Regional Management (RM) Interest Coverage Ratio (2011 - 2021)
Regional Management (RM) posted quarterly Interest Coverage Ratio of 6.98 for Q4 2021, up 1545.09% YoY from 0.42 in Q4 2020, and up 11.45% sequentially from 6.26 in Q3 2021.
Regional Management (RM) Interest Coverage Ratio (2011 - 2021) Analysis & Trends
Regional Management has disclosed Interest Coverage Ratio across 11 years of filings, most recently posting 6.98 for Q4 2021.
- In Q4 2021, Interest Coverage Ratio rose 1545.09% year-over-year to 6.98; the TTM figure through Sep 2022 stood at 30.52 (up 593.65% YoY), while the FY2021 annual figure was 0.75, up 277.98% from the prior year.
- Interest Coverage Ratio improved to 6.98 in Q4 2021, from 6.26 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for RM reached as high as 6.98 in Q4 2021 and fell as low as 0.23 in Q3 2018.
- The 5-year median for Interest Coverage Ratio is 0.63 (2017), against an average of 2.31.
- Annual changes were most pronounced in 2017 — Interest Coverage Ratio slumped 90.83% — and 2021, when it jumped 1700.97%.
- A 5-year view of Interest Coverage Ratio shows it stood at 0.61 in 2017, then slumped by 50.47% to 0.3 in 2018, then surged by 41.22% to 0.42 in 2019, then advanced by 0.01% to 0.42 in 2020, then surged by 1545.09% to 6.98 in 2021.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 6.98, 6.26, and 5.5 for Q4 2021, Q3 2021, and Q2 2021 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Regional Management | 64.34 Mn | 59.48 Mn | 163.11 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2021 | 6.98 |
| Sep 30, 2021 | 6.26 |
| Jun 30, 2021 | 5.50 |
| Mar 31, 2021 | 6.05 |
| Dec 31, 2020 | 0.42 |
| Sep 30, 2020 | 0.35 |
| Jun 30, 2020 | 4.52 |
| Mar 31, 2020 | 4.22 |
| Dec 31, 2019 | 0.42 |
| Sep 30, 2019 | 0.34 |
| Jun 30, 2019 | 3.90 |
| Mar 31, 2019 | 3.68 |
| Dec 31, 2018 | 0.30 |
| Sep 30, 2018 | 0.23 |
| Jun 30, 2018 | 0.29 |
| Mar 31, 2018 | 0.33 |
| Dec 31, 2017 | 0.61 |
| Sep 30, 2017 | 0.45 |
| Jun 30, 2017 | 0.66 |
| Mar 31, 2017 | 0.67 |