OppFi (OPFI-WT) Operating Income (2020 - 2026)

OppFi (OPFI-WT) reported Operating Income of $35.4 million for Q1 2026, down 16.78% year-over-year from $42.5 million in Q1 2025, and up 14.32% quarter-over-quarter from $30.9 million in Q4 2025.

OppFi (OPFI-WT) Operating Income (2020 - 2026) Analysis & Trends

OppFi (OPFI-WT) has 7 years of Operating Income data on file, last reported at $35.4 million in Q1 2026.

  • Operating Income for Q1 2026 came in at $35.4 million, down 16.78% year-over-year; the trailing twelve-month figure through Mar 2026 was $159.5 million (up 21.1% YoY), and the FY2025 annual result was $166.7 million, up 76.31% from the prior year.
  • Operating Income rose to $35.4 million in Q1 2026 per OPFI-WT's latest filing, from $30.9 million in the prior quarter.
  • Over five years, Operating Income peaked at $48.4 million in Q3 2025 and troughed at -$9.6 million in Q4 2022.
  • A 5-year average of $19.8 million and a median of $18.3 million in 2023 frame the typical range for Operating Income.
  • The sharpest annual moves came in 2022 and 2023: Operating Income sank 384.94% in 2022, then soared 1707.95% in 2023.
  • A 5-year view of Operating Income shows it stood at -$9.6 million in 2022, then surged by 190.6% to $8.7 million in 2023, then jumped by 183.27% to $24.7 million in 2024, then advanced by 25.37% to $30.9 million in 2025, then climbed by 14.32% to $35.4 million in 2026.
  • Business Quant data shows OPFI-WT's Operating Income at $35.4 million in Q1 2026, $30.9 million in Q4 2025, and $48.4 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.23 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.91 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.55 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.49 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 88.43 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 37.32 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 746.00 Mn
10 OppFi - - 76.91 Mn 35.36 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 35.36 Mn
Dec 31, 2025 30.93 Mn
Sep 30, 2025 48.45 Mn
Jun 30, 2025 44.81 Mn
Mar 31, 2025 42.49 Mn
Dec 31, 2024 24.67 Mn
Sep 30, 2024 35.09 Mn
Jun 30, 2024 29.49 Mn
Mar 31, 2024 5.28 Mn
Dec 31, 2023 8.71 Mn
Sep 30, 2023 15.58 Mn
Jun 30, 2023 18.33 Mn
Mar 31, 2023 3.73 Mn
Dec 31, 2022 -9.61 Mn
Sep 30, 2022 -969,000.00
Jun 30, 2022 6.40 Mn
Mar 31, 2022 -2.16 Mn
Dec 31, 2021 3.37 Mn
Sep 30, 2021 11.51 Mn
Jun 30, 2021 17.99 Mn