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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

PennyMac Financial Services (PFSI) EBITDA Margin (2017 - 2025)

PennyMac Financial Services (PFSI) has disclosed EBITDA Margin for 9 consecutive years, with 79.64% as the latest value for Q4 2025.

  • Quarterly EBITDA Margin fell 5214.0% to 79.64% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 50.52% through Dec 2025, down 22717.0% year-over-year, with the annual reading at 5.66% for FY2025, 30778.0% down from the prior year.
  • EBITDA Margin for Q4 2025 was 79.64% at PennyMac Financial Services, up from 35.13% in the prior quarter.
  • The five-year high for EBITDA Margin was 131.78% in Q4 2024, with the low at 25275.67% in Q1 2021.
  • Average EBITDA Margin over 5 years is 4102.0%, with a median of 31.07% recorded in 2024.
  • The sharpest move saw EBITDA Margin plummeted -11183014bps in 2021, then soared 2530793bps in 2022.
  • Over 5 years, EBITDA Margin stood at 119.31% in 2021, then decreased by -28bps to 86.02% in 2022, then decreased by -19bps to 69.84% in 2023, then soared by 89bps to 131.78% in 2024, then tumbled by -40bps to 79.64% in 2025.
  • According to Business Quant data, EBITDA Margin over the past three periods came in at 79.64%, 35.13%, and 14.4% for Q4 2025, Q3 2025, and Q2 2025 respectively.