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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

loanDepot (LDI) Interest Coverage Ratio (2020 - 2026)

loanDepot filings provide 6 years of Interest Coverage Ratio readings, the most recent being 0.53 for Q4 2025.

  • On a quarterly basis, Interest Coverage Ratio rose 101.72% to 0.53 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.33, a 138.03% increase, with the full-year FY2025 number at 0.31, up 148.14% from a year prior.
  • Interest Coverage Ratio hit 0.53 in Q4 2025 for loanDepot, down from 0.72 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 9.34 in Q1 2021 to a low of 47.46 in Q4 2023.
  • Median Interest Coverage Ratio over the past 5 years was 0.64 (2023), compared with a mean of 3.6.
  • Biggest five-year swings in Interest Coverage Ratio: plummeted 2885.61% in 2023 and later skyrocketed 1411.03% in 2024.
  • loanDepot's Interest Coverage Ratio stood at 0.87 in 2021, then crashed by 282.13% to 1.59 in 2022, then plummeted by 2885.61% to 47.46 in 2023, then soared by 35.26% to 30.72 in 2024, then soared by 101.72% to 0.53 in 2025.
  • The last three reported values for Interest Coverage Ratio were 0.53 (Q4 2025), 0.72 (Q3 2025), and 0.27 (Q2 2025) per Business Quant data.