loanDepot (LDI) EBITDA Margin (2020 - 2026)
loanDepot's (LDI) quarterly EBITDA Margin came in at 0.85% in Q1 2026, down 260.0% YoY from 0.53% in Q1 2025, and up 104.09% on a QoQ basis from 20.89% in Q4 2025.
loanDepot (LDI) EBITDA Margin (2020 - 2026) Analysis & Trends
loanDepot (LDI) has 7 years of EBITDA Margin data on file, last reported at 0.85% in Q1 2026.
- Quarterly EBITDA Margin fell 260.0% year-over-year to 0.85% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.78% (down 1359.0% YoY) and the FY2025 annual result came in at 15.21%, up 930.0% from the prior year.
- EBITDA Margin rose to 0.85% in Q1 2026, from 20.89% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 52.08% in Q4 2023 to a low of 100.93% in Q4 2022.
- A 5-year average of 10.41% and a median of 9.68% in 2023 frame the typical range for EBITDA Margin.
- Annual changes were most pronounced in 2022 — EBITDA Margin plunged 11004 bps — and 2023, when it soared 15301 bps.
- Tracing LDI's EBITDA Margin over 5 years: stood at 100.93% in 2022, then jumped by 152 bps to 52.08% in 2023, then declined by 15 bps to 44.49% in 2024, then slumped by 147 bps to 20.89% in 2025, then jumped by 104 bps to 0.85% in 2026.
- The last three EBITDA Margin figures came in at 0.85% (Q1 2026), 20.89% (Q4 2025), and 10.52% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.35 Bn | 36.25 Bn | - | 23.53% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | 507.88% |
| 3 | Federal Home Loan Mortgage | 18.40 Bn | 14.08 Bn | - | 551.48% |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 2.95% |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 6.15% |
| 7 | Velocity Financial | 709.53 Mn | -6.74 Bn | - | -141.05% |
| 8 | UWM Holdings | 479.29 Mn | -19.12 Mn | - | -35.36% |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 31.11% |
| 10 | loanDepot | 204.87 Mn | -106.27 Mn | - | 9.14% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 10.45% |
| Mar 31, 2026 | 0.85% |
| Dec 31, 2025 | -20.89% |
| Sep 30, 2025 | 10.52% |
| Jun 30, 2025 | 2.46% |
| Mar 31, 2025 | 3.46% |
| Dec 31, 2024 | 44.49% |
| Sep 30, 2024 | 15.49% |
| Jun 30, 2024 | -15.63% |
| Mar 31, 2024 | -12.06% |
| Dec 31, 2023 | 52.08% |
| Sep 30, 2023 | -1.02% |
| Jun 30, 2023 | -9.68% |
| Mar 31, 2023 | -23.45% |
| Dec 31, 2022 | -100.93% |
| Sep 30, 2022 | -43.59% |
| Jun 30, 2022 | -68.72% |
| Mar 31, 2022 | -10.30% |
| Dec 31, 2021 | 9.11% |
| Sep 30, 2021 | 25.52% |