loanDepot (LDI) EBITDA Margin (2020 - 2026)
loanDepot's EBITDA Margin was 13.04% in Q2 2026, up 6.09 percentage points from 6.95% a year earlier and up 14.74 percentage points from the prior quarter.
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Analysis
loanDepot (LDI) EBITDA Margin (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, loanDepot's EBITDA Margin was 6.70% through Jun 30, 2026, up 3.08 percentage points year-over-year; for FY2025, it came in at 5.38%, up 9.95 percentage points from FY2024.
- EBITDA Margin has now increased for three consecutive years, though with a five-year change of -45.81 percentage points (FY2020 to FY2025).
- In earlier years, EBITDA Margin was -4.57% in FY2024 (+4.96 pp), -9.52% in FY2023 (+28.39 pp), -37.91% in FY2022 (-63.23 pp) and 25.32% in FY2021 (-25.87 pp).
- The Q2 2026 figure marks the highest quarterly EBITDA Margin since Q3 2024.
- Compared with a year earlier, EBITDA Margin was higher in five of the last eight quarters, with an average year-over-year change of +7.59 percentage points.
- The best year-over-year quarter for EBITDA Margin over five years was Q4 2023 (a gain of 81.03 percentage points); the worst was Q4 2022 (a drop of 102.68 percentage points).
- Per Business Quant data, LDI's EBITDA Margin in the three quarters before Q2 2026 was -1.70% (Q1 2026), 1.84% (Q4 2025) and 12.36% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 44.58% |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | - |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 83.49% |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 47.01% |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 22.34% |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 52.57% |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | - |
| 10 | loanDepot | 120.08 Mn | -1.52 Bn | - | 13.04% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.04% |
| Mar 31, 2026 | -1.70% |
| Dec 31, 2025 | 1.84% |
| Sep 30, 2025 | 12.36% |
| Jun 30, 2025 | 6.95% |
| Mar 31, 2025 | -0.32% |
| Dec 31, 2024 | -13.91% |
| Sep 30, 2024 | 18.39% |
| Jun 30, 2024 | -10.98% |
| Mar 31, 2024 | -18.54% |
| Dec 31, 2023 | -9.28% |
| Sep 30, 2023 | 3.58% |
| Jun 30, 2023 | -5.16% |
| Mar 31, 2023 | -32.23% |
| Dec 31, 2022 | -90.31% |
| Sep 30, 2022 | -38.11% |
| Jun 30, 2022 | -63.80% |
| Mar 31, 2022 | -9.60% |
| Dec 31, 2021 | 12.36% |
| Sep 30, 2021 | 26.75% |
API Access
loanDepot EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=LDI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "LDI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=LDI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();