Onity (ONIT) Interest Coverage Ratio (2010 - 2026)

Onity (ONIT) recorded quarterly Interest Coverage Ratio of 1.1 in Q1 2026, little changed quarter-over-quarter from 1.09 in Q4 2025, and down 3.55% on a YoY basis from 1.14 in Q1 2025.

Onity (ONIT) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Onity's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.1 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio fell 3.55% year-over-year to 1.1; the TTM figure through Mar 2026 stood at 1.22 (up 14.47% YoY), while the FY2025 annual figure was 1.2, up 5.91% from the prior year.
  • Interest Coverage Ratio was 1.1 for Q1 2026 at Onity, roughly flat from 1.09 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 35.26 in Q4 2022 to a low of 0.46 in Q1 2023.
  • Historically, Interest Coverage Ratio has averaged 3.22 across 5 years, with a median of 1.24 in 2023.
  • The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio jumped 2929.86% in 2022, then sank 98.58% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 35.26 in 2022, then tumbled by 98.58% to 0.5 in 2023, then rose by 9.2% to 0.55 in 2024, then surged by 99.49% to 1.09 in 2025, then grew by 0.25% to 1.1 in 2026.
  • The last three Interest Coverage Ratio figures came in at 1.1 (Q1 2026), 1.09 (Q4 2025), and 1.55 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 2.15
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 0.33
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 2.74
4 UWM Holdings 743.45 Mn 1.57 Bn - 2.26
5 Velocity Financial 668.42 Mn 583.96 Mn - 1.34
6 CNFinance Holdings 591.78 Mn 542.97 Mn - -
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - -7.89
8 Onity 306.24 Mn 306.24 Mn - 1.10
9 loanDepot 209.70 Mn -4.79 Mn - -0.28
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 1.10
Dec 31, 2025 1.09
Sep 30, 2025 1.55
Jun 30, 2025 1.30
Mar 31, 2025 1.14
Dec 31, 2024 0.55
Sep 30, 2024 1.37
Jun 30, 2024 1.29
Mar 31, 2024 1.47
Dec 31, 2023 0.50
Sep 30, 2023 1.12
Jun 30, 2023 1.24
Mar 31, 2023 0.46
Dec 31, 2022 35.26
Sep 30, 2022 1.50
Jun 30, 2022 1.15
Mar 31, 2022 2.62
Dec 31, 2021 1.16
Sep 30, 2021 1.11
Jun 30, 2021 0.44