Growth Metrics

loanDepot (LDI) Interest Coverage Ratio (2020 - 2025)

loanDepot's Interest Coverage Ratio history spans 6 years, with the latest figure at 0.53 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio rose 101.72% year-over-year to 0.53; the TTM value through Dec 2025 reached 0.33, up 138.03%, while the annual FY2025 figure was 0.31, 148.14% up from the prior year.
  • Interest Coverage Ratio reached 0.53 in Q4 2025 per LDI's latest filing, down from 0.72 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 9.34 in Q1 2021 to a low of 47.46 in Q4 2023.
  • Average Interest Coverage Ratio over 5 years is 3.6, with a median of 0.64 recorded in 2023.
  • Peak YoY movement for Interest Coverage Ratio: crashed 2885.61% in 2023, then soared 1411.03% in 2024.
  • A 5-year view of Interest Coverage Ratio shows it stood at 0.87 in 2021, then crashed by 282.13% to 1.59 in 2022, then plummeted by 2885.61% to 47.46 in 2023, then soared by 35.26% to 30.72 in 2024, then soared by 101.72% to 0.53 in 2025.
  • Per Business Quant, the three most recent readings for LDI's Interest Coverage Ratio are 0.53 (Q4 2025), 0.72 (Q3 2025), and 0.27 (Q2 2025).