Royal Bank Of Canada (RY) Loans - Loss Allowance (2009 - 2026)
Royal Bank Of Canada (RY) posted quarterly Loans - Loss Allowance of -$5.3 billion for Q1 2026, down 14.71% year-over-year from -$6.3 billion in Q1 2025, and down 4.3% quarter-over-quarter from -$5.1 billion in Q4 2025.
Royal Bank Of Canada (RY) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
Royal Bank Of Canada's Loans - Loss Allowance history runs 18 years deep, the most recent figure standing at -$5.3 billion for Q1 2026.
- In Q1 2026, Loans - Loss Allowance fell 14.71% year-over-year to -$5.3 billion; the TTM figure through Jan 2026 stood at -$5.3 billion (down 14.71% YoY), while the FY2025 annual figure was -$5.1 billion, down 14.19% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at -$5.3 billion, down from -$5.1 billion in the prior quarter.
- The five-year high for Loans - Loss Allowance was -$1.7 billion in Q4 2023, with the low at -$5.3 billion in Q1 2026.
- The 5-year median for Loans - Loss Allowance is -$3.9 billion (2024), against an average of -$3.8 billion.
- The sharpest annual moves came in 2023 and 2024: Loans - Loss Allowance soared 38.43% in 2023, then tumbled 154.11% in 2024.
- Royal Bank Of Canada's Loans - Loss Allowance stood at -$2.8 billion in 2022, then jumped by 38.43% to -$1.7 billion in 2023, then sank by 154.11% to -$4.4 billion in 2024, then retreated by 15.66% to -$5.1 billion in 2025, then dropped by 4.3% to -$5.3 billion in 2026.
- Business Quant data shows RY's Loans - Loss Allowance at -$5.3 billion in Q1 2026, -$5.1 billion in Q4 2025, and -$5.3 billion in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 441.62 Bn | -146.87 Bn | 30.39 Bn | 13.11 Bn |
| 2 | Hsbc Holdings | 357.01 Bn | 357.01 Bn | - | - |
| 3 | Royal Bank Of Canada | 286.58 Bn | 87.66 Bn | - | -5.33 Bn |
| 4 | Wells Fargo & Company | 254.86 Bn | 50.89 Bn | - | 13.91 Bn |
| 5 | Mitsubishi Ufj Financial | 251.70 Bn | -141.92 Bn | 10.89 Bn | -7.61 Bn |
| 6 | Citigroup | 223.37 Bn | -2,078.94 Bn | 24.75 Bn | 19.96 Bn |
| 7 | Banco Santander | 209.76 Bn | 30.11 Bn | - | - |
| 8 | Toronto Dominion Bank | 194.48 Bn | 19.99 Bn | - | - |
| 9 | UBS Group AG | 167.76 Bn | -47.95 Bn | - | - |
| 10 | Bank of New York Mellon | 108.83 Bn | 47.61 Bn | - | 222.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jan 31, 2026 | -5.33 Bn |
| Oct 31, 2025 | -5.11 Bn |
| Jul 31, 2025 | -5.29 Bn |
| Apr 30, 2025 | -5.01 Bn |
| Jan 31, 2025 | -4.65 Bn |
| Oct 31, 2024 | -4.42 Bn |
| Jul 31, 2024 | -4.23 Bn |
| Apr 30, 2024 | -4.21 Bn |
| Jan 31, 2024 | -3.92 Bn |
| Oct 31, 2023 | -1.74 Bn |
| Jul 31, 2023 | -3.37 Bn |
| Apr 30, 2023 | -3.20 Bn |
| Jan 31, 2023 | -2.96 Bn |
| Oct 31, 2022 | -2.83 Bn |
| Jul 31, 2022 | -2.85 Bn |
| Apr 30, 2022 | -2.82 Bn |
| Jan 31, 2022 | -3.20 Bn |
| Oct 31, 2021 | -3.25 Bn |
| Jul 31, 2021 | -3.73 Bn |
| Apr 30, 2021 | -4.09 Bn |