Repay Holdings (RPAY) FCF Margin (2018 - 2025)
Repay Holdings' FCF Margin came in at 41.31% for Q3 2025, down 34.31 percentage points from 75.62% a year earlier and down 2.51 percentage points from the prior quarter.
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Analysis
Repay Holdings (RPAY) FCF Margin (2018 - 2025) Analysis & Trends
Over the trailing twelve months to Sep 30, 2025, Repay Holdings reported FCF Margin of 32.90%, down 15.45 percentage points year-over-year; for FY2024, it came in at 47.63%, up 12.95 percentage points from FY2023.
- FCF Margin has increased in each of the last five years, with a five-year change of +35.74 percentage points (FY2019 to FY2024).
- Going back by year, FCF Margin was 34.68% in FY2023 (+9.24 pp), 25.44% in FY2022 (+2.43 pp), 23.02% in FY2021 (+5.28 pp) and 17.73% in FY2020 (+5.84 pp).
- The five-year range for quarterly FCF Margin is 3.05% (Q1 2025) to 75.62% (Q3 2024).
- Year-over-year, FCF Margin increased in five of the last eight quarters, with an average year-over-year change of +1.30 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q4 2020 (a gain of 53.25 percentage points), and the weakest in Q3 2025 (a drop of 34.31 percentage points).
- Business Quant data shows RPAY's FCF Margin at 43.81% (Q2 2025), 3.05% (Q1 2025) and 43.50% (Q4 2024) in the three quarters before Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 50.59 Bn | 7.40 Bn | - | 16.17% |
| 2 | PayPal Holdings | 46.79 Bn | 5.01 Bn | - | 20.44% |
| 3 | Block | 44.05 Bn | 15.31 Bn | 3.17 Bn | 14.61% |
| 4 | Iren | 31.74 Bn | 19.34 Bn | 103.89 Mn | 351.43% |
| 5 | Corpay | 26.01 Bn | 16.21 Bn | - | 105.74% |
| 6 | Fiserv | 24.47 Bn | 21.17 Bn | 2.90 Bn | 18.61% |
| 7 | Global Payments | 22.51 Bn | 952.73 Mn | 2.03 Bn | 12.86% |
| 8 | Bitmine Immersion Technologies | 15.56 Bn | 12.94 Bn | 40.81 Mn | 62.27% |
| 9 | Guidewire Software | 11.90 Bn | 8.47 Bn | 269.68 Mn | 68.54% |
| 10 | Repay Holdings | 306.61 Mn | -235.50 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 41.31% |
| Jun 30, 2025 | 43.81% |
| Mar 31, 2025 | 3.05% |
| Dec 31, 2024 | 43.50% |
| Sep 30, 2024 | 75.62% |
| Jun 30, 2024 | 40.71% |
| Mar 31, 2024 | 30.62% |
| Dec 31, 2023 | 46.31% |
| Sep 30, 2023 | 36.35% |
| Jun 30, 2023 | 28.37% |
| Mar 31, 2023 | 27.24% |
| Dec 31, 2022 | 29.28% |
| Sep 30, 2022 | 34.29% |
| Jun 30, 2022 | 17.85% |
| Mar 31, 2022 | 19.54% |
| Dec 31, 2021 | 33.62% |
| Sep 30, 2021 | 22.37% |
| Jun 30, 2021 | 24.28% |
| Mar 31, 2021 | 8.69% |
| Dec 31, 2020 | 52.11% |
API Access
Repay Holdings FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=RPAY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "RPAY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=RPAY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();