Onity (ONIT) Interest Coverage Ratio (2010 - 2026)
Onity (ONIT) recorded quarterly Interest Coverage Ratio of 1.1 in Q1 2026, little changed quarter-over-quarter from 1.09 in Q4 2025, and down 3.55% on a YoY basis from 1.14 in Q1 2025.
Onity (ONIT) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Onity's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.1 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 3.55% year-over-year to 1.1; the TTM figure through Mar 2026 stood at 1.22 (up 14.47% YoY), while the FY2025 annual figure was 1.2, up 5.91% from the prior year.
- Interest Coverage Ratio was 1.1 for Q1 2026 at Onity, roughly flat from 1.09 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 35.26 in Q4 2022 to a low of 0.46 in Q1 2023.
- Historically, Interest Coverage Ratio has averaged 3.22 across 5 years, with a median of 1.24 in 2023.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio jumped 2929.86% in 2022, then sank 98.58% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 35.26 in 2022, then tumbled by 98.58% to 0.5 in 2023, then rose by 9.2% to 0.55 in 2024, then surged by 99.49% to 1.09 in 2025, then grew by 0.25% to 1.1 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.1 (Q1 2026), 1.09 (Q4 2025), and 1.55 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 2.15 |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 0.33 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 2.74 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 2.26 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 1.34 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -7.89 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 1.10 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -0.28 |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.10 |
| Dec 31, 2025 | 1.09 |
| Sep 30, 2025 | 1.55 |
| Jun 30, 2025 | 1.30 |
| Mar 31, 2025 | 1.14 |
| Dec 31, 2024 | 0.55 |
| Sep 30, 2024 | 1.37 |
| Jun 30, 2024 | 1.29 |
| Mar 31, 2024 | 1.47 |
| Dec 31, 2023 | 0.50 |
| Sep 30, 2023 | 1.12 |
| Jun 30, 2023 | 1.24 |
| Mar 31, 2023 | 0.46 |
| Dec 31, 2022 | 35.26 |
| Sep 30, 2022 | 1.50 |
| Jun 30, 2022 | 1.15 |
| Mar 31, 2022 | 2.62 |
| Dec 31, 2021 | 1.16 |
| Sep 30, 2021 | 1.11 |
| Jun 30, 2021 | 0.44 |