CPI Card (PMTS) Interest Coverage Ratio (2014 - 2026)

CPI Card (PMTS) posted Interest Coverage Ratio of 0.77 for Q1 2026, up 217.39% sequentially from 0.65 in Q4 2025, and down 18.43% YoY from 0.94 in Q1 2025.

CPI Card (PMTS) Interest Coverage Ratio (2014 - 2026) Analysis & Trends

CPI Card has reported Interest Coverage Ratio for 13 years, with the latest figure at 0.77 in Q1 2026.

  • Quarterly Interest Coverage Ratio fell 18.43% year-over-year to 0.77 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 20.51 (up 69.49% YoY) and the FY2025 annual result came in at 1.58, down 33.94% from the prior year.
  • Interest Coverage Ratio climbed to 0.77 in Q1 2026 per PMTS's latest filing, from 0.65 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 32.92 in Q4 2022 and troughed at 0.65 in Q4 2025.
  • A 5-year average of 5.4 and a median of 3.71 in 2024 frame the typical range for Interest Coverage Ratio.
  • The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio jumped 7287.95% in 2022, then sank 104.88% in 2025.
  • Over 5 years, Interest Coverage Ratio stood at 32.92 in 2022, then slumped by 101.4% to 0.46 in 2023, then soared by 3009.01% to 13.38 in 2024, then slumped by 104.88% to 0.65 in 2025, then jumped by 217.39% to 0.77 in 2026.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.77, 0.65, and 9.3 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 35.45
2 Mastercard 506.53 Bn 493.04 Bn - 25.63
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.79
4 Capital One Financial 136.19 Bn 81.48 Bn - 1.53
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.46
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.22
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.78
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -3.03
10 CPI Card 280.02 Mn 260.73 Mn 44.12 Mn 0.77

Historic Data

Download Data
DateValue
Mar 31, 2026 0.77
Dec 31, 2025 -0.65
Sep 30, 2025 9.30
Jun 30, 2025 2.30
Mar 31, 2025 0.94
Dec 31, 2024 13.38
Sep 30, 2024 3.71
Jun 30, 2024 6.78
Mar 31, 2024 1.19
Dec 31, 2023 -0.46
Sep 30, 2023 4.05
Jun 30, 2023 4.86
Mar 31, 2023 1.63
Dec 31, 2022 32.92
Sep 30, 2022 4.78
Jun 30, 2022 5.06
Mar 31, 2022 1.33
Dec 31, 2021 -0.46
Sep 30, 2021 2.21
Jun 30, 2021 3.20