Lufax Holding (LU) Retained Earnings (2019 - 2025)

Lufax Holding (LU) posted quarterly Retained Earnings of $246.2 million for Q4 2025, up 11.14% YoY from $221.6 million in Q4 2024, and up 10.44% sequentially from $223.0 million in Q2 2025.

Lufax Holding (LU) Retained Earnings (2019 - 2025) Analysis & Trends

Lufax Holding has disclosed Retained Earnings across 7 years of filings, most recently posting $246.2 million for Q4 2025.

  • In Q4 2025, Retained Earnings rose 11.14% year-over-year to $246.2 million; the TTM figure through Dec 2025 stood at $246.2 million (up 11.14% YoY), while the FY2025 annual figure was $246.2 million, up 11.14% from the prior year.
  • Retained Earnings advanced to $246.2 million in Q4 2025, from $223.0 million in the prior quarter.
  • Over the last five years, Retained Earnings for LU reached as high as $1.7 billion in Q4 2021 and fell as low as -$4.3 million in Q3 2023.
  • The 5-year median for Retained Earnings is $297.6 million (2023), against an average of $619.9 million.
  • Annual changes were most pronounced in 2023 — Retained Earnings slumped 100.39% — and 2024, when it soared 808.06%.
  • A 5-year view of Retained Earnings shows it stood at $1.7 billion in 2021, then plunged by 68.95% to $530.3 million in 2022, then slumped by 53.67% to $245.7 million in 2023, then fell by 9.83% to $221.6 million in 2024, then increased by 11.14% to $246.2 million in 2025.
  • According to Business Quant data, Retained Earnings over the past three periods registered $246.2 million, $223.0 million, and $221.6 million for Q4 2025, Q2 2025, and Q4 2024 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 13.12 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -928.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 26.09 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 33.45 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -23.59 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.74 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -2.77 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.12 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 1.84 Mn
10 Lufax Holding - - - 246.24 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 246.24 Mn
Jun 30, 2025 222.96 Mn
Dec 31, 2024 221.55 Mn
Sep 30, 2024 30.56 Mn
Jun 30, 2024 74.94 Mn
Mar 31, 2024 16.07 Mn
Dec 31, 2023 245.72 Mn
Sep 30, 2023 -4.32 Mn
Jun 30, 2023 198.55 Mn
Mar 31, 2023 349.01 Mn
Dec 31, 2022 530.33 Mn
Sep 30, 2022 1.10 Bn
Jun 30, 2022 1.29 Bn
Mar 31, 2022 1.47 Bn
Dec 31, 2021 1.71 Bn
Sep 30, 2021 1.16 Bn
Jun 30, 2021 1.15 Bn
Mar 31, 2021 1.14 Bn
Dec 31, 2020 1.12 Bn
Sep 30, 2020 944.99 Mn