Regional Management (RM) Interest Coverage Ratio (2011 - 2026)
Regional Management's (RM) quarterly Interest Coverage Ratio came in at 6.52 in Q2 2026, down 2.12% year-over-year from 6.66 in Q2 2025, and down 2.09% quarter-over-quarter from 6.66 in Q1 2026.
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Analysis
Regional Management (RM) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
Regional Management (RM) has reported Interest Coverage Ratio for 16 consecutive years, with 6.52 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio fell 2.12% year-over-year to 6.52 in Q2 2026; TTM through Jun 2026 was 6.8, a 10.56% increase from a year earlier, with the FY2025 full-year figure at 6.67, up 10.57% from the prior year.
- Interest Coverage Ratio was 6.52 for Q2 2026 at Regional Management, down from 6.66 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 7.22 in Q4 2025 and troughed at 5.39 in Q1 2022.
- A 5-year average of 6.16 and a median of 6.07 in 2024 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio declined 15.56% in 2023 and climbed 18.38% in 2025, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 6.51 in 2022, then retreated by 15.56% to 5.5 in 2023, then climbed by 13.84% to 6.26 in 2024, then climbed by 15.45% to 7.22 in 2025, then declined by 9.75% to 6.52 in 2026.
- The last three Interest Coverage Ratio figures came in at 6.52 (Q2 2026), 6.66 (Q1 2026), and 7.22 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Affirm Holdings | 24.20 Bn | 22.57 Bn | - | 1.24 |
| 2 | Synchrony Financial | 23.63 Bn | 7.43 Bn | - | 2.22 |
| 3 | FirstCash Holdings | 9.58 Bn | 9.41 Bn | 533.67 Mn | 3.56 |
| 4 | Credit Acceptance | 5.83 Bn | 5.34 Bn | 569.30 Mn | 1.40 |
| 5 | Slm | 4.56 Bn | -237.27 Mn | - | 1.30 |
| 6 | Enova International | 4.20 Bn | 4.08 Bn | 568.07 Mn | 2.42 |
| 7 | Bread Financial Holdings | 3.98 Bn | -16.10 Bn | 957.00 Mn | 2.43 |
| 8 | StoneCo | 3.10 Bn | 1.48 Bn | 308.97 Mn | 1.64 |
| 9 | Ezcorp | 1.89 Bn | 1.58 Bn | 246.19 Mn | 6.56 |
| 10 | Regional Management | 292.53 Mn | 171.22 Mn | 163.12 Mn | 6.52 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.52 |
| Mar 31, 2026 | 6.66 |
| Dec 31, 2025 | 7.22 |
| Sep 30, 2025 | 6.83 |
| Jun 30, 2025 | 6.66 |
| Mar 31, 2025 | 5.93 |
| Dec 31, 2024 | 6.26 |
| Sep 30, 2024 | 5.77 |
| Jun 30, 2024 | 5.97 |
| Mar 31, 2024 | 6.13 |
| Dec 31, 2023 | 5.50 |
| Sep 30, 2023 | 5.76 |
| Jun 30, 2023 | 6.36 |
| Mar 31, 2023 | 6.00 |
| Dec 31, 2022 | 6.51 |
| Sep 30, 2022 | 5.57 |
| Jun 30, 2022 | 5.90 |
| Mar 31, 2022 | 5.39 |
| Dec 31, 2021 | 6.98 |
| Sep 30, 2021 | 5.56 |
API Access
Regional Management Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=RM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "RM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=RM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();