OppFi (OPFI-WT) Equity Ratio (2020 - 2026)
OppFi (OPFI-WT) reported Equity Ratio of 0.48 for Q1 2026, up 28.78% year-over-year from 0.37 in Q1 2025, and up 16.3% quarter-over-quarter from 0.41 in Q4 2025.
OppFi (OPFI-WT) Equity Ratio (2020 - 2026) Analysis & Trends
OppFi (OPFI-WT) has 7 years of Equity Ratio data on file, last reported at 0.48 in Q1 2026.
- Equity Ratio for Q1 2026 came in at 0.48, up 28.78% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.48 (up 28.78% YoY), and the FY2025 annual result was 0.41, up 12.13% from the prior year.
- Equity Ratio improved to 0.48 in Q1 2026 per OPFI-WT's latest filing, from 0.41 in the prior quarter.
- Over five years, Equity Ratio peaked at 0.48 in Q1 2026 and troughed at 0.07 in Q3 2025.
- A 5-year average of 0.32 and a median of 0.32 in 2023 frame the typical range for Equity Ratio.
- The sharpest annual moves came in 2022 and 2025: Equity Ratio jumped 1391.98% in 2022, then tumbled 80.72% in 2025.
- A 5-year view of Equity Ratio shows it stood at 0.27 in 2022, then increased by 17.52% to 0.32 in 2023, then increased by 13.25% to 0.37 in 2024, then gained by 12.13% to 0.41 in 2025, then rose by 16.3% to 0.48 in 2026.
- Business Quant data shows OPFI-WT's Equity Ratio at 0.48 in Q1 2026, 0.41 in Q4 2025, and 0.07 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.38 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.13 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.11 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.16 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.25 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.14 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.29 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.20 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.08 |
| 10 | OppFi | - | - | 76.91 Mn | 0.48 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.48 |
| Dec 31, 2025 | 0.41 |
| Sep 30, 2025 | 0.07 |
| Jun 30, 2025 | 0.32 |
| Mar 31, 2025 | 0.37 |
| Dec 31, 2024 | 0.37 |
| Sep 30, 2024 | 0.36 |
| Jun 30, 2024 | 0.35 |
| Mar 31, 2024 | 0.35 |
| Dec 31, 2023 | 0.32 |
| Sep 30, 2023 | 0.32 |
| Jun 30, 2023 | 0.31 |
| Mar 31, 2023 | 0.29 |
| Dec 31, 2022 | 0.27 |
| Sep 30, 2022 | 0.29 |
| Jun 30, 2022 | 0.29 |
| Mar 31, 2022 | 0.31 |
| Dec 31, 2021 | 0.31 |
| Sep 30, 2021 | 0.31 |
| Jun 30, 2021 | 0.73 |