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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) Interest Coverage Ratio (2017 - 2025)

PennyMac Financial Services (PFSI) has disclosed Interest Coverage Ratio for 9 consecutive years, with 0.89 as the latest value for Q3 2025.

  • On a quarterly basis, Interest Coverage Ratio rose 117.94% to 0.89 in Q3 2025 year-over-year; TTM through Sep 2025 was 0.04, a 129.36% increase, with the full-year FY2025 number at 0.12, up 17.29% from a year prior.
  • Interest Coverage Ratio was 0.89 for Q3 2025 at PennyMac Financial Services, up from 0.27 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 4.82 in Q3 2023 to a low of 5.72 in Q1 2022.
  • A 5-year average of 0.29 and a median of 0.27 in 2025 define the central range for Interest Coverage Ratio.
  • Peak YoY movement for Interest Coverage Ratio: skyrocketed 235.54% in 2023, then crashed 696.26% in 2024.
  • PennyMac Financial Services' Interest Coverage Ratio stood at 2.42 in 2021, then grew by 19.82% to 2.9 in 2022, then crashed by 111.81% to 0.34 in 2023, then crashed by 340.75% to 1.51 in 2024, then skyrocketed by 158.93% to 0.89 in 2025.
  • Per Business Quant, the three most recent readings for PFSI's Interest Coverage Ratio are 0.89 (Q3 2025), 0.27 (Q2 2025), and 0.46 (Q1 2025).