Qfin Holdings (QFIN) Service Charges (2017 - 2025)

Qfin Holdings (QFIN) posted Service Charges of $37.5 million for Q4 2025, down 39.32% sequentially from $61.8 million in Q4 2024, and down 39.32% YoY from $61.8 million in Q4 2024.

Qfin Holdings (QFIN) Service Charges (2017 - 2025) Analysis & Trends

Qfin Holdings has reported Service Charges for 9 years, with the latest figure at $37.5 million in Q4 2025.

  • Quarterly Service Charges fell 39.32% year-over-year to $37.5 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $37.5 million (down 39.32% YoY) and the FY2025 annual result came in at $37.5 million, down 39.32% from the prior year.
  • Service Charges retreated to $37.5 million in Q4 2025 per QFIN's latest filing, from $61.8 million in the prior quarter.
  • Over five years, Service Charges peaked at $61.8 million in Q4 2024 and troughed at $10.7 million in Q2 2021.
  • A 5-year average of $33.9 million and a median of $34.3 million in 2022 frame the typical range for Service Charges.
  • The sharpest annual moves came in 2021 and 2025: Service Charges soared 121.43% in 2021, then plunged 39.32% in 2025.
  • Over 5 years, Service Charges stood at $21.9 million in 2021, then surged by 114.5% to $47.1 million in 2022, then climbed by 14.25% to $53.8 million in 2023, then grew by 14.96% to $61.8 million in 2024, then slumped by 39.32% to $37.5 million in 2025.
  • According to Business Quant data, Service Charges over the past three periods registered $37.5 million, $61.8 million, and $53.8 million for Q4 2025, Q4 2024, and Q4 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Qfin Holdings 3.17 Bn -125.16 Bn -

Historic Data

Download Data
DateValue
Dec 31, 2025 37.52 Mn
Dec 31, 2024 61.84 Mn
Dec 31, 2023 53.79 Mn
Dec 31, 2022 47.08 Mn
Sep 30, 2022 34.30 Mn
Jun 30, 2022 20.92 Mn
Dec 31, 2021 21.95 Mn
Sep 30, 2021 16.92 Mn
Jun 30, 2021 10.70 Mn
Dec 31, 2020 9.91 Mn
Dec 31, 2019 5.22 Mn
Dec 31, 2018 1.11 Mn
Dec 31, 2017 2,267.13