PFS Bancorp Income Statement (2022-2026)

Reported Financials

PFS Bancorp Quarterly Income Statement

Periods 18 quarters

Latest Sep 2026

PFS Bancorp reported revenue of $1.80M and net income of $0.40M for the quarter ended Sep 2026, up 6.8% year over year. This income statement covers 18 quarters of results from Jun 2022 through Sep 2026, standardized by Business Quant from the company’s SEC filings.

Income StatementIncome Statement	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025	Dec2025	Mar2026	Jun2026	Sep2026
Revenue & Cost
Interest income
Interest income - Loans	0.81M	0.83M	0.88M	0.86M	0.91M	0.96M	1.05M	1.07M	1.13M	1.21M	1.32M	1.32M	1.42M	1.50M	1.56M	1.55M	1.60M	1.69M
Interest Income - Debt Securities	0.26M	0.35M	0.36M	0.38M	0.38M	0.37M	0.39M	0.49M	0.54M	0.55M	0.54M	0.55M	0.58M	0.58M	0.56M	0.54M	0.54M	0.53M
Interest income - Investments	0.00M	0.00M	0.00M	0.01M	0.00M	0.01M	0.01M	0.01M	0.01M	0.01M	0.00M	0.01M	0.00M	0.00M	0.00M	0.01M	0.00M	0.00M
Other Interest Income	0.04M	0.07M	0.09M	0.17M	0.29M	0.35M	0.44M	0.31M	0.32M	0.26M	0.25M	0.25M	0.25M	0.18M	0.18M	0.20M	0.22M	0.18M
Interest Income - Total	1.11M	1.26M	1.33M	1.42M	1.58M	1.68M	1.88M	1.88M	2.00M	2.02M	2.12M	2.12M	2.26M	2.26M	2.30M	2.30M	2.36M	2.39M
Interest expenses
Interest Expense - Deposits	0.12M	0.16M	0.24M	0.32M	0.44M	0.52M	0.59M	0.65M	0.75M	0.78M	0.81M	0.81M	0.81M	0.83M	0.84M	0.81M	0.77M	0.77M
Net interest income
Interest Income - Net	1.00M	1.10M	1.10M	1.10M	1.14M	1.16M	1.29M	1.23M	1.25M	1.24M	1.31M	1.31M	1.45M	1.43M	1.46M	1.49M	1.59M	1.63M
Provision for Credit LossesProvisions	-0.03M	0.07M	-0.01M	-0.01M	-0.02M	0.07M	0.05M	0.03M	0.01M	0.16M	0.02M	0.06M	0.07M	0.04M	-0.01M	0.02M	0.03M	0.04M
Net Interest Income After ProvisionsNII After Provisions	1.03M	1.03M	1.11M	1.10M	1.13M	1.09M	1.27M	1.21M	1.24M	1.13M	1.29M	1.25M	1.39M	1.39M	1.47M	1.47M	1.56M	1.59M
Non-interest income
Service Charges	0.09M	0.09M	0.10M	0.09M	0.10M	0.11M	0.11M	0.11M	0.11M	0.11M	0.11M	0.10M	0.12M	0.12M	0.11M	0.11M	0.12M	0.12M
Financial Services Fees	0.02M	0.02M	0.02M	0.02M	0.02M	0.02M	0.02M	0.02M	0.02M	0.02M	-0.01M	0.00M	0.01M	0.01M	0.01M	0.00M	0.01M	0.01M
Gain (Loss) on Sale of LoansGain on Loan Sales				0.00M	0.00M	0.00M	-0.01M	0.00M	0.00M	0.00M	0.00M	0.00M	0.00M	0.00M	0.00M	0.00M	0.00M	0.00M
Other Non-Interest Income	0.04M	0.04M	-0.07M	0.03M	0.04M	0.05M	0.07M	0.06M	0.06M	0.04M	0.25M	0.05M	0.08M	0.13M	0.19M	0.05M	0.04M	0.04M
Non-Interest Income - Total	0.15M	0.15M	0.05M	0.15M	0.16M	0.18M	0.18M	0.19M	0.18M	0.17M	0.35M	0.15M	0.20M	0.26M	0.32M	0.16M	0.17M	0.17M
Revenue	1.15M	1.25M	1.15M	1.25M	1.30M	1.34M	1.47M	1.42M	1.43M	1.41M	1.66M	1.46M	1.64M	1.69M	1.78M	1.65M	1.76M	1.80M
Operating Items
Wages, Salaries and OtherWages	0.48M	0.48M	0.56M	0.52M	0.65M	0.51M	0.61M	0.59M	0.53M	0.59M	0.62M	0.56M	0.56M	0.64M	0.73M	0.67M	0.68M	0.65M
Occupancy ExpenseOccupancy	0.06M	0.06M	0.06M	0.07M	0.06M	0.06M	0.06M	0.08M	0.06M	0.07M	0.07M	0.09M	0.07M	0.07M	0.09M	0.08M	0.07M	0.08M
Technology and CommunicationsTechnology	0.12M	0.12M	0.21M	0.13M	0.13M	0.14M	0.14M	0.14M	0.18M	0.11M	0.11M	0.15M	0.11M	0.10M	0.10M	0.11M	0.14M	0.13M
