Royal Bank Of Canada (RY) Loans - Loss Allowance (2009 - 2026)
Royal Bank Of Canada (RY) recorded quarterly Loans - Loss Allowance of -$5.3 billion in Q1 2026, down 4.3% quarter-over-quarter from -$5.1 billion in Q4 2025, and down 14.71% on a YoY basis from -$6.3 billion in Q1 2025.
Royal Bank Of Canada (RY) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
Royal Bank Of Canada's Loans - Loss Allowance history runs 18 years deep, the most recent figure standing at -$5.3 billion for Q1 2026.
- In Q1 2026, Loans - Loss Allowance fell 14.71% year-over-year to -$5.3 billion; the TTM figure through Jan 2026 stood at -$5.3 billion (down 14.71% YoY), while the FY2025 annual figure was -$5.1 billion, down 14.19% from the prior year.
- Loans - Loss Allowance was -$5.3 billion for Q1 2026 at Royal Bank Of Canada, down from -$5.1 billion in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of -$2.8 billion in Q2 2022 to a low of -$5.3 billion in Q1 2026.
- Historically, Loans - Loss Allowance has averaged -$3.9 billion across 5 years, with a median of -$3.9 billion in 2024.
- The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance jumped 31.12% in 2022, then plunged 32.21% in 2024.
- A 5-year view of Loans - Loss Allowance shows it stood at -$2.8 billion in 2022, then plunged by 30.61% to -$3.7 billion in 2023, then declined by 19.79% to -$4.4 billion in 2024, then decreased by 15.66% to -$5.1 billion in 2025, then declined by 4.3% to -$5.3 billion in 2026.
- The last three Loans - Loss Allowance figures came in at -$5.3 billion (Q1 2026), -$5.1 billion (Q4 2025), and -$5.3 billion (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Canadian Imperial Bank Of Commerce | 1,329,940,501.22 Bn | 1,329,940,501.43 Bn | - | -3.30 Bn |
| 2 | Hsbc Holdings | 37,228.00 Bn | 37,228.45 Bn | - | - |
| 3 | Royal Bank Of Canada | 2,913.28 Bn | 2,841.72 Bn | - | -5.33 Bn |
| 4 | Toronto Dominion Bank | 959.65 Bn | 952.85 Bn | - | - |
| 5 | Bank Of Montreal | 416.15 Bn | 416.15 Bn | - | -3.65 Bn |
| 6 | Bank Of America | 390.60 Bn | -216.10 Bn | 29.24 Bn | 13.15 Bn |
| 7 | Barclays | 379.37 Bn | -269.24 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 271.88 Bn | -414.40 Bn | 3.81 Bn | -7.84 Bn |
| 9 | Wells Fargo & Company | 252.38 Bn | 177.30 Bn | - | 13.86 Bn |
| 10 | Citigroup | 242.69 Bn | -1,942.31 Bn | 19.85 Bn | 19.25 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | -5.33 Bn |
| Oct 31, 2025 | -5.11 Bn |
| Jul 31, 2025 | -5.29 Bn |
| Apr 30, 2025 | -5.01 Bn |
| Jan 31, 2025 | -4.65 Bn |
| Oct 31, 2024 | -4.42 Bn |
| Jul 31, 2024 | -4.23 Bn |
| Apr 30, 2024 | -4.21 Bn |
| Jan 31, 2024 | -3.92 Bn |
| Oct 31, 2023 | -3.69 Bn |
| Jul 31, 2023 | -3.37 Bn |
| Apr 30, 2023 | -3.20 Bn |
| Jan 31, 2023 | -2.96 Bn |
| Oct 31, 2022 | -2.83 Bn |
| Jul 31, 2022 | -2.85 Bn |
| Apr 30, 2022 | -2.82 Bn |
| Jan 31, 2022 | -3.20 Bn |
| Oct 31, 2021 | -3.25 Bn |
| Jul 31, 2021 | -3.73 Bn |
| Apr 30, 2021 | -4.09 Bn |