PennyMac Financial Services (PFSI) Interest Coverage Ratio (2017 - 2026)
PennyMac Financial Services' (PFSI) quarterly Interest Coverage Ratio came in at 0.05 in Q2 2026, down 79.77% year-over-year from 0.27 in Q2 2025, and down 83.84% quarter-over-quarter from 0.33 in Q1 2026.
Analysis
PennyMac Financial Services (PFSI) Interest Coverage Ratio (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported Interest Coverage Ratio for 10 consecutive years, with 0.05 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio fell 79.77% year-over-year to 0.05 in Q2 2026; TTM through Jun 2026 was 0.43, a 4.12% increase from a year earlier, with the FY2025 full-year figure at 0.53, up 13.7% from the prior year.
- Interest Coverage Ratio was 0.05 for Q2 2026 at PennyMac Financial Services, down from 0.33 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 2.74 in Q1 2022 and troughed at 0.35 in Q4 2022.
- A 5-year average of 0.68 and a median of 0.43 in 2024 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio sank 114.35% in 2022 and jumped 255.6% in 2024, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 0.35 in 2022, then grew by 1.41% to 0.34 in 2023, then jumped by 255.6% to 0.53 in 2024, then declined by 11.48% to 0.47 in 2025, then tumbled by 88.54% to 0.05 in 2026.
- The last three Interest Coverage Ratio figures came in at 0.05 (Q2 2026), 0.33 (Q1 2026), and 0.47 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | 1.15 |
| 2 | Rocket Companies | 52.80 Bn | 49.70 Bn | - | 1.75 |
| 3 | Figure Technology Solutions | 8.04 Bn | 6.51 Bn | 196.67 Mn | 3.95 |
| 4 | PennyMac Financial Services | 3.81 Bn | 3.06 Bn | 480.08 Mn | 0.05 |
| 5 | Federal Agricultural Mortgage | 2.47 Bn | 1.43 Bn | - | 1.25 |
| 6 | UWM Holdings | 2.36 Bn | 2.71 Bn | - | -1.98 |
| 7 | CNFinance Holdings | 1.51 Bn | 1.51 Bn | - | - |
| 8 | Walker & Dunlop | 1.42 Bn | 1.27 Bn | - | 1.12 |
| 9 | Velocity Financial | 725.75 Mn | -6.72 Bn | - | 1.38 |
| 10 | loanDepot | 338.91 Mn | 159.79 Mn | - | 0.82 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.33 |
| Dec 31, 2025 | 0.47 |
| Sep 30, 2025 | 0.89 |
| Jun 30, 2025 | 0.27 |
| Mar 31, 2025 | 0.46 |
| Dec 31, 2024 | 0.53 |
| Sep 30, 2024 | 0.41 |
| Jun 30, 2024 | 0.62 |
| Mar 31, 2024 | 0.24 |
| Dec 31, 2023 | -0.34 |
| Sep 30, 2023 | 0.78 |
| Jun 30, 2023 | 0.38 |
| Mar 31, 2023 | 0.26 |
| Dec 31, 2022 | -0.35 |
| Sep 30, 2022 | 2.14 |
| Jun 30, 2022 | 2.31 |
| Mar 31, 2022 | 2.74 |
| Dec 31, 2021 | 2.42 |
| Sep 30, 2021 | 3.62 |