PennyMac Financial Services (PFSI) Interest Coverage Ratio (2017 - 2026)
PennyMac Financial Services (PFSI) posted quarterly Interest Coverage Ratio of 0.34 for Q1 2026, down 26.36% year-over-year from 0.46 in Q1 2025, and up 121.23% quarter-over-quarter from 1.58 in Q4 2025.
PennyMac Financial Services (PFSI) Interest Coverage Ratio (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has reported Interest Coverage Ratio for 10 consecutive years, with 0.34 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 26.36% year-over-year to 0.34; the TTM figure through Mar 2026 stood at 0.48 (down 1174.47% YoY), while the FY2025 annual figure was 1.58, down 9.24% from the prior year.
- Interest Coverage Ratio rose to 0.34 in Q1 2026 per PFSI's latest filing, from 1.58 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 16.35 in Q4 2022 and bottomed at 8.4 in Q4 2023.
- Historically, Interest Coverage Ratio has averaged 0.14 across 5 years, with a median of 0.24 in 2024.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio jumped 575.11% — and 2025, when it sank 354.17%.
- PennyMac Financial Services' Interest Coverage Ratio stood at 16.35 in 2022, then plunged by 151.39% to 8.4 in 2023, then soared by 82.03% to 1.51 in 2024, then declined by 4.63% to 1.58 in 2025, then soared by 121.23% to 0.34 in 2026.
- Business Quant data shows PFSI's Interest Coverage Ratio at 0.34 in Q1 2026, 1.58 in Q4 2025, and 0.89 in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 1.75 |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 1.15 |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | 1.17 |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 0.05 |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.12 |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 1.38 |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -1.98 |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | 0.85 |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | 0.82 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.34 |
| Dec 31, 2025 | -1.58 |
| Sep 30, 2025 | 0.89 |
| Jun 30, 2025 | -1.57 |
| Mar 31, 2025 | 0.46 |
| Dec 31, 2024 | -1.51 |
| Sep 30, 2024 | 0.41 |
| Jun 30, 2024 | 0.62 |
| Mar 31, 2024 | 0.24 |
| Dec 31, 2023 | -8.40 |
| Sep 30, 2023 | 0.78 |
| Jun 30, 2023 | -1.49 |
| Mar 31, 2023 | -2.02 |
| Dec 31, 2022 | 16.35 |
| Sep 30, 2022 | -3.56 |
| Jun 30, 2022 | -4.84 |
| Mar 31, 2022 | 2.58 |
| Dec 31, 2021 | 2.42 |
| Sep 30, 2021 | -5.04 |