Lake Shore Bancorp, Inc. /MD/ (LSBK) Loans - Loss Allowance (2024 - 2026)
Lake Shore Bancorp (LSBK) recorded Loans - Loss Allowance of $4.75 million in Q2 2026, down 8.1% from $5.16 million a year earlier and down 1.1% from the prior quarter.
Lake Shore Bancorp, Inc. /MD/ (LSBK) Loans - Loss Allowance (2024 - 2026) Analysis & Trends
At the end of FY2025, Lake Shore Bancorp reported Loans - Loss Allowance of $4.88 million, down 4.9% from FY2024.
- Across earlier years, Loans - Loss Allowance came in at $5.13 million in FY2024.
- The Q2 2026 figure is the lowest quarterly Loans - Loss Allowance in data going back to Q2 2024.
- On a year-over-year basis, Loans - Loss Allowance has declined for five consecutive quarters, with an average decline of 8.8% over the last five quarters.
- Per Business Quant, the preceding three quarters came in at $4.8 million (Q1 2026), $4.88 million (Q4 2025) and $4.87 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.75 Mn |
| Mar 31, 2026 | 4.80 Mn |
| Dec 31, 2025 | 4.88 Mn |
| Sep 30, 2025 | 4.87 Mn |
| Jun 30, 2025 | 5.16 Mn |
| Mar 31, 2025 | 5.17 Mn |
| Dec 31, 2024 | 5.13 Mn |
| Sep 30, 2024 | 5.49 Mn |
| Jun 30, 2024 | 5.92 Mn |
Lake Shore Bancorp, Inc. /MD/ Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=LSBK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "LSBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=LSBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();