Lufax Holding (LU) Retained Earnings (2019 - 2025)
Lufax Holding (LU) posted quarterly Retained Earnings of $246.2 million for Q4 2025, up 11.14% YoY from $221.6 million in Q4 2024, and up 10.44% sequentially from $223.0 million in Q2 2025.
Lufax Holding (LU) Retained Earnings (2019 - 2025) Analysis & Trends
Lufax Holding has disclosed Retained Earnings across 7 years of filings, most recently posting $246.2 million for Q4 2025.
- In Q4 2025, Retained Earnings rose 11.14% year-over-year to $246.2 million; the TTM figure through Dec 2025 stood at $246.2 million (up 11.14% YoY), while the FY2025 annual figure was $246.2 million, up 11.14% from the prior year.
- Retained Earnings advanced to $246.2 million in Q4 2025, from $223.0 million in the prior quarter.
- Over the last five years, Retained Earnings for LU reached as high as $1.7 billion in Q4 2021 and fell as low as -$4.3 million in Q3 2023.
- The 5-year median for Retained Earnings is $297.6 million (2023), against an average of $619.9 million.
- Annual changes were most pronounced in 2023 — Retained Earnings slumped 100.39% — and 2024, when it soared 808.06%.
- A 5-year view of Retained Earnings shows it stood at $1.7 billion in 2021, then plunged by 68.95% to $530.3 million in 2022, then slumped by 53.67% to $245.7 million in 2023, then fell by 9.83% to $221.6 million in 2024, then increased by 11.14% to $246.2 million in 2025.
- According to Business Quant data, Retained Earnings over the past three periods registered $246.2 million, $223.0 million, and $221.6 million for Q4 2025, Q2 2025, and Q4 2024 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 13.12 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -928.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 26.09 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 33.45 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | -23.59 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.74 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -2.77 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.12 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 1.84 Mn |
| 10 | Lufax Holding | - | - | - | 246.24 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 246.24 Mn |
| Jun 30, 2025 | 222.96 Mn |
| Dec 31, 2024 | 221.55 Mn |
| Sep 30, 2024 | 30.56 Mn |
| Jun 30, 2024 | 74.94 Mn |
| Mar 31, 2024 | 16.07 Mn |
| Dec 31, 2023 | 245.72 Mn |
| Sep 30, 2023 | -4.32 Mn |
| Jun 30, 2023 | 198.55 Mn |
| Mar 31, 2023 | 349.01 Mn |
| Dec 31, 2022 | 530.33 Mn |
| Sep 30, 2022 | 1.10 Bn |
| Jun 30, 2022 | 1.29 Bn |
| Mar 31, 2022 | 1.47 Bn |
| Dec 31, 2021 | 1.71 Bn |
| Sep 30, 2021 | 1.16 Bn |
| Jun 30, 2021 | 1.15 Bn |
| Mar 31, 2021 | 1.14 Bn |
| Dec 31, 2020 | 1.12 Bn |
| Sep 30, 2020 | 944.99 Mn |