OppFi (OPFI-WT) Gross Margin (2020 - 2026)

OppFi (OPFI-WT) has 7 years of Gross Margin data on file, last reported at 88.1% in Q1 2026.

• Gross Margin for Q1 2026 came in at 88.1%, down 57.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 86.5% (up 82.0% YoY), and the FY2025 annual result was 86.65%, up 196.0% from the prior year.
• Gross Margin improved to 88.1% in Q1 2026 per OPFI-WT's latest filing, from 83.41% in the prior quarter.
• Over five years, Gross Margin peaked at 88.67% in Q1 2025 and troughed at 70.72% in Q2 2022.
• A 5-year average of 81.9% and a median of 83.41% in 2025 frame the typical range for Gross Margin.
• The sharpest annual moves came in 2022 and 2023: Gross Margin tumbled 1528 bps in 2022, then soared 1132 bps in 2023.
• A 5-year view of Gross Margin shows it stood at 74.27% in 2022, then gained by 9 bps to 80.9% in 2023, then rose by 3 bps to 83.52% in 2024, then retreated by 0 bps to 83.41% in 2025, then climbed by 6 bps to 88.1% in 2026.
• Business Quant data shows OPFI-WT's Gross Margin at 88.1% in Q1 2026, 83.41% in Q4 2025, and 86.12% in Q3 2025.