Lake Shore Bancorp (LSBK) Loans - Loss Allowance (2024 - 2026)

Lake Shore Bancorp has reported Loans - Loss Allowance for 3 years, with the latest figure at $4.8 million in Q1 2026.

• For the quarter ending Q1 2026, Loans - Loss Allowance fell 7.18% year-over-year to $4.8 million; the trailing twelve-month figure through Mar 2026 stood at $4.8 million (down 7.18% YoY), and the FY2025 full-year result was $4.9 million, down 4.85% from the prior year.
• Loans - Loss Allowance for Q1 2026 stood at $4.8 million, down from $4.9 million in the prior quarter.
• The five-year high for Loans - Loss Allowance was $5.9 million in Q2 2024, with the low at $4.8 million in Q1 2026.
• Historically, Loans - Loss Allowance has averaged $5.2 million across 3 years, with a median of $5.1 million in 2024.
• The largest YoY upside for Loans - Loss Allowance was 4.85% in 2025 against a maximum downside of 12.71% in 2025.
• Lake Shore Bancorp's Loans - Loss Allowance stood at $5.1 million in 2024, then retreated by 4.85% to $4.9 million in 2025, then declined by 1.74% to $4.8 million in 2026.
• The last three Loans - Loss Allowance figures came in at $4.8 million (Q1 2026), $4.9 million (Q4 2025), and $4.9 million (Q3 2025), per Business Quant data.