CNFinance Holdings (CNF) EBITDA Margin (2017 - 2023)
CNFinance Holdings' (CNF) quarterly EBITDA Margin came in at 3.92% in Q4 2023, down 676.0% on a YoY basis from 0.68% in Q4 2022, and down 130.25% quarter-over-quarter from 12.97% in Q3 2023.
Analysis
CNFinance Holdings (CNF) EBITDA Margin (2017 - 2023) Analysis & Trends
CNFinance Holdings (CNF) has reported EBITDA Margin for 7 consecutive years, with 3.92% the latest figure, recorded in Q4 2023.
- For the quarter ending Q4 2023, EBITDA Margin fell 676.0% year-over-year to 3.92%; the trailing twelve-month figure through Dec 2023 stood at 29.35% (changed N/A YoY), and the FY2025 full-year result was 26.8%, down 8384.0% from the prior year.
- EBITDA Margin slipped to 3.92% in Q4 2023 per CNF's latest filing, from 12.97% in the prior quarter.
- Across five years, EBITDA Margin topped out at 253.02% in Q1 2021 and bottomed at 209.99% in Q4 2021.
- Historically, EBITDA Margin has averaged 27.69% across 5 years, with a median of 10.89% in 2023.
- The widest YoY moves for EBITDA Margin: up 28934 bps in 2021, down 33205 bps in 2021.
- Over 5 years, EBITDA Margin stood at 3.7% in 2019, then jumped by 3202 bps to 122.06% in 2020, then slumped by 272 bps to 209.99% in 2021, then jumped by 101 bps to 2.83% in 2022, then slumped by 239 bps to 3.92% in 2023.
- According to Business Quant data, EBITDA Margin over the past three periods registered 3.92%, 12.97%, and 8.81% for Q4 2023, Q3 2023, and Q2 2023 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | 507.88% |
| 2 | Rocket Companies | 37.09 Bn | 33.99 Bn | - | 23.53% |
| 3 | Figure Technology Solutions | 8.13 Bn | 6.60 Bn | 196.67 Mn | 34.46% |
| 4 | PennyMac Financial Services | 3.62 Bn | 2.87 Bn | 480.08 Mn | 2.95% |
| 5 | Federal Agricultural Mortgage | 2.42 Bn | 1.38 Bn | - | 331.19% |
| 6 | CNFinance Holdings | 1.37 Bn | 1.37 Bn | - | - |
| 7 | Walker & Dunlop | 1.35 Bn | 1.18 Bn | - | 6.15% |
| 8 | Velocity Financial | 701.98 Mn | -6.75 Bn | - | - |
| 9 | UWM Holdings | 448.91 Mn | -49.50 Mn | - | -35.36% |
| 10 | Onity | 289.90 Mn | 93.60 Mn | - | 31.11% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2023 | -3.92% |
| Sep 30, 2023 | 12.97% |
| Jun 30, 2023 | 8.81% |
| Mar 31, 2023 | 34.75% |
| Dec 31, 2022 | 2.83% |
| Sep 30, 2022 | 26.43% |
| Jun 30, 2022 | -3.98% |
| Mar 31, 2022 | 38.32% |
| Dec 31, 2021 | -209.99% |
| Sep 30, 2021 | -0.29% |
| Jun 30, 2021 | 68.58% |
| Mar 31, 2021 | 253.02% |
| Dec 31, 2020 | 122.06% |
| Sep 30, 2020 | 7.36% |
| Jun 30, 2020 | 1.49% |
| Mar 31, 2020 | -36.32% |
| Dec 31, 2019 | 3.70% |
| Sep 30, 2019 | 119.98% |
| Jun 30, 2019 | 50.67% |
| Mar 31, 2019 | 57.26% |