Qfin Holdings (QFIN) Service Charges (2017 - 2025)
Qfin Holdings (QFIN) posted Service Charges of $37.5 million for Q4 2025, down 39.32% sequentially from $61.8 million in Q4 2024, and down 39.32% YoY from $61.8 million in Q4 2024.
Analysis
Qfin Holdings (QFIN) Service Charges (2017 - 2025) Analysis & Trends
Qfin Holdings has reported Service Charges for 9 years, with the latest figure at $37.5 million in Q4 2025.
- Quarterly Service Charges fell 39.32% year-over-year to $37.5 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $37.5 million (down 39.32% YoY) and the FY2025 annual result came in at $37.5 million, down 39.32% from the prior year.
- Service Charges retreated to $37.5 million in Q4 2025 per QFIN's latest filing, from $61.8 million in the prior quarter.
- Over five years, Service Charges peaked at $61.8 million in Q4 2024 and troughed at $10.7 million in Q2 2021.
- A 5-year average of $33.9 million and a median of $34.3 million in 2022 frame the typical range for Service Charges.
- The sharpest annual moves came in 2021 and 2025: Service Charges soared 121.43% in 2021, then plunged 39.32% in 2025.
- Over 5 years, Service Charges stood at $21.9 million in 2021, then surged by 114.5% to $47.1 million in 2022, then climbed by 14.25% to $53.8 million in 2023, then grew by 14.96% to $61.8 million in 2024, then slumped by 39.32% to $37.5 million in 2025.
- According to Business Quant data, Service Charges over the past three periods registered $37.5 million, $61.8 million, and $53.8 million for Q4 2025, Q4 2024, and Q4 2023 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn |
| 10 | Qfin Holdings | 1.07 Bn | -390.93 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 37.52 Mn |
| Dec 31, 2024 | 61.84 Mn |
| Dec 31, 2023 | 53.79 Mn |
| Dec 31, 2022 | 47.08 Mn |
| Sep 30, 2022 | 34.30 Mn |
| Jun 30, 2022 | 20.92 Mn |
| Dec 31, 2021 | 21.95 Mn |
| Sep 30, 2021 | 16.92 Mn |
| Jun 30, 2021 | 10.70 Mn |
| Dec 31, 2020 | 9.91 Mn |
| Dec 31, 2019 | 5.22 Mn |
| Dec 31, 2018 | 1.11 Mn |
| Dec 31, 2017 | 2,267.13 |