OppFi (OPFI-WT) Equity Ratio (2020 - 2026)

OppFi (OPFI-WT) reported Equity Ratio of 0.48 for Q1 2026, up 28.78% year-over-year from 0.37 in Q1 2025, and up 16.3% quarter-over-quarter from 0.41 in Q4 2025.

OppFi (OPFI-WT) Equity Ratio (2020 - 2026) Analysis & Trends

OppFi (OPFI-WT) has 7 years of Equity Ratio data on file, last reported at 0.48 in Q1 2026.

  • Equity Ratio for Q1 2026 came in at 0.48, up 28.78% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.48 (up 28.78% YoY), and the FY2025 annual result was 0.41, up 12.13% from the prior year.
  • Equity Ratio improved to 0.48 in Q1 2026 per OPFI-WT's latest filing, from 0.41 in the prior quarter.
  • Over five years, Equity Ratio peaked at 0.48 in Q1 2026 and troughed at 0.07 in Q3 2025.
  • A 5-year average of 0.32 and a median of 0.32 in 2023 frame the typical range for Equity Ratio.
  • The sharpest annual moves came in 2022 and 2025: Equity Ratio jumped 1391.98% in 2022, then tumbled 80.72% in 2025.
  • A 5-year view of Equity Ratio shows it stood at 0.27 in 2022, then increased by 17.52% to 0.32 in 2023, then increased by 13.25% to 0.37 in 2024, then gained by 12.13% to 0.41 in 2025, then rose by 16.3% to 0.48 in 2026.
  • Business Quant data shows OPFI-WT's Equity Ratio at 0.48 in Q1 2026, 0.41 in Q4 2025, and 0.07 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.38
2 Mastercard 437.55 Bn 427.34 Bn - 0.13
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.11
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.16
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.25
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.14
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.29
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.20
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.08
10 OppFi - - 76.91 Mn 0.48

Historic Data

Download Data
DateValue
Mar 31, 2026 0.48
Dec 31, 2025 0.41
Sep 30, 2025 0.07
Jun 30, 2025 0.32
Mar 31, 2025 0.37
Dec 31, 2024 0.37
Sep 30, 2024 0.36
Jun 30, 2024 0.35
Mar 31, 2024 0.35
Dec 31, 2023 0.32
Sep 30, 2023 0.32
Jun 30, 2023 0.31
Mar 31, 2023 0.29
Dec 31, 2022 0.27
Sep 30, 2022 0.29
Jun 30, 2022 0.29
Mar 31, 2022 0.31
Dec 31, 2021 0.31
Sep 30, 2021 0.31
Jun 30, 2021 0.73