Synchrony Financial SYF
NYSE SYF
$75.03 +0.61 (+0.82%)
At close: Sep 18, 2026 · 4:00 PM EDT

Synchrony Financial (SYF) Service Charges (2022 - 2026)

Synchrony Financial's (SYF) quarterly Service Charges came in at $1.8 billion in Q2 2026, little changed on a YoY basis from $1.8 billion in Q2 2025, and up 1.24% quarter-over-quarter from $1.8 billion in Q1 2026.

Analysis

Synchrony Financial (SYF) Service Charges (2022 - 2026) Analysis & Trends

Synchrony Financial (SYF) has reported Service Charges for 5 consecutive years, with $1.8 billion the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Service Charges changed 0.06% year-over-year to $1.8 billion; the trailing twelve-month figure through Jun 2026 stood at $7.0 billion (down 7.96% YoY), and the FY2025 full-year result was $7.2 billion, down 6.63% from the prior year.
  • Service Charges rose to $1.8 billion in Q2 2026 per SYF's latest filing, from $1.8 billion in the prior quarter.
  • Across five years, Service Charges topped out at $2.0 billion in Q2 2024 and bottomed at $752.0 million in Q1 2022.
  • Historically, Service Charges has averaged $1.5 billion across 5 years, with a median of $1.7 billion in 2025.
  • The sharpest annual moves came in 2023 and 2025: Service Charges jumped 69.64% in 2023, then fell 11.63% in 2025.
  • Over 5 years, Service Charges stood at $985.0 million in 2022, then surged by 69.64% to $1.7 billion in 2023, then gained by 18.31% to $2.0 billion in 2024, then decreased by 11.63% to $1.7 billion in 2025, then climbed by 2.92% to $1.8 billion in 2026.
  • According to Business Quant data, Service Charges over the past three periods registered $1.8 billion, $1.8 billion, and $1.7 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn -
2 Affirm Holdings 24.01 Bn 22.38 Bn -
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn
5 Slm 4.72 Bn -77.52 Mn -
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn
10 Navient 1.64 Bn 275.03 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.80 Bn
Mar 31, 2026 1.78 Bn
Dec 31, 2025 1.75 Bn
Sep 30, 2025 1.67 Bn
Jun 30, 2025 1.80 Bn
Mar 31, 2025 1.97 Bn
Dec 31, 2024 1.98 Bn
Sep 30, 2024 1.86 Bn
Jun 30, 2024 1.98 Bn
Mar 31, 2024 1.89 Bn
Dec 31, 2023 1.67 Bn
Sep 30, 2023 1.35 Bn
Jun 30, 2023 1.35 Bn
Mar 31, 2023 1.24 Bn
Dec 31, 2022 985.00 Mn
Sep 30, 2022 830.00 Mn
Jun 30, 2022 803.00 Mn
Mar 31, 2022 752.00 Mn