loanDepot (LDI) Interest Coverage Ratio (2020 - 2026)
loanDepot's (LDI) quarterly Interest Coverage Ratio came in at 0.04 in Q1 2026, down 75.04% YoY from 0.17 in Q1 2025, and down 97.84% on a QoQ basis from 1.96 in Q4 2025.
loanDepot (LDI) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
loanDepot (LDI) has 7 years of Interest Coverage Ratio data on file, last reported at 0.04 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 75.04% year-over-year to 0.04 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.2 (down 150.52% YoY) and the FY2025 annual result came in at 0.6, up 192.59% from the prior year.
- Interest Coverage Ratio slipped to 0.04 in Q1 2026, from 1.96 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 1.96 in Q4 2025 to a low of 60.3 in Q4 2022.
- A 5-year average of 3.97 and a median of 0.07 in 2023 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio tumbled 5106.84% — and 2024, when it soared 1571.97%.
- Tracing LDI's Interest Coverage Ratio over 5 years: stood at 60.3 in 2022, then surged by 101.02% to 0.62 in 2023, then fell by 6.53% to 0.58 in 2024, then soared by 240.54% to 1.96 in 2025, then slumped by 97.84% to 0.04 in 2026.
- The last three Interest Coverage Ratio figures came in at 0.04 (Q1 2026), 1.96 (Q4 2025), and 0.77 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.64 Bn | 36.53 Bn | - | 1.75 |
| 2 | Federal National Mortgage Association Fannie Mae | 36.79 Bn | 36.79 Bn | - | 1.15 |
| 3 | Federal Home Loan Mortgage | 18.50 Bn | 14.18 Bn | - | 1.17 |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 0.05 |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.12 |
| 7 | Velocity Financial | 709.15 Mn | -6.74 Bn | - | 1.38 |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -1.98 |
| 9 | Onity | 302.07 Mn | 105.77 Mn | - | 0.85 |
| 10 | loanDepot | 207.55 Mn | -103.58 Mn | - | 0.82 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.84 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 1.96 |
| Sep 30, 2025 | 0.77 |
| Jun 30, 2025 | 0.18 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | 0.58 |
| Sep 30, 2024 | 1.08 |
| Jun 30, 2024 | -1.16 |
| Mar 31, 2024 | -0.46 |
| Dec 31, 2023 | 0.62 |
| Sep 30, 2023 | -0.07 |
| Jun 30, 2023 | -0.82 |
| Mar 31, 2023 | -0.84 |
| Dec 31, 2022 | -60.30 |
| Sep 30, 2022 | -2.89 |
| Jun 30, 2022 | -5.31 |
| Mar 31, 2022 | -1.02 |
| Dec 31, 2021 | 1.20 |
| Sep 30, 2021 | 4.15 |