Repay Holdings (RPAY) Debt Ratio (2018 - 2025)
Repay Holdings (RPAY) posted quarterly Debt Ratio of 0.36 for Q4 2025, up 12.5% year-over-year from 0.32 in Q4 2024, and up 11.33% quarter-over-quarter from 0.32 in Q3 2025.
Repay Holdings (RPAY) Debt Ratio (2018 - 2025) Analysis & Trends
Repay Holdings' Debt Ratio history runs 8 years deep, the most recent figure standing at 0.36 for Q4 2025.
- In Q4 2025, Debt Ratio rose 12.5% year-over-year to 0.36; the TTM figure through Dec 2025 stood at 0.36 (up 12.5% YoY), while the FY2025 annual figure was 0.36, up 12.5% from the prior year.
- Debt Ratio for Q4 2025 stood at 0.36, up from 0.32 in the prior quarter.
- The five-year high for Debt Ratio was 0.46 in Q3 2024, with the low at 0.27 in Q3 2021.
- The 5-year median for Debt Ratio is 0.28 (2022), against an average of 0.3.
- The sharpest annual moves came in 2024 and 2025: Debt Ratio surged 67.19% in 2024, then sank 30.26% in 2025.
- Repay Holdings' Debt Ratio stood at 0.28 in 2021, then climbed by 0.61% to 0.28 in 2022, then grew by 2.74% to 0.29 in 2023, then climbed by 10.63% to 0.32 in 2024, then advanced by 12.5% to 0.36 in 2025.
- Business Quant data shows RPAY's Debt Ratio at 0.36 in Q4 2025, 0.32 in Q3 2025, and 0.35 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Microsoft | 3,679.34 Bn | 3,546.58 Bn | 60.48 Bn | 0.05 |
| 2 | Oracle | 433.50 Bn | 402.15 Bn | - | 0.47 |
| 3 | Palantir Technologies | 418.20 Bn | 408.90 Bn | 1.64 Bn | - |
| 4 | Palo Alto Networks | 312.41 Bn | 309.30 Bn | 2.03 Bn | 0.00 |
| 5 | Fortinet | 117.38 Bn | 113.31 Bn | 1.64 Bn | 0.05 |
| 6 | Cloudflare | 101.74 Bn | 97.57 Bn | 499.52 Mn | 0.20 |
| 7 | Synopsys | 80.70 Bn | 78.49 Bn | 1.77 Bn | 0.21 |
| 8 | CoreWeave | 58.00 Bn | 52.46 Bn | 1.70 Bn | 0.05 |
| 9 | Block | 49.79 Bn | 43.33 Bn | 3.17 Bn | 0.16 |
| 10 | Repay Holdings | 323.54 Mn | 175.87 Mn | - | 0.36 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.36 |
| Sep 30, 2025 | 0.32 |
| Jun 30, 2025 | 0.35 |
| Mar 31, 2025 | 0.32 |
| Dec 31, 2024 | 0.32 |
| Sep 30, 2024 | 0.46 |
| Jun 30, 2024 | 0.29 |
| Mar 31, 2024 | 0.29 |
| Dec 31, 2023 | 0.29 |
| Sep 30, 2023 | 0.27 |
| Jun 30, 2023 | 0.27 |
| Mar 31, 2023 | 0.27 |
| Dec 31, 2022 | 0.28 |
| Sep 30, 2022 | 0.27 |
| Jun 30, 2022 | 0.27 |
| Mar 31, 2022 | 0.28 |
| Dec 31, 2021 | 0.28 |
| Sep 30, 2021 | 0.27 |
| Jun 30, 2021 | 0.27 |
| Mar 31, 2021 | 0.32 |