CPI Card (PMTS) Interest Coverage Ratio (2014 - 2026)
CPI Card (PMTS) posted Interest Coverage Ratio of 0.77 for Q1 2026, up 217.39% sequentially from 0.65 in Q4 2025, and down 18.43% YoY from 0.94 in Q1 2025.
CPI Card (PMTS) Interest Coverage Ratio (2014 - 2026) Analysis & Trends
CPI Card has reported Interest Coverage Ratio for 13 years, with the latest figure at 0.77 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 18.43% year-over-year to 0.77 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 20.51 (up 69.49% YoY) and the FY2025 annual result came in at 1.58, down 33.94% from the prior year.
- Interest Coverage Ratio climbed to 0.77 in Q1 2026 per PMTS's latest filing, from 0.65 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 32.92 in Q4 2022 and troughed at 0.65 in Q4 2025.
- A 5-year average of 5.4 and a median of 3.71 in 2024 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio jumped 7287.95% in 2022, then sank 104.88% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 32.92 in 2022, then slumped by 101.4% to 0.46 in 2023, then soared by 3009.01% to 13.38 in 2024, then slumped by 104.88% to 0.65 in 2025, then jumped by 217.39% to 0.77 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.77, 0.65, and 9.3 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 35.45 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 25.63 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.53 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.46 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.22 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.78 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -3.03 |
| 10 | CPI Card | 280.02 Mn | 260.73 Mn | 44.12 Mn | 0.77 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.77 |
| Dec 31, 2025 | -0.65 |
| Sep 30, 2025 | 9.30 |
| Jun 30, 2025 | 2.30 |
| Mar 31, 2025 | 0.94 |
| Dec 31, 2024 | 13.38 |
| Sep 30, 2024 | 3.71 |
| Jun 30, 2024 | 6.78 |
| Mar 31, 2024 | 1.19 |
| Dec 31, 2023 | -0.46 |
| Sep 30, 2023 | 4.05 |
| Jun 30, 2023 | 4.86 |
| Mar 31, 2023 | 1.63 |
| Dec 31, 2022 | 32.92 |
| Sep 30, 2022 | 4.78 |
| Jun 30, 2022 | 5.06 |
| Mar 31, 2022 | 1.33 |
| Dec 31, 2021 | -0.46 |
| Sep 30, 2021 | 2.21 |
| Jun 30, 2021 | 3.20 |