Synchrony Financial (SYF) Service Charges (2022 - 2026)

Synchrony Financial's (SYF) quarterly Service Charges came in at $1.8 billion in Q2 2026, little changed YoY from $1.8 billion in Q2 2025, and up 1.24% on a QoQ basis from $1.8 billion in Q1 2026.

Synchrony Financial (SYF) Service Charges (2022 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 5 years of Service Charges data on file, last reported at $1.8 billion in Q2 2026.

  • Quarterly Service Charges changed 0.06% year-over-year to $1.8 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $7.0 billion (down 7.96% YoY) and the FY2025 annual result came in at $7.2 billion, down 6.63% from the prior year.
  • Service Charges advanced to $1.8 billion in Q2 2026, from $1.8 billion in the prior quarter.
  • In the past five years, Service Charges ranged from a high of $2.0 billion in Q2 2024 to a low of $752.0 million in Q1 2022.
  • A 5-year average of $1.5 billion and a median of $1.7 billion in 2025 frame the typical range for Service Charges.
  • Annual changes were most pronounced in 2023 — Service Charges soared 69.64% — and 2025, when it declined 11.63%.
  • Tracing SYF's Service Charges over 5 years: stood at $985.0 million in 2022, then soared by 69.64% to $1.7 billion in 2023, then increased by 18.31% to $2.0 billion in 2024, then fell by 11.63% to $1.7 billion in 2025, then gained by 2.92% to $1.8 billion in 2026.
  • The last three Service Charges figures came in at $1.8 billion (Q2 2026), $1.8 billion (Q1 2026), and $1.7 billion (Q4 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 1.80 Bn
Mar 31, 2026 1.78 Bn
Dec 31, 2025 1.75 Bn
Sep 30, 2025 1.67 Bn
Jun 30, 2025 1.80 Bn
Mar 31, 2025 1.97 Bn
Dec 31, 2024 1.98 Bn
Sep 30, 2024 1.86 Bn
Jun 30, 2024 1.98 Bn
Mar 31, 2024 1.89 Bn
Dec 31, 2023 1.67 Bn
Sep 30, 2023 1.35 Bn
Jun 30, 2023 1.35 Bn
Mar 31, 2023 1.24 Bn
Dec 31, 2022 985.00 Mn
Sep 30, 2022 830.00 Mn
Jun 30, 2022 803.00 Mn
Mar 31, 2022 752.00 Mn