Repay Holdings (RPAY) EBT Margin (2018 - 2025)
Repay Holdings (RPAY) recorded EBT Margin of -10.84% in Q3 2025, down 16.83 percentage points from 5.99% a year earlier but up 133.73 percentage points from the prior quarter.
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Analysis
Repay Holdings (RPAY) EBT Margin (2018 - 2025) Analysis & Trends
On a TTM basis, Repay Holdings' EBT Margin came in at -42.32% as of Sep 30, 2025, down 14.12 percentage points year-over-year; for FY2024, it came in at -3.49%, up 36.81 percentage points from FY2023.
- Annual EBT Margin has a five-year change of +46.04 percentage points (FY2019 to FY2024).
- Across earlier years, EBT Margin came in at -40.30% in FY2023 (-45.64 pp), 5.34% in FY2022 (+44.90 pp), -39.56% in FY2021 (+44.12 pp) and -83.67% in FY2020 (-34.14 pp).
- Quarterly EBT Margin has ranged from -144.57% in Q2 2025 to 24.76% in Q1 2022 over the past five years.
- On a year-over-year basis, EBT Margin has declined for three consecutive quarters, with an average year-over-year change of -13.58 percentage points over the last eight quarters.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 202.54 percentage points in Q2 2021, against a drop of 136.27 percentage points in Q2 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at -144.57% (Q2 2025), -11.15% (Q1 2025) and -5.60% (Q4 2024).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 50.59 Bn | 7.40 Bn | - | -32.41% |
| 2 | PayPal Holdings | 46.79 Bn | 5.01 Bn | - | 15.09% |
| 3 | Block | 44.05 Bn | 15.31 Bn | 3.17 Bn | 4.56% |
| 4 | Iren | 31.74 Bn | 19.34 Bn | 103.89 Mn | -504.27% |
| 5 | Corpay | 26.01 Bn | 16.21 Bn | - | 25.75% |
| 6 | Fiserv | 24.47 Bn | 21.17 Bn | 2.90 Bn | 14.64% |
| 7 | Global Payments | 22.51 Bn | 952.73 Mn | 2.03 Bn | 3.14% |
| 8 | Bitmine Immersion Technologies | 15.56 Bn | 12.94 Bn | 40.81 Mn | -179.64% |
| 9 | Guidewire Software | 11.90 Bn | 8.47 Bn | 269.68 Mn | 11.02% |
| 10 | Repay Holdings | 306.61 Mn | -235.50 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | -10.84% |
| Jun 30, 2025 | -144.57% |
| Mar 31, 2025 | -11.15% |
| Dec 31, 2024 | -5.60% |
| Sep 30, 2024 | 5.99% |
| Jun 30, 2024 | -8.29% |
| Mar 31, 2024 | -6.27% |
| Dec 31, 2023 | -106.72% |
| Sep 30, 2023 | -11.41% |
| Jun 30, 2023 | -8.89% |
| Mar 31, 2023 | -31.63% |
| Dec 31, 2022 | -11.57% |
| Sep 30, 2022 | 6.85% |
| Jun 30, 2022 | 2.51% |
| Mar 31, 2022 | 24.76% |
| Dec 31, 2021 | -57.51% |
| Sep 30, 2021 | -15.65% |
| Jun 30, 2021 | -36.08% |
| Mar 31, 2021 | -50.34% |
| Dec 31, 2020 | -31.10% |
API Access
Repay Holdings EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=RPAY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "RPAY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=RPAY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();