Regional Management (RM) Interest Coverage Ratio (2011 - 2021)

Regional Management (RM) posted quarterly Interest Coverage Ratio of 6.98 for Q4 2021, up 1545.09% YoY from 0.42 in Q4 2020, and up 11.45% sequentially from 6.26 in Q3 2021.

Regional Management (RM) Interest Coverage Ratio (2011 - 2021) Analysis & Trends

Regional Management has disclosed Interest Coverage Ratio across 11 years of filings, most recently posting 6.98 for Q4 2021.

  • In Q4 2021, Interest Coverage Ratio rose 1545.09% year-over-year to 6.98; the TTM figure through Sep 2022 stood at 30.52 (up 593.65% YoY), while the FY2021 annual figure was 0.75, up 277.98% from the prior year.
  • Interest Coverage Ratio improved to 6.98 in Q4 2021, from 6.26 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for RM reached as high as 6.98 in Q4 2021 and fell as low as 0.23 in Q3 2018.
  • The 5-year median for Interest Coverage Ratio is 0.63 (2017), against an average of 2.31.
  • Annual changes were most pronounced in 2017 — Interest Coverage Ratio slumped 90.83% — and 2021, when it jumped 1700.97%.
  • A 5-year view of Interest Coverage Ratio shows it stood at 0.61 in 2017, then slumped by 50.47% to 0.3 in 2018, then surged by 41.22% to 0.42 in 2019, then advanced by 0.01% to 0.42 in 2020, then surged by 1545.09% to 6.98 in 2021.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods registered 6.98, 6.26, and 5.5 for Q4 2021, Q3 2021, and Q2 2021 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 40.64
2 Mastercard 465.55 Bn 455.34 Bn - 26.52
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.80
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.78
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.12
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.49
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.23
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Regional Management 64.34 Mn 59.48 Mn 163.11 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2021 6.98
Sep 30, 2021 6.26
Jun 30, 2021 5.50
Mar 31, 2021 6.05
Dec 31, 2020 0.42
Sep 30, 2020 0.35
Jun 30, 2020 4.52
Mar 31, 2020 4.22
Dec 31, 2019 0.42
Sep 30, 2019 0.34
Jun 30, 2019 3.90
Mar 31, 2019 3.68
Dec 31, 2018 0.30
Sep 30, 2018 0.23
Jun 30, 2018 0.29
Mar 31, 2018 0.33
Dec 31, 2017 0.61
Sep 30, 2017 0.45
Jun 30, 2017 0.66
Mar 31, 2017 0.67