Qfin Holdings (QFNHF) Times Interest Earned (2019 - 2026)

Qfin Holdings (QFNHF) posted Times Interest Earned of $7.6 for Q1 2026, up 23.83% sequentially from $6.14 in Q4 2025, and down 52.72% YoY from $16.07 in Q1 2025.

Qfin Holdings (QFNHF) Times Interest Earned (2019 - 2026) Analysis & Trends

Qfin Holdings (QFNHF) has 8 years of Times Interest Earned data on file, last reported at $7.6 in Q1 2026.

  • Quarterly Times Interest Earned fell 52.72% year-over-year to $7.6 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $10.14 (down 30.12% YoY) and the FY2025 annual result came in at $11.84, down 7.07% from the prior year.
  • Times Interest Earned rose to $7.6 in Q1 2026 per QFNHF's latest filing, from $6.14 in the prior quarter.
  • The five-year high for Times Interest Earned was $16.07 in Q1 2025, with the low at $6.14 in Q4 2025.
  • Average Times Interest Earned over 5 years is $10.29, with a median of $8.75 recorded in 2023.
  • Year-over-year, Times Interest Earned tumbled 63.01% in 2022 and surged 87.54% in 2024.
  • Qfin Holdings' Times Interest Earned stood at $6.82 in 2022, then increased by 16.47% to $7.95 in 2023, then surged by 87.54% to $14.9 in 2024, then slumped by 58.83% to $6.14 in 2025, then climbed by 23.83% to $7.6 in 2026.
  • Business Quant data shows QFNHF's Times Interest Earned at $7.6 in Q1 2026, $6.14 in Q4 2025, and $11.84 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 40.64
2 Mastercard 465.55 Bn 455.34 Bn - 26.52
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.80
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.78
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.12
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.49
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.23
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Qfin Holdings - - 498.57 Mn 7.60

Historic Data

Download Data
DateValue
Mar 31, 2026 7.60
Dec 31, 2025 6.14
Sep 30, 2025 11.84
Jun 30, 2025 14.89
Mar 31, 2025 16.10
Dec 31, 2024 14.90
Sep 30, 2024 15.27
Jun 30, 2024 12.31
Mar 31, 2024 8.83
Dec 31, 2023 7.95
Sep 30, 2023 8.75
Jun 30, 2023 7.40
Mar 31, 2023 6.33
Dec 31, 2022 6.82
Sep 30, 2022 8.36
Jun 30, 2022 8.29
Mar 31, 2022 13.08
Dec 31, 2021 16.20
Sep 30, 2021 22.61
Jun 30, 2021 22.28