loanDepot (LDI) Interest Coverage Ratio (2020 - 2026)
loanDepot (LDI) reported Interest Coverage Ratio of 0.28 for Q1 2026, down 326.27% on a YoY basis from 0.12 in Q1 2025, and down 153.03% quarter-over-quarter from 0.53 in Q4 2025.
loanDepot (LDI) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
loanDepot has reported Interest Coverage Ratio for 7 years, with the latest figure at 0.28 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio fell 326.27% year-over-year to 0.28; the trailing twelve-month figure through Mar 2026 stood at 0.35 (up 173.63% YoY), and the FY2025 full-year result was 0.31, up 148.14% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 0.28, down from 0.53 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 1.09 in Q3 2024, with the low at 30.72 in Q4 2024.
- Historically, Interest Coverage Ratio has averaged 2.72 across 5 years, with a median of 0.63 in 2023.
- The largest YoY upside for Interest Coverage Ratio was 1426.95% in 2024 against a maximum downside of 4809.91% in 2024.
- loanDepot's Interest Coverage Ratio stood at 1.59 in 2022, then soared by 60.64% to 0.63 in 2023, then sank by 4809.91% to 30.72 in 2024, then jumped by 101.72% to 0.53 in 2025, then tumbled by 153.03% to 0.28 in 2026.
- The last three Interest Coverage Ratio figures came in at 0.28 (Q1 2026), 0.53 (Q4 2025), and 0.77 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 2.15 |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 0.33 |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 2.74 |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 2.26 |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 1.34 |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -7.89 |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 1.10 |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -0.28 |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.28 |
| Dec 31, 2025 | 0.53 |
| Sep 30, 2025 | 0.77 |
| Jun 30, 2025 | 0.27 |
| Mar 31, 2025 | -0.07 |
| Dec 31, 2024 | -30.72 |
| Sep 30, 2024 | 1.09 |
| Jun 30, 2024 | -0.46 |
| Mar 31, 2024 | -1.69 |
| Dec 31, 2023 | -0.63 |
| Sep 30, 2023 | 0.07 |
| Jun 30, 2023 | -0.82 |
| Mar 31, 2023 | -2.85 |
| Dec 31, 2022 | -1.59 |
| Sep 30, 2022 | -2.89 |
| Jun 30, 2022 | -5.31 |
| Mar 31, 2022 | -1.58 |
| Dec 31, 2021 | 0.87 |
| Sep 30, 2021 | 4.15 |
| Jun 30, 2021 | 2.43 |