Synchrony Financial (SYF) Service Charges (2022 - 2026)
Synchrony Financial's (SYF) quarterly Service Charges came in at $1.8 billion in Q2 2026, little changed YoY from $1.8 billion in Q2 2025, and up 1.24% on a QoQ basis from $1.8 billion in Q1 2026.
Synchrony Financial (SYF) Service Charges (2022 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 5 years of Service Charges data on file, last reported at $1.8 billion in Q2 2026.
- Quarterly Service Charges changed 0.06% year-over-year to $1.8 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $7.0 billion (down 7.96% YoY) and the FY2025 annual result came in at $7.2 billion, down 6.63% from the prior year.
- Service Charges advanced to $1.8 billion in Q2 2026, from $1.8 billion in the prior quarter.
- In the past five years, Service Charges ranged from a high of $2.0 billion in Q2 2024 to a low of $752.0 million in Q1 2022.
- A 5-year average of $1.5 billion and a median of $1.7 billion in 2025 frame the typical range for Service Charges.
- Annual changes were most pronounced in 2023 — Service Charges soared 69.64% — and 2025, when it declined 11.63%.
- Tracing SYF's Service Charges over 5 years: stood at $985.0 million in 2022, then soared by 69.64% to $1.7 billion in 2023, then increased by 18.31% to $2.0 billion in 2024, then fell by 11.63% to $1.7 billion in 2025, then gained by 2.92% to $1.8 billion in 2026.
- The last three Service Charges figures came in at $1.8 billion (Q2 2026), $1.8 billion (Q1 2026), and $1.7 billion (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.80 Bn |
| Mar 31, 2026 | 1.78 Bn |
| Dec 31, 2025 | 1.75 Bn |
| Sep 30, 2025 | 1.67 Bn |
| Jun 30, 2025 | 1.80 Bn |
| Mar 31, 2025 | 1.97 Bn |
| Dec 31, 2024 | 1.98 Bn |
| Sep 30, 2024 | 1.86 Bn |
| Jun 30, 2024 | 1.98 Bn |
| Mar 31, 2024 | 1.89 Bn |
| Dec 31, 2023 | 1.67 Bn |
| Sep 30, 2023 | 1.35 Bn |
| Jun 30, 2023 | 1.35 Bn |
| Mar 31, 2023 | 1.24 Bn |
| Dec 31, 2022 | 985.00 Mn |
| Sep 30, 2022 | 830.00 Mn |
| Jun 30, 2022 | 803.00 Mn |
| Mar 31, 2022 | 752.00 Mn |