Professional Fees	0.03M	0.03M	0.08M	0.08M	0.03M	0.03M	0.10M	0.09M	0.12M	0.09M	0.09M	0.09M	0.11M	0.13M	0.07M	0.10M	0.14M	0.10M
Marketing and AdvertisingMarketing	0.04M	0.03M	0.02M	0.04M	0.05M	0.04M	0.02M	0.04M	0.05M	0.04M	0.02M	0.04M	0.05M	0.04M	0.02M	0.04M	0.04M	0.04M
FDIC Insurance	0.04M	0.03M	0.04M	0.04M	0.03M	0.04M	0.04M	0.04M	0.04M	0.05M	0.04M	0.04M	0.04M	0.06M	0.02M	0.04M	0.05M	0.05M
Other Non-Interest ExpenseOther Non-Int. Exp.	0.09M	0.09M	0.12M	0.11M	0.08M	0.09M	0.11M	0.09M	0.10M	0.08M	0.53M	0.08M	0.10M	0.08M	0.13M	0.21M	0.11M	0.15M
Operating ExpensesOpex	0.84M	0.85M	1.10M	0.98M	1.04M	0.90M	1.08M	1.06M	1.06M	1.04M	1.49M	1.04M	1.04M	1.11M	1.16M	1.24M	1.24M	1.19M
Net income details
EBT	0.33M	0.34M	0.06M	0.26M	0.25M	0.37M	0.37M	0.33M	0.36M	0.26M	0.15M	0.37M	0.55M	0.53M	0.62M	0.39M	0.50M	0.57M
Tax ProvisionsTaxes	0.06M	0.08M	-0.03M	0.05M	0.04M	0.07M	0.08M	0.06M	0.09M	0.02M	0.04M	0.08M	0.11M	0.12M	0.09M	0.08M	0.06M	0.17M
Income After Tax	0.27M	0.26M	0.10M	0.21M	0.21M	0.30M	0.29M	0.28M	0.27M	0.24M	0.11M	0.29M	0.44M	0.42M	0.53M	0.32M	0.44M	0.40M
Income from Continuing OperationsIncome (Continuing)	0.27M	0.26M	0.10M	0.21M	0.21M	0.30M	0.29M	0.28M	0.27M	0.24M	0.11M	0.29M	0.44M	0.42M	0.53M	0.32M	0.44M	0.40M
Consolidated Net IncomeConsol Net Inc.	0.27M	0.26M	0.10M	0.21M	0.21M	0.30M	0.29M	0.28M	0.27M	0.24M	0.11M	0.29M	0.44M	0.42M	0.53M	0.32M	0.44M	0.40M
Income towards Parent CompanyParent Net Inc	0.27M	0.26M	0.10M	0.21M	0.21M	0.30M	0.29M	0.28M	0.27M	0.24M	0.11M	0.29M	0.44M	0.42M	0.53M	0.32M	0.44M	0.40M
Net Income towards Common StockholdersNet Income	0.27M	0.26M	0.10M	0.21M	0.21M	0.30M	0.29M	0.28M	0.27M	0.24M	0.11M	0.29M	0.44M	0.42M	0.53M	0.32M	0.44M	0.40M
Additional items
EPS (Basic)							0.17	0.16	0.16	0.14	0.07	0.17	0.25	0.24	0.31	0.18	0.25	0.23
EPS (Diluted)							0.18	0.18	0.18	0.16	0.07	0.18	0.28	0.28	0.35	0.21	0.28	0.26
Weighted Average Shares OutstandingWtd. Avg. Shares							1.73M	1.73M	1.73M	1.73M	1.73M	1.73M	1.73M	1.73M	1.73M	1.73M	1.73M	1.74M
Weighted Average Shares Outstanding (Diluted)Wtd. Avg. Shares (Dil.)							1.55M	1.55M	1.55M	1.56M	1.59M	1.58M	1.55M	1.51M	1.53M	1.55M	1.55M	1.57M
Shares Outstanding (Entity)Shares Outstanding (Entity.)						1.73M	1.69M	1.69M	1.69M	1.69M	1.68M	1.66M	1.62M	1.57M	1.56M	1.55M	1.56M	1.54M

PFS Bancorp Income Statement API

Pull PFS Bancorp's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/statements?ticker=PFSB&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEY

import requests

url = "https://data.businessquant.com/statements"
params = {"ticker": "PFSB", "statement": "IS", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}

data = requests.get(url, params=params).json()

const res = await fetch("https://data.businessquant.com/statements?ticker=PFSB&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();

API documentation

PFS Bancorp PFSB Income Statement (2022-2026)

PFS Bancorp Quarterly Income Statement

PFS Bancorp Income Statement API

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