PennyMac Mortgage Investment Trust (PMT) Interest Coverage Ratio (2010 - 2026)
PennyMac Mortgage Investment Trust's (PMT) Interest Coverage Ratio came in at 1.05 for Q2 2026, down 2.7% from 1.08 a year earlier and down 3.8% from the prior quarter.
PennyMac Mortgage Investment Trust (PMT) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Coverage Ratio at PennyMac Mortgage Investment Trust was 1.12, down 0.3% year-over-year; for FY2025, it was 1.11, down 7.7% from FY2024.
- In prior years, PennyMac Mortgage Investment Trust's Interest Coverage Ratio was 1.20 in FY2024 (-9.9%), 1.33 in FY2023 (+15.5%), 1.15 in FY2022 (+0.6%) and 1.15 in FY2021 (-11.4%).
- The Q2 2026 figure stands as the lowest quarterly Interest Coverage Ratio since Q1 2025.
- On a year-over-year basis, Interest Coverage Ratio increased in three of the last eight quarters, with an average decline of 5.7%.
- The strongest year-over-year quarter for Interest Coverage Ratio in the past five years was Q3 2022, with growth of 288.9%; the weakest was Q3 2021, with a decline of 85.0%.
- According to Business Quant data, Interest Coverage Ratio for the three prior quarters was 1.10 (Q1 2026), 1.14 (Q4 2025) and 1.21 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - | 1.75 |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - | 2.98 |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - | 1.42 |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - | 1.15 |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - | 1.24 |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - | 2.22 |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn | 27.97 |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - | 1.63 |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - | - |
| 10 | PennyMac Mortgage Investment Trust | 698.49 Mn | -1.11 Bn | - | 1.05 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.05 |
| Mar 31, 2026 | 1.10 |
| Dec 31, 2025 | 1.14 |
| Sep 30, 2025 | 1.21 |
| Jun 30, 2025 | 1.08 |
| Mar 31, 2025 | 0.97 |
| Dec 31, 2024 | 1.29 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.17 |
| Mar 31, 2024 | 1.19 |
| Dec 31, 2023 | 1.22 |
| Sep 30, 2023 | 1.64 |
| Jun 30, 2023 | 1.25 |
| Mar 31, 2023 | 1.22 |
| Dec 31, 2022 | 0.96 |
| Sep 30, 2022 | 1.79 |
| Jun 30, 2022 | 0.49 |
| Mar 31, 2022 | 1.28 |
| Dec 31, 2021 | 0.74 |
| Sep 30, 2021 | 0.46 |
PennyMac Mortgage Investment Trust Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=PMT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "PMT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=PMT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();