PFS Bancorp PFSB Income Statement (2022-2026)

OTC PFSB
$22.00 -0.29 (-1.30%)
At close: Oct 22, 2026 · 4:00 PM EDT
Reported Financials

PFS Bancorp Quarterly Income Statement

Periods 17 quarters
Latest Jun 2026

PFS Bancorp reported revenue of $1.76M and net income of $0.44M for the quarter ended Jun 2026, up 7.0% year over year. This income statement covers 17 quarters of results from Jun 2022 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Income StatementIncome Statement Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026
Revenue & Cost
Interest income
Interest income - Loans 0.81M0.83M0.88M0.86M0.91M0.96M1.05M1.07M1.13M1.21M1.32M1.32M1.42M1.50M1.56M1.55M1.60M
Interest Income - Debt Securities 0.26M0.35M0.36M0.38M0.38M0.37M0.39M0.49M0.54M0.55M0.54M0.55M0.58M0.58M0.56M0.54M0.54M
Interest income - Investments 0.00M0.00M0.00M0.01M0.00M0.01M0.01M0.01M0.01M0.01M0.00M0.01M0.00M0.00M0.00M0.01M0.00M
Other Interest Income 0.04M0.07M0.09M0.17M0.29M0.35M0.44M0.31M0.32M0.26M0.25M0.25M0.25M0.18M0.18M0.20M0.22M
Interest Income - Total 1.11M1.26M1.33M1.42M1.58M1.68M1.88M1.88M2.00M2.02M2.12M2.12M2.26M2.26M2.30M2.30M2.36M
Interest expenses
Interest Expense - Deposits 0.12M0.16M0.24M0.32M0.44M0.52M0.59M0.65M0.75M0.78M0.81M0.81M0.81M0.83M0.84M0.81M0.77M
Net interest income
Interest Income - Net 1.00M1.10M1.10M1.10M1.14M1.16M1.29M1.23M1.25M1.24M1.31M1.31M1.45M1.43M1.46M1.49M1.59M
Provision for Credit LossesProvisions -0.03M0.07M-0.01M-0.01M-0.02M0.07M0.05M0.03M0.01M0.16M0.02M0.06M0.07M0.04M-0.01M0.02M0.03M
Net Interest Income After ProvisionsNII After Provisions 1.03M1.03M1.11M1.10M1.13M1.09M1.27M1.21M1.24M1.13M1.29M1.25M1.39M1.39M1.47M1.47M1.56M
Non-interest income
Gain (Loss) on Sale of LoansGain on Loan Sales 0.00M0.00M0.00M-0.01M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M
Other Non-Interest Income 0.03M0.02M0.03M0.15M0.16M0.18M0.19M0.18M0.18M0.17M0.35M0.15M0.20M0.26M0.32M0.16M0.17M
Non-Interest Income - Total 0.15M0.15M0.05M0.15M0.16M0.18M0.18M0.19M0.18M0.17M0.35M0.15M0.20M0.26M0.32M0.16M0.17M
Revenue 1.15M1.25M1.15M1.25M1.30M1.34M1.47M1.42M1.43M1.41M1.66M1.46M1.64M1.69M1.78M1.65M1.76M
Operating Items
Wages, Salaries and OtherWages 0.48M0.48M0.56M0.52M0.65M0.51M0.61M0.59M0.53M0.59M0.62M0.56M0.56M0.64M0.73M0.67M0.68M
Occupancy ExpenseOccupancy 0.06M0.06M0.06M0.07M0.06M0.06M0.06M0.08M0.06M0.07M0.07M0.09M0.07M0.07M0.09M0.08M0.07M
Technology and CommunicationsTechnology 0.12M0.12M0.21M0.13M0.13M0.14M0.14M0.14M0.18M0.11M0.11M0.15M0.11M0.10M0.10M0.11M0.14M
Professional Fees 0.03M0.03M0.08M0.08M0.03M0.03M0.10M0.09M0.12M0.09M0.09M0.09M0.11M0.13M0.07M0.10M0.14M
Marketing and AdvertisingMarketing 0.04M0.03M0.02M0.04M0.05M0.04M0.02M0.04M0.05M0.04M0.02M0.04M0.05M0.04M0.02M0.04M0.04M
FDIC Insurance 0.04M0.03M0.04M0.04M0.03M0.04M0.04M0.04M0.04M0.05M0.04M0.04M0.04M0.06M0.02M0.04M0.05M
Other Non-Interest ExpenseOther Non-Int. Exp. 0.09M0.09M0.12M0.11M0.08M0.09M0.11M0.09M0.10M0.08M0.53M0.08M0.10M0.08M0.13M0.21M0.11M
Operating ExpensesOpex 0.84M0.85M1.10M0.98M1.04M0.90M1.08M1.06M1.06M1.04M1.49M1.04M1.04M1.11M1.16M1.24M1.24M
Net income details
EBT 0.33M0.34M0.06M0.26M0.25M0.37M0.37M0.33M0.36M0.26M0.15M0.37M0.55M0.53M0.62M0.39M0.50M
Tax ProvisionsTaxes 0.06M0.08M-0.03M0.05M0.04M0.07M0.08M0.06M0.09M0.02M0.04M0.08M0.11M0.12M0.09M0.08M0.06M
Profit After TaxPAT 0.27M0.26M0.10M0.21M0.21M0.30M0.29M0.28M0.27M0.24M0.11M0.29M0.44M0.42M0.53M0.32M0.44M
Income from Continuing OperationsIncome (Continuing) 0.27M0.26M0.10M0.21M0.21M0.30M0.29M0.28M0.27M0.24M0.11M0.29M0.44M0.42M0.53M0.32M0.44M
Consolidated Net IncomeConsol Net Inc. 0.27M0.26M0.10M0.21M0.21M0.30M0.29M0.28M0.27M0.24M0.11M0.29M0.44M0.42M0.53M0.32M0.44M
Income towards Parent CompanyParent Net Inc 0.27M0.26M0.10M0.21M0.21M0.30M0.29M0.28M0.27M0.24M0.11M0.29M0.44M0.42M0.53M0.32M0.44M
Net Income towards Common StockholdersNet Income 0.27M0.26M0.10M0.21M0.21M0.30M0.29M0.28M0.27M0.24M0.11M0.29M0.44M0.42M0.53M0.32M0.44M
Additional items
EPS (Basic) 0.170.160.160.140.070.170.250.240.310.180.25
EPS (Diluted) 0.180.180.180.160.070.180.280.280.350.210.28
Weighted Average Shares OutstandingWtd. Avg. Shares 1.73M1.73M1.73M1.73M1.73M1.73M1.73M1.73M1.73M1.73M1.73M
Weighted Average Shares Outstanding (Diluted)Wtd. Avg. Shares (Dil.) 1.55M1.55M1.55M1.56M1.59M1.58M1.55M1.51M1.53M1.55M1.55M
Shares Outstanding (Entity)Shares Outstanding (Entity.) 1.73M1.69M1.69M1.69M1.69M1.68M1.66M1.62M1.57M1.56M1.55M1.56M

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