CNFinance Holdings (CNF) Interest Coverage Ratio (2017 - 2023)

CNFinance Holdings (CNF) posted Interest Coverage Ratio of 0.52 for Q4 2023, down 16.93% on a QoQ basis from 0.62 in Q3 2023, and up 23.55% year-over-year from 0.42 in Q4 2022.

CNFinance Holdings (CNF) Interest Coverage Ratio (2017 - 2023) Analysis & Trends

CNFinance Holdings' Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 0.52 for Q4 2023.

  • Quarterly Interest Coverage Ratio rose 23.55% year-over-year to 0.52 in Q4 2023, while the trailing twelve-month figure through Dec 2023 was 0.53 (up 21.99% YoY) and the FY2025 annual result came in at 0.39, up 24.49% from the prior year.
  • Interest Coverage Ratio was 0.52 for Q4 2023 at CNFinance Holdings, down from 0.62 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 0.71 in Q4 2020 and bottomed at 0.32 in Q2 2019.
  • A 5-year average of 0.5 and a median of 0.49 in 2020 frame the typical range for Interest Coverage Ratio.
  • Annual changes were most pronounced in 2020 — Interest Coverage Ratio jumped 91.21% — and 2022, when it slumped 34.05%.
  • CNFinance Holdings' Interest Coverage Ratio stood at 0.69 in 2019, then grew by 2.57% to 0.71 in 2020, then retreated by 26.68% to 0.52 in 2021, then retreated by 19.24% to 0.42 in 2022, then gained by 23.55% to 0.52 in 2023.
  • Business Quant data shows CNF's Interest Coverage Ratio at 0.52 in Q4 2023, 0.62 in Q3 2023, and 0.54 in Q2 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 2.15
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 1.13
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 1.15
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 0.34
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 2.52
7 Velocity Financial 681.36 Mn -6.51 Bn - 1.31
8 UWM Holdings 540.43 Mn 116.43 Mn - 2.22
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -7.89
10 Onity 340.51 Mn 215.81 Mn - 1.11

Historic Data

Download Data
DateValue
Dec 31, 2023 0.52
Sep 30, 2023 0.62
Jun 30, 2023 0.54
Mar 31, 2023 0.43
Dec 31, 2022 0.42
Sep 30, 2022 0.43
Jun 30, 2022 0.49
Mar 31, 2022 0.40
Dec 31, 2021 0.52
Sep 30, 2021 0.42
Jun 30, 2021 0.45
Mar 31, 2021 0.60
Dec 31, 2020 0.71
Sep 30, 2020 0.64
Jun 30, 2020 0.61
Mar 31, 2020 0.50
Dec 31, 2019 0.69
Sep 30, 2019 0.38
Jun 30, 2019 0.32
Mar 31, 2019 0.33