.5 in 2022, then tumbled by 371.09% to 25.9 in 2023, then jumped by 99.24% to 0.2 in 2024, then jumped by 63.23% to 0.07 in 2025.
- Business Quant data shows RPAY's Interest Coverage Ratio at 0.07 in Q3 2025, 2.51 in Q2 2025, and 0.09 in Q1 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 3,718.29 Bn | 3,585.54 Bn | 60.48 Bn | 48.39 |
| 2 | Oracle | 452.14 Bn | 420.24 Bn | - | 4.26 |
| 3 | Palantir Technologies | 418.25 Bn | 408.84 Bn | 1.64 Bn | - |
| 4 | Palo Alto Networks | 265.90 Bn | 262.79 Bn | 2.03 Bn | - |
| 5 | CrowdStrike Holdings | 217.15 Bn | 212.14 Bn | 1.10 Bn | -5.50 |
| 6 | Fortinet | 114.54 Bn | 110.47 Bn | 1.64 Bn | 215.41 |
| 7 | Cloudflare | 98.54 Bn | 94.37 Bn | 499.52 Mn | -66.59 |
| 8 | Synopsys | 75.44 Bn | 71.83 Bn | 1.80 Bn | 2.68 |
| 9 | Block | 49.56 Bn | 43.13 Bn | 3.17 Bn | - |
| 10 | Repay Holdings | 316.28 Mn | 171.26 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | -0.98 |
| Jun 30, 2025 | -33.98 |
| Mar 31, 2025 | -1.17 |
| Dec 31, 2024 | -0.37 |
| Sep 30, 2024 | -0.23 |
| Jun 30, 2024 | -3.76 |
| Mar 31, 2024 | -2.75 |
| Jun 30, 2023 | -83.61 |
| Dec 31, 2022 | -4.33 |
| Sep 30, 2022 | -1,508.75 |
| Jun 30, 2022 | -110.45 |
| Dec 31, 2021 | 45,812.99 |
| Sep 30, 2021 | -641.56 |
| Mar 31, 2021 | -0.97 |