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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) Interest Coverage Ratio (2017 - 2025)

PennyMac Financial Services (PFSI) has disclosed Interest Coverage Ratio for 9 consecutive years, with 6.15 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 197.14% to 6.15 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 1.64 through Dec 2025, up 170.72% year-over-year, with the annual reading at 0.12 for FY2025, 17.29% up from the prior year.
  • Interest Coverage Ratio for Q4 2025 was 6.15 at PennyMac Financial Services, up from 0.89 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 16.35 in Q4 2022, with the low at 32.75 in Q4 2021.
  • Average Interest Coverage Ratio over 5 years is 0.91, with a median of 0.32 recorded in 2023.
  • The sharpest move saw Interest Coverage Ratio crashed 531.47% in 2021, then skyrocketed 197.14% in 2025.
  • Over 5 years, Interest Coverage Ratio stood at 32.75 in 2021, then surged by 149.91% to 16.35 in 2022, then tumbled by 65.08% to 5.71 in 2023, then tumbled by 210.99% to 6.34 in 2024, then surged by 197.14% to 6.15 in 2025.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods came in at 6.15, 0.89, and 0.27 for Q4 2025, Q3 2025, and Q2 2025 respectively.