Synchrony Financial (SYF) EV to CFO (2014 - 2026)
Synchrony Financial's EV to CFO was 0.65 in Q3 2026, down 32.7% from 0.96 a year earlier and down 26.6% from the prior quarter.
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Analysis
Synchrony Financial (SYF) EV to CFO (2014 - 2026) Analysis & Trends
On a trailing twelve-month basis, Synchrony Financial's EV to CFO was -4.77 through Sep 30, 2026; for FY2025, it came in at 1.42, up 32.7% from FY2024.
- In earlier years, EV to CFO was 1.07 in FY2024 (+617.8%), 0.15 in FY2023 (-75.7%), 0.61 in FY2022 (-73.0%) and 2.27 in FY2021 (+94.2%).
- Quarterly EV to CFO has moved between -0.40 (Q1 2023) and 2.27 (Q4 2021) over five years.
- Compared with a year earlier, EV to CFO was higher in four of the last five quarters, with growth averaging 242.9%.
- The best year-over-year quarter for EV to CFO over five years was Q4 2024 (growth of 617.8%); the worst was Q2 2024 (a decline of 99.3%).
- Per Business Quant data, SYF's EV to CFO in the three quarters before Q3 2026 was 0.88 (Q2 2026), 0.24 (Q1 2026) and 1.42 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - |
| 10 | Federal Home Loan Mortgage | 12.16 Bn | -6.58 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.65 |
| Jun 30, 2026 | 0.88 |
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 1.42 |
| Sep 30, 2025 | 0.96 |
| Jun 30, 2025 | 0.54 |
| Mar 31, 2025 | -0.15 |
| Dec 31, 2024 | 1.07 |
| Sep 30, 2024 | 0.15 |
| Jun 30, 2024 | 0.00 |
| Mar 31, 2024 | -0.30 |
| Dec 31, 2023 | 0.15 |
| Sep 30, 2023 | -0.37 |
| Jun 30, 2023 | 0.20 |
| Mar 31, 2023 | -0.40 |
| Dec 31, 2022 | 0.61 |
| Sep 30, 2022 | 0.14 |
| Jun 30, 2022 | 0.40 |
| Mar 31, 2022 | 1.06 |
| Dec 31, 2021 | 2.27 |
API Access
Synchrony Financial EV to CFO API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-cfo&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-cfo", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-cfo&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();