Medallion Financial (MFIN) EBITDA Margin (2017 - 2025)

Medallion Financial (MFIN) posted quarterly EBITDA Margin of 75.61% for Q3 2025, up 680.0% year-over-year from 9.69% in Q3 2024, and up 8.66% quarter-over-quarter from 69.58% in Q2 2025.

Medallion Financial (MFIN) EBITDA Margin (2017 - 2025) Analysis & Trends

Medallion Financial's EBITDA Margin history runs 9 years deep, the most recent figure standing at 75.61% for Q3 2025.

  • In Q3 2025, EBITDA Margin rose 680.0% year-over-year to 75.61%; the TTM figure through Sep 2025 stood at 75.39% (up 350.0% YoY), while the FY2024 annual figure was 70.65%, down 406.0% from the prior year.
  • EBITDA Margin for Q3 2025 stood at 75.61%, up from 69.58% in the prior quarter.
  • The five-year high for EBITDA Margin was 86.65% in Q4 2023, with the low at 50.05% in Q3 2022.
  • The 5-year median for EBITDA Margin is 69.68% (2021), against an average of 70.41%.
  • The sharpest annual moves came in 2021 and 2022: EBITDA Margin jumped 13669 bps in 2021, then plunged 2339 bps in 2022.
  • Medallion Financial's EBITDA Margin stood at 70.32% in 2021, then declined by 2 bps to 68.77% in 2022, then rose by 26 bps to 86.65% in 2023, then slipped by 0 bps to 86.44% in 2024, then decreased by 13 bps to 75.61% in 2025.
  • Business Quant data shows MFIN's EBITDA Margin at 75.61% in Q3 2025, 69.58% in Q2 2025, and 71.6% in Q1 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 59.12%
2 Mastercard 506.53 Bn 493.04 Bn - 60.22%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 17.85%
4 Capital One Financial 136.19 Bn 81.48 Bn - 87.81%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 16.44%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 44.85%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 8.51%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -720.86%
10 Medallion Financial 248.09 Mn 111.82 Mn - -

Historic Data

Download Data
DateValue
Sep 30, 2025 75.61%
Jun 30, 2025 69.58%
Mar 31, 2025 71.60%
Dec 31, 2024 86.44%
Sep 30, 2024 68.81%
Jun 30, 2024 63.56%
Mar 31, 2024 69.48%
Dec 31, 2023 86.65%
Sep 30, 2023 68.88%
Jun 30, 2023 73.45%
Mar 31, 2023 77.63%
Dec 31, 2022 68.77%
Sep 30, 2022 50.05%
Jun 30, 2022 61.45%
Mar 31, 2022 62.58%
Dec 31, 2021 70.32%
Sep 30, 2021 73.45%
Jun 30, 2021 69.79%
Mar 31, 2021 69.68%
Dec 31, 2020 60.51%