Medallion Financial (MFIN) EBITDA Margin (2017 - 2025)
Medallion Financial (MFIN) recorded quarterly EBITDA Margin of 75.87% in Q3 2025, up 9.03% quarter-over-quarter from 69.58% in Q2 2025, and up 489.0% on a YoY basis from 12.88% in Q3 2024.
Medallion Financial (MFIN) EBITDA Margin (2017 - 2025) Analysis & Trends
Medallion Financial's EBITDA Margin history runs 9 years deep, the most recent figure standing at 75.87% for Q3 2025.
- In Q3 2025, EBITDA Margin rose 489.0% year-over-year to 75.87%; the TTM figure through Sep 2025 stood at 73.14% (up 212.0% YoY), while the FY2024 annual figure was 70.65%, down 406.0% from the prior year.
- EBITDA Margin was 75.87% for Q3 2025 at Medallion Financial, up from 69.58% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 78.31% in Q4 2023 to a low of 52.64% in Q3 2022.
- Historically, EBITDA Margin has averaged 69.79% across 5 years, with a median of 69.79% in 2021.
- The sharpest annual moves came in 2021 and 2022: EBITDA Margin jumped 14018 bps in 2021, then plunged 2081 bps in 2022.
- A 5-year view of EBITDA Margin shows it stood at 70.32% in 2021, then fell by 2 bps to 68.77% in 2022, then increased by 14 bps to 78.31% in 2023, then dropped by 2 bps to 76.39% in 2024, then decreased by 1 bps to 75.87% in 2025.
- The last three EBITDA Margin figures came in at 75.87% (Q3 2025), 69.58% (Q2 2025), and 71.21% (Q1 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 44.55% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 42.26% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 28.77% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 13.91% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 15.79% |
| 10 | Medallion Financial | 282.91 Mn | 246.07 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 75.87% |
| Jun 30, 2025 | 69.58% |
| Mar 31, 2025 | 71.21% |
| Dec 31, 2024 | 76.39% |
| Sep 30, 2024 | 70.98% |
| Jun 30, 2024 | 65.20% |
| Mar 31, 2024 | 69.48% |
| Dec 31, 2023 | 78.31% |
| Sep 30, 2023 | 68.88% |
| Jun 30, 2023 | 74.41% |
| Mar 31, 2023 | 77.69% |
| Dec 31, 2022 | 68.77% |
| Sep 30, 2022 | 52.64% |
| Jun 30, 2022 | 60.33% |
| Mar 31, 2022 | 62.90% |
| Dec 31, 2021 | 70.32% |
| Sep 30, 2021 | 73.45% |
| Jun 30, 2021 | 69.79% |
| Mar 31, 2021 | 69.77% |
| Dec 31, 2020 | 74.08% |