Royal Bank Of Canada (RY) Loans - Loss Allowance (2009 - 2026)
Royal Bank Of Canada (RY) posted Loans - Loss Allowance of -$5.3 billion for Q3 2026, up 2.89% on a QoQ basis from -$5.5 billion in Q2 2026, and down 0.67% year-over-year from -$5.4 billion in Q3 2025.
Analysis
Royal Bank Of Canada (RY) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
Royal Bank Of Canada has reported Loans - Loss Allowance for 17 years, with the latest figure at -$5.3 billion in Q3 2026.
- On a quarterly basis, Loans - Loss Allowance fell 0.67% year-over-year to -$5.3 billion in Q3 2026; TTM through Jul 2026 was -$5.3 billion, a 0.67% decrease from a year earlier, with the FY2025 full-year figure at -$5.1 billion, down 14.19% from the prior year.
- Loans - Loss Allowance was -$5.3 billion for Q3 2026 at Royal Bank Of Canada, up from -$5.5 billion in the prior quarter.
- The five-year high for Loans - Loss Allowance was -$2.8 billion in Q2 2022, with the low at -$5.5 billion in Q2 2026.
- Average Loans - Loss Allowance over 5 years is -$4.1 billion, with a median of -$4.2 billion recorded in 2024.
- The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance surged 31.12% in 2022, then tumbled 32.21% in 2024.
- Over 5 years, Loans - Loss Allowance stood at -$2.8 billion in 2022, then tumbled by 30.61% to -$3.7 billion in 2023, then fell by 19.79% to -$4.4 billion in 2024, then slipped by 15.66% to -$5.1 billion in 2025, then retreated by 4.2% to -$5.3 billion in 2026.
- The last three Loans - Loss Allowance figures came in at -$5.3 billion (Q3 2026), -$5.5 billion (Q2 2026), and -$5.3 billion (Q1 2026), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 2,119.43 Bn | 1,530.93 Bn | 30.39 Bn | 13.11 Bn |
| 2 | Morgan Stanley | 331.95 Bn | 171.81 Bn | - | - |
| 3 | Goldman Sachs | 308.77 Bn | -667.58 Bn | - | - |
| 4 | Mitsubishi Ufj Financial | 296.69 Bn | -87.63 Bn | 10.89 Bn | -7.61 Bn |
| 5 | Royal Bank Of Canada | 289.79 Bn | 62.90 Bn | - | -5.33 Bn |
| 6 | Wells Fargo & Company | 274.07 Bn | 70.10 Bn | - | 13.91 Bn |
| 7 | American Express | 219.63 Bn | 170.32 Bn | 17.99 Bn | - |
| 8 | Banco Santander | 214.76 Bn | 222.37 Bn | 28.01 Bn | - |
| 9 | Toronto Dominion Bank | 207.69 Bn | 46.36 Bn | - | -6.10 Bn |
| 10 | Schwab Charles | 185.63 Bn | 112.04 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | -5.33 Bn |
| Apr 30, 2026 | -5.49 Bn |
| Jan 31, 2026 | -5.33 Bn |
| Oct 31, 2025 | -5.11 Bn |
| Jul 31, 2025 | -5.29 Bn |
| Apr 30, 2025 | -5.01 Bn |
| Jan 31, 2025 | -4.65 Bn |
| Oct 31, 2024 | -4.42 Bn |
| Jul 31, 2024 | -4.23 Bn |
| Apr 30, 2024 | -4.21 Bn |
| Jan 31, 2024 | -3.92 Bn |
| Oct 31, 2023 | -3.69 Bn |
| Jul 31, 2023 | -3.37 Bn |
| Apr 30, 2023 | -3.20 Bn |
| Jan 31, 2023 | -2.96 Bn |
| Oct 31, 2022 | -2.83 Bn |
| Jul 31, 2022 | -2.85 Bn |
| Apr 30, 2022 | -2.82 Bn |
| Jan 31, 2022 | -3.20 Bn |
| Oct 31, 2021 | -3.25 Bn |