CNFinance Holdings CNF
NYSE CNF
$1.95 -0.11 (-5.38%)
As of: Sep 10, 2026 · 11:43 AM EDT

CNFinance Holdings (CNF) Interest Coverage Ratio (2017 - 2023)

CNFinance Holdings' (CNF) quarterly Interest Coverage Ratio came in at 0.42 in Q4 2023, up 131.76% on a YoY basis from 0.18 in Q4 2022, and up 144.85% quarter-over-quarter from 0.94 in Q3 2023.

Analysis

CNFinance Holdings (CNF) Interest Coverage Ratio (2017 - 2023) Analysis & Trends

CNFinance Holdings (CNF) has reported Interest Coverage Ratio for 7 consecutive years, with 0.42 the latest figure, recorded in Q4 2023.

  • For the quarter ending Q4 2023, Interest Coverage Ratio rose 131.76% year-over-year to 0.42; the trailing twelve-month figure through Dec 2023 stood at 0.69 (up 30.25% YoY), and the FY2025 full-year result was 2.65, up 22.21% from the prior year.
  • Interest Coverage Ratio improved to 0.42 in Q4 2023 per CNF's latest filing, from 0.94 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 5.64 in Q4 2021 and bottomed at 5.8 in Q3 2019.
  • Historically, Interest Coverage Ratio has averaged 1.05 across 5 years, with a median of 1.14 in 2023.
  • The sharpest annual moves came in 2020 and 2022: Interest Coverage Ratio soared 273.52% in 2020, then sank 8435.02% in 2022.
  • Over 5 years, Interest Coverage Ratio stood at 0.32 in 2019, then sank by 1052.03% to 3.68 in 2020, then surged by 253.14% to 5.64 in 2021, then slumped by 123.62% to 1.33 in 2022, then surged by 131.76% to 0.42 in 2023.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.42, 0.94, and 0.52 for Q4 2023, Q3 2023, and Q2 2023 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Federal National Mortgage Association Fannie Mae 79.20 Bn 79.20 Bn - 1.15
2 Rocket Companies 37.23 Bn 34.12 Bn - 1.75
3 Figure Technology Solutions 8.28 Bn 6.75 Bn 196.67 Mn 3.95
4 PennyMac Financial Services 3.61 Bn 2.86 Bn 480.08 Mn 0.05
5 Federal Agricultural Mortgage 2.41 Bn 1.38 Bn - 1.25
6 Walker & Dunlop 1.36 Bn 1.20 Bn - 1.12
7 CNFinance Holdings 1.34 Bn 1.34 Bn - -
8 Velocity Financial 704.89 Mn -6.75 Bn - 1.38
9 UWM Holdings 452.28 Mn -46.12 Mn - -1.98
10 Onity 292.18 Mn 95.88 Mn - 0.85
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2023 0.42
Sep 30, 2023 -0.94
Jun 30, 2023 -0.52
Mar 31, 2023 -1.81
Dec 31, 2022 -1.33
Sep 30, 2022 -2.08
Jun 30, 2022 0.26
Mar 31, 2022 -1.46
Dec 31, 2021 5.64
Sep 30, 2021 0.02
Jun 30, 2021 -2.96
Mar 31, 2021 -2.86
Dec 31, 2020 -3.68
Sep 30, 2020 -0.90
Jun 30, 2020 -0.17
Mar 31, 2020 5.16
Dec 31, 2019 -0.32
Sep 30, 2019 -5.80
Jun 30, 2019 -4.67
Mar 31, 2019 -2.97