PennyMac Financial Services PFSI
NYSE PFSI
$70.93 -1.11 (-1.54%)
As of: Sep 9, 2026 · 3:59 PM EDT

PennyMac Financial Services (PFSI) Interest Coverage Ratio (2017 - 2026)

PennyMac Financial Services' (PFSI) quarterly Interest Coverage Ratio came in at 0.05 in Q2 2026, down 79.77% year-over-year from 0.27 in Q2 2025, and down 83.84% quarter-over-quarter from 0.33 in Q1 2026.

Analysis

PennyMac Financial Services (PFSI) Interest Coverage Ratio (2017 - 2026) Analysis & Trends

PennyMac Financial Services (PFSI) has reported Interest Coverage Ratio for 10 consecutive years, with 0.05 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Interest Coverage Ratio fell 79.77% year-over-year to 0.05 in Q2 2026; TTM through Jun 2026 was 0.43, a 4.12% increase from a year earlier, with the FY2025 full-year figure at 0.53, up 13.7% from the prior year.
  • Interest Coverage Ratio was 0.05 for Q2 2026 at PennyMac Financial Services, down from 0.33 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 2.74 in Q1 2022 and troughed at 0.35 in Q4 2022.
  • A 5-year average of 0.68 and a median of 0.43 in 2024 frame the typical range for Interest Coverage Ratio.
  • Across the five-year window, Interest Coverage Ratio sank 114.35% in 2022 and jumped 255.6% in 2024, its largest moves.
  • Over 5 years, Interest Coverage Ratio stood at 0.35 in 2022, then grew by 1.41% to 0.34 in 2023, then jumped by 255.6% to 0.53 in 2024, then declined by 11.48% to 0.47 in 2025, then tumbled by 88.54% to 0.05 in 2026.
  • The last three Interest Coverage Ratio figures came in at 0.05 (Q2 2026), 0.33 (Q1 2026), and 0.47 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Federal National Mortgage Association Fannie Mae 79.20 Bn 79.20 Bn - 1.15
2 Rocket Companies 52.80 Bn 49.70 Bn - 1.75
3 Figure Technology Solutions 8.04 Bn 6.51 Bn 196.67 Mn 3.95
4 PennyMac Financial Services 3.81 Bn 3.06 Bn 480.08 Mn 0.05
5 Federal Agricultural Mortgage 2.47 Bn 1.43 Bn - 1.25
6 UWM Holdings 2.36 Bn 2.71 Bn - -1.98
7 CNFinance Holdings 1.51 Bn 1.51 Bn - -
8 Walker & Dunlop 1.42 Bn 1.27 Bn - 1.12
9 Velocity Financial 725.75 Mn -6.72 Bn - 1.38
10 loanDepot 338.91 Mn 159.79 Mn - 0.82
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.05
Mar 31, 2026 0.33
Dec 31, 2025 0.47
Sep 30, 2025 0.89
Jun 30, 2025 0.27
Mar 31, 2025 0.46
Dec 31, 2024 0.53
Sep 30, 2024 0.41
Jun 30, 2024 0.62
Mar 31, 2024 0.24
Dec 31, 2023 -0.34
Sep 30, 2023 0.78
Jun 30, 2023 0.38
Mar 31, 2023 0.26
Dec 31, 2022 -0.35
Sep 30, 2022 2.14
Jun 30, 2022 2.31
Mar 31, 2022 2.74
Dec 31, 2021 2.42
Sep 30, 2021 3.62