Ponce Financial (PDLB) Loans - Loss Allowance (2020 - 2026)
Ponce Financial (PDLB) posted Loans - Loss Allowance of $26.2 million for Q1 2026, up 3.1% sequentially from $25.4 million in Q4 2025, and up 14.21% YoY from $23.0 million in Q1 2025.
Ponce Financial (PDLB) Loans - Loss Allowance (2020 - 2026) Analysis & Trends
Ponce Financial has reported Loans - Loss Allowance for 7 years, with the latest figure at $26.2 million in Q1 2026.
- Quarterly Loans - Loss Allowance rose 14.21% year-over-year to $26.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $26.2 million (up 14.21% YoY) and the FY2025 annual result came in at $25.4 million, up 13.1% from the prior year.
- Loans - Loss Allowance climbed to $26.2 million in Q1 2026 per PDLB's latest filing, from $25.4 million in the prior quarter.
- Over five years, Loans - Loss Allowance peaked at $34.6 million in Q4 2022 and troughed at $16.9 million in Q1 2022.
- A 5-year average of $24.9 million and a median of $24.8 million in 2025 frame the typical range for Loans - Loss Allowance.
- The sharpest annual moves came in 2022 and 2023: Loans - Loss Allowance jumped 111.55% in 2022, then fell 24.39% in 2023.
- Over 5 years, Loans - Loss Allowance stood at $34.6 million in 2022, then declined by 24.39% to $26.2 million in 2023, then dropped by 13.96% to $22.5 million in 2024, then increased by 13.1% to $25.4 million in 2025, then rose by 3.1% to $26.2 million in 2026.
- According to Business Quant data, Loans - Loss Allowance over the past three periods registered $26.2 million, $25.4 million, and $24.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | Ponce Financial | 470.75 Mn | 330.74 Mn | - | 27.55 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 27.55 Mn |
| Mar 31, 2026 | 26.24 Mn |
| Dec 31, 2025 | 25.45 Mn |
| Sep 30, 2025 | 24.76 Mn |
| Jun 30, 2025 | 24.10 Mn |
| Mar 31, 2025 | 22.97 Mn |
| Dec 31, 2024 | 22.50 Mn |
| Sep 30, 2024 | 23.97 Mn |
| Jun 30, 2024 | 24.06 Mn |
| Mar 31, 2024 | 24.66 Mn |
| Dec 31, 2023 | 26.15 Mn |
| Sep 30, 2023 | 27.41 Mn |
| Jun 30, 2023 | 28.17 Mn |
| Mar 31, 2023 | 28.98 Mn |
| Dec 31, 2022 | 34.59 Mn |
| Sep 30, 2022 | 25.11 Mn |
| Jun 30, 2022 | 17.54 Mn |
| Mar 31, 2022 | 16.89 Mn |
| Dec 31, 2021 | 16.35 Mn |
| Dec 31, 2020 | 14.87 Mn |