PFS Bancorp, Inc. (PFSB) Loans - Loss Allowance (2022 - 2026)
PFS Bancorp's Loans - Loss Allowance was $860,000 in Q2 2026, up 5.8% from $813,000 a year earlier and up 2.4% from the prior quarter.
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Analysis
PFS Bancorp, Inc. (PFSB) Loans - Loss Allowance (2022 - 2026) Analysis & Trends
At the end of FY2025, Loans - Loss Allowance at PFS Bancorp came in at $842,000, up 20.3% from FY2024.
- Loans - Loss Allowance has now increased for three consecutive years, with a three-year compound annual growth rate of 15.7% (FY2022 to FY2025).
- In earlier years, Loans - Loss Allowance was $700,000 in FY2024 (+3.7%), $675,000 in FY2023 (+24.3%) and $543,000 in FY2022.
- The Q2 2026 figure marks the highest quarterly Loans - Loss Allowance in data going back to Q2 2022.
- Compared with a year earlier, Loans - Loss Allowance has increased for three straight quarters, with growth averaging 12.0% over the last eight quarters.
- The best year-over-year quarter for Loans - Loss Allowance over five years was Q3 2024 (growth of 32.0%); the worst was Q3 2025 (a decline of 1.4%).
- Per Business Quant data, PFSB's Loans - Loss Allowance in the three quarters before Q2 2026 was $840,000 (Q1 2026), $842,000 (Q4 2025) and $847,000 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 860,000.00 |
| Mar 31, 2026 | 840,000.00 |
| Dec 31, 2025 | 842,000.00 |
| Sep 30, 2025 | 847,000.00 |
| Jun 30, 2025 | 813,000.00 |
| Mar 31, 2025 | 745,000.00 |
| Dec 31, 2024 | 700,000.00 |
| Sep 30, 2024 | 859,000.00 |
| Jun 30, 2024 | 693,000.00 |
| Mar 31, 2024 | 706,000.00 |
| Dec 31, 2023 | 675,000.00 |
| Sep 30, 2023 | 651,000.00 |
| Jun 30, 2023 | 587,000.00 |
| Mar 31, 2023 | 603,000.00 |
| Dec 31, 2022 | 543,000.00 |
| Sep 30, 2022 | 554,000.00 |
| Jun 30, 2022 | 572,000.00 |
API Access
PFS Bancorp, Inc. Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=PFSB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "PFSB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=PFSB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();