PennyMac Financial Services (PFSI) EBITDA Margin (2017 - 2026)
PennyMac Financial Services (PFSI) reported EBITDA Margin of 15.34% for Q1 2026, down 665.0% year-over-year from 2.71% in Q1 2025, and down 80.74% quarter-over-quarter from 79.64% in Q4 2025.
PennyMac Financial Services (PFSI) EBITDA Margin (2017 - 2026) Analysis & Trends
PennyMac Financial Services (PFSI) has 10 years of EBITDA Margin data on file, last reported at 15.34% in Q1 2026.
- EBITDA Margin for Q1 2026 came in at 15.34%, down 665.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 44.94% (up 9396.0% YoY), and the FY2025 annual result was 5.66%, down 30778.0% from the prior year.
- EBITDA Margin slipped to 15.34% in Q1 2026 per PFSI's latest filing, from 79.64% in the prior quarter.
- Over five years, EBITDA Margin peaked at 86.02% in Q4 2022 and troughed at 12107.56% in Q1 2023.
- A 5-year average of 2764.78% and a median of 20.01% in 2023 frame the typical range for EBITDA Margin.
- The sharpest annual moves came in 2022 and 2023: EBITDA Margin jumped 1916559 bps in 2022, then slumped 1213982 bps in 2023.
- A 5-year view of EBITDA Margin shows it stood at 86.02% in 2022, then fell by 19 bps to 69.84% in 2023, then sank by 12182 bps to 8437.75% in 2024, then soared by 101 bps to 79.64% in 2025, then sank by 81 bps to 15.34% in 2026.
- Business Quant data shows PFSI's EBITDA Margin at 15.34% in Q1 2026, 79.64% in Q4 2025, and 8867.67% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 37.42 Bn | 34.73 Bn | - | 10.10% |
| 2 | PennyMac Financial Services | 4.27 Bn | 3.77 Bn | 523.89 Mn | 15.34% |
| 3 | Walker & Dunlop | 1.77 Bn | 1.59 Bn | - | 5.04% |
| 4 | UWM Holdings | 728.84 Mn | 1.55 Bn | - | 35.31% |
| 5 | Velocity Financial | 676.73 Mn | 592.27 Mn | - | - |
| 6 | CNFinance Holdings | 606.48 Mn | 557.67 Mn | - | - |
| 7 | Better Home & Finance Holding | 411.40 Mn | 341.12 Mn | - | -151.46% |
| 8 | Onity | 314.31 Mn | 314.31 Mn | - | 474.35% |
| 9 | loanDepot | 211.55 Mn | -2.94 Mn | - | -4.21% |
| 10 | Greystone Housing Impact Investors | 119.59 Mn | 119.59 Mn | - | 6.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 15.34% |
| Dec 31, 2025 | 79.64% |
| Sep 30, 2025 | -8,867.67% |
| Jun 30, 2025 | 14.40% |
| Mar 31, 2025 | 21.99% |
| Dec 31, 2024 | -8,437.75% |
| Sep 30, 2024 | 21.57% |
| Jun 30, 2024 | -1,665.42% |
| Mar 31, 2024 | -7,238.90% |
| Dec 31, 2023 | 69.84% |
| Sep 30, 2023 | 30.52% |
| Jun 30, 2023 | 20.01% |
| Mar 31, 2023 | -12,107.56% |
| Dec 31, 2022 | 86.02% |
| Sep 30, 2022 | -9,107.62% |
| Jun 30, 2022 | 32.16% |
| Mar 31, 2022 | 32.26% |
| Dec 31, 2021 | 31.35% |
| Sep 30, 2021 | 41.72% |
| Jun 30, 2021 | -19,133.43% |