Repay Holdings (RPAY) Debt Ratio (2018 - 2025)

Repay Holdings' Debt Ratio history runs 7 years deep, the most recent figure standing at 0.12 for Q4 2025.

• In Q4 2025, Debt Ratio changed N/A year-over-year to 0.12; the TTM figure through Dec 2025 stood at 0.12 (changed N/A YoY), while the FY2025 annual figure was 0.12, changed N/A from the prior year.
• Debt Ratio was 0.12 for Q4 2025 at Repay Holdings, up from 0.11 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.16 in Q2 2025 to a low of 0.0 in Q3 2022.
• Historically, Debt Ratio has averaged 0.04 across 4 years, with a median of 0.01 in 2021.
• The sharpest annual moves came in 2021 and 2022: Debt Ratio jumped 55.71% in 2021, then slumped 98.83% in 2022.
• A 4-year view of Debt Ratio shows it stood at 0.02 in 2021, then plunged by 97.23% to 0.0 in 2022, then sank by 55.25% to 0.0 in 2023, then surged by 44285.59% to 0.12 in 2025.
• The last three Debt Ratio figures came in at 0.12 (Q4 2025), 0.11 (Q3 2025), and 0.16 (Q2 2025), per Business Quant data.