Onity (ONIT) Interest Coverage Ratio (2010 - 2026)
Onity's (ONIT) quarterly Interest Coverage Ratio came in at 1.11 in Q1 2026, down 1.83% year-on-year from 1.14 in Q1 2025, and down 5.47% quarter-over-quarter from 1.18 in Q4 2025.
Onity (ONIT) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Onity's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.11 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio fell 1.83% year-over-year to 1.11 in Q1 2026; TTM through Mar 2026 was 4.83, a 358.52% increase from a year earlier, with the FY2025 full-year figure at 1.2, up 5.91% from the prior year.
- Interest Coverage Ratio retreated to 1.11 in Q1 2026 per ONIT's latest filing, from 1.18 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 2.03 in Q1 2022 and bottomed at 0.86 in Q4 2022.
- The 5-year median for Interest Coverage Ratio is 1.18 (2025), against an average of 1.02.
- Across the five-year window, Interest Coverage Ratio slumped 178.55% in 2022 and surged 860.31% in 2024, its largest moves.
- Year by year, Interest Coverage Ratio stood at 0.86 in 2022, then soared by 108.08% to 0.07 in 2023, then jumped by 860.31% to 0.67 in 2024, then jumped by 77.01% to 1.18 in 2025, then retreated by 5.47% to 1.11 in 2026.
- Per Business Quant, the three latest ONIT Interest Coverage Ratio figures stand at 1.11 (Q1 2026), 1.18 (Q4 2025), and 1.28 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 2.15 |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 1.13 |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 1.15 |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 0.34 |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 2.52 |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 1.31 |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 2.22 |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -7.89 |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 1.11 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.11 |
| Dec 31, 2025 | 1.18 |
| Sep 30, 2025 | 1.28 |
| Jun 30, 2025 | 1.30 |
| Mar 31, 2025 | 1.14 |
| Dec 31, 2024 | 0.67 |
| Sep 30, 2024 | 1.37 |
| Jun 30, 2024 | 1.18 |
| Mar 31, 2024 | 1.47 |
| Dec 31, 2023 | 0.07 |
| Sep 30, 2023 | 1.12 |
| Jun 30, 2023 | 1.22 |
| Mar 31, 2023 | 0.46 |
| Dec 31, 2022 | -0.86 |
| Sep 30, 2022 | 1.50 |
| Jun 30, 2022 | 1.15 |
| Mar 31, 2022 | 2.03 |
| Dec 31, 2021 | 1.09 |
| Sep 30, 2021 | 1.11 |
| Jun 30, 2021 | 0.44 |