Bank Of America (BAC) Loans - Loss Allowance (2009 - 2026)
Bank Of America's Loans - Loss Allowance was $13.11 billion in Q2 2026, down 1.3% from $13.29 billion a year earlier and down 0.3% from the prior quarter.
Bank Of America (BAC) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
At the end of FY2025, Loans - Loss Allowance at Bank Of America came in at $13.2 billion, down 0.3% from FY2024.
- Loans - Loss Allowance shows a five-year compound annual growth rate of -6.8% (FY2020 to FY2025).
- In earlier years, Loans - Loss Allowance was $13.24 billion in FY2024 (-0.8%), $13.34 billion in FY2023 (+5.2%), $12.68 billion in FY2022 (+2.4%) and $12.39 billion in FY2021 (-34.1%).
- The Q2 2026 figure marks the lowest quarterly Loans - Loss Allowance since Q2 2023.
- Compared with a year earlier, Loans - Loss Allowance has declined for three straight quarters, with an average decline of 0.3% over the last eight quarters.
- The best year-over-year quarter for Loans - Loss Allowance over five years was Q2 2023 (growth of 8.2%); the worst was Q4 2021 (a decline of 34.1%).
- Per Business Quant data, BAC's Loans - Loss Allowance in the three quarters before Q2 2026 was $13.15 billion (Q1 2026), $13.2 billion (Q4 2025) and $13.25 billion (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | 347,603.00 |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | - |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | - |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 13.91 Bn |
| 10 | American Express | 204.37 Bn | -3.81 Bn | - | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.11 Bn |
| Mar 31, 2026 | 13.15 Bn |
| Dec 31, 2025 | 13.20 Bn |
| Sep 30, 2025 | 13.25 Bn |
| Jun 30, 2025 | 13.29 Bn |
| Mar 31, 2025 | 13.26 Bn |
| Dec 31, 2024 | 13.24 Bn |
| Sep 30, 2024 | 13.25 Bn |
| Jun 30, 2024 | 13.24 Bn |
| Mar 31, 2024 | 13.21 Bn |
| Dec 31, 2023 | 13.34 Bn |
| Sep 30, 2023 | 13.29 Bn |
| Jun 30, 2023 | 12.95 Bn |
| Mar 31, 2023 | 12.51 Bn |
| Dec 31, 2022 | 12.68 Bn |
| Sep 30, 2022 | 12.30 Bn |
| Jun 30, 2022 | 11.97 Bn |
| Mar 31, 2022 | 12.10 Bn |
| Dec 31, 2021 | 12.39 Bn |
| Sep 30, 2021 | 13.16 Bn |
Bank Of America Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=BAC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "BAC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=BAC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();