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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) Interest Coverage Ratio (2017 - 2026)

PennyMac Financial Services has reported Interest Coverage Ratio over the past 9 years, most recently at 6.15 for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 197.14% to 6.15 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 1.64 through Dec 2025, up 170.72% year-over-year, with the annual reading at 0.12 for FY2025, 17.29% up from the prior year.
  • Interest Coverage Ratio was 6.15 for Q4 2025 at PennyMac Financial Services, up from 0.89 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 16.35 in Q4 2022 and troughed at 32.75 in Q4 2021.
  • The 5-year median for Interest Coverage Ratio is 0.32 (2023), against an average of 0.91.
  • Year-over-year, Interest Coverage Ratio tumbled 531.47% in 2021 and then soared 197.14% in 2025.
  • A 5-year view of Interest Coverage Ratio shows it stood at 32.75 in 2021, then soared by 149.91% to 16.35 in 2022, then crashed by 65.08% to 5.71 in 2023, then crashed by 210.99% to 6.34 in 2024, then soared by 197.14% to 6.15 in 2025.
  • Per Business Quant, the three most recent readings for PFSI's Interest Coverage Ratio are 6.15 (Q4 2025), 0.89 (Q3 2025), and 0.27 (Q2 2025).