Repay Holdings (RPAY) Debt Ratio (2018 - 2025)

Repay Holdings' Debt Ratio history runs 8 years deep, the most recent figure standing at 0.36 for Q4 2025.

• On a quarterly basis, Debt Ratio rose 12.5% year-over-year to 0.36 in Q4 2025; TTM through Dec 2025 was 0.36, a 12.5% increase from a year earlier, with the FY2025 full-year figure at 0.36, up 12.5% from the prior year.
• Debt Ratio climbed to 0.36 in Q4 2025 per RPAY's latest filing, from 0.32 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.46 in Q3 2024 and bottomed at 0.27 in Q3 2021.
• The 5-year median for Debt Ratio is 0.28 (2022), against an average of 0.3.
• Across the five-year window, Debt Ratio surged 67.19% in 2024 and slumped 30.26% in 2025, its largest moves.
• Year by year, Debt Ratio stood at 0.28 in 2021, then grew by 0.61% to 0.28 in 2022, then increased by 2.74% to 0.29 in 2023, then grew by 10.63% to 0.32 in 2024, then climbed by 12.5% to 0.36 in 2025.
• Per Business Quant, the three latest RPAY Debt Ratio figures stand at 0.36 (Q4 2025), 0.32 (Q3 2025), and 0.35 (Q2 2025).