Onity (ONIT) Interest Coverage Ratio (2010 - 2026)
Onity (ONIT) posted Interest Coverage Ratio of 0.85 for Q2 2026, down 22.09% on a QoQ basis from 1.1 in Q1 2026, and down 34.42% year-over-year from 1.3 in Q2 2025.
Analysis
Onity (ONIT) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Onity has reported Interest Coverage Ratio for 17 years, with the latest figure at 0.85 in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio fell 34.42% year-over-year to 0.85 in Q2 2026; TTM through Jun 2026 was 1.07, a 2.01% decrease from a year earlier, with the FY2025 full-year figure at 1.2, up 5.91% from the prior year.
- Interest Coverage Ratio was 0.85 for Q2 2026 at Onity, down from 1.1 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 2.03 in Q1 2022, with the low at 0.18 in Q4 2022.
- Average Interest Coverage Ratio over 5 years is 1.06, with a median of 1.14 recorded in 2022.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio sank 119.66% in 2022, then soared 322.66% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 0.18 in 2022, then soared by 322.66% to 0.4 in 2023, then jumped by 35.62% to 0.55 in 2024, then soared by 99.49% to 1.09 in 2025, then retreated by 21.89% to 0.85 in 2026.
- The last three Interest Coverage Ratio figures came in at 0.85 (Q2 2026), 1.1 (Q1 2026), and 1.09 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | 1.15 |
| 2 | Rocket Companies | 37.06 Bn | 33.95 Bn | - | 1.75 |
| 3 | Figure Technology Solutions | 8.13 Bn | 6.59 Bn | 196.67 Mn | 3.95 |
| 4 | PennyMac Financial Services | 3.61 Bn | 2.87 Bn | 480.08 Mn | 0.05 |
| 5 | Federal Agricultural Mortgage | 2.42 Bn | 1.38 Bn | - | 1.25 |
| 6 | Walker & Dunlop | 1.35 Bn | 1.19 Bn | - | 1.12 |
| 7 | CNFinance Holdings | 1.34 Bn | 1.34 Bn | - | - |
| 8 | Velocity Financial | 691.91 Mn | -6.76 Bn | - | 1.38 |
| 9 | UWM Holdings | 450.60 Mn | -47.81 Mn | - | -1.98 |
| 10 | Onity | 290.41 Mn | 94.11 Mn | - | 0.85 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.85 |
| Mar 31, 2026 | 1.10 |
| Dec 31, 2025 | 1.09 |
| Sep 30, 2025 | 1.28 |
| Jun 30, 2025 | 1.30 |
| Mar 31, 2025 | 1.14 |
| Dec 31, 2024 | 0.55 |
| Sep 30, 2024 | 1.37 |
| Jun 30, 2024 | 1.18 |
| Mar 31, 2024 | 1.47 |
| Dec 31, 2023 | 0.40 |
| Sep 30, 2023 | 1.12 |
| Jun 30, 2023 | 1.22 |
| Mar 31, 2023 | 0.46 |
| Dec 31, 2022 | -0.18 |
| Sep 30, 2022 | 1.50 |
| Jun 30, 2022 | 1.15 |
| Mar 31, 2022 | 2.03 |
| Dec 31, 2021 | 0.92 |
| Sep 30, 2021 | 1.11 |