OppFi (OPFI-WT) FCF Payout Ratio (2020 - 2026)

OppFi has disclosed FCF Payout Ratio across 7 years of filings, most recently posting 0.08 for Q1 2026.

• In Q1 2026, FCF Payout Ratio fell 28.34% year-over-year to 0.08; the TTM figure through Mar 2026 stood at 0.01 (up 344.91% YoY), while the FY2025 annual figure was 0.02, up 737.82% from the prior year.
• FCF Payout Ratio declined to 0.08 in Q1 2026, from 0.08 in the prior quarter.
• Over the last five years, FCF Payout Ratio for OPFI-WT reached as high as 0.54 in Q3 2024 and fell as low as 81.98 in Q2 2025.
• The 5-year median for FCF Payout Ratio is 0.01 (2022), against an average of 4.84.
• Annual changes were most pronounced in 2024 — FCF Payout Ratio jumped 2522.43% — and 2025, when it slumped 307619.38%.
• A 5-year view of FCF Payout Ratio shows it stood at 0.0 in 2022, then jumped by 899.22% to 0.02 in 2023, then jumped by 106.49% to 0.04 in 2024, then plunged by 314.23% to 0.08 in 2025, then dropped by 1.24% to 0.08 in 2026.
• According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.08, 0.08, and 0.45 for Q1 2026, Q4 2025, and Q3 2025 respectively.