Lake Shore Bancorp (LSBK) Loans - Loss Allowance (2024 - 2026)
Lake Shore Bancorp (LSBK) posted Loans - Loss Allowance of $4.8 million for Q1 2026, down 1.74% on a QoQ basis from $4.9 million in Q4 2025, and down 7.18% year-over-year from $5.2 million in Q1 2025.
Lake Shore Bancorp (LSBK) Loans - Loss Allowance (2024 - 2026) Analysis & Trends
Lake Shore Bancorp's Loans - Loss Allowance history runs 3 years deep, the most recent figure standing at $4.8 million for Q1 2026.
- Quarterly Loans - Loss Allowance fell 7.18% year-over-year to $4.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $4.8 million (down 7.18% YoY) and the FY2025 annual result came in at $4.9 million, down 4.85% from the prior year.
- Loans - Loss Allowance was $4.8 million for Q1 2026 at Lake Shore Bancorp, down from $4.9 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $5.9 million in Q2 2024 and bottomed at $4.8 million in Q1 2026.
- A 3-year average of $5.2 million and a median of $5.1 million in 2024 frame the typical range for Loans - Loss Allowance.
- Peak annual rise in Loans - Loss Allowance reached 4.85% in 2025, while the deepest fall reached 12.71% in 2025.
- Lake Shore Bancorp's Loans - Loss Allowance stood at $5.1 million in 2024, then slipped by 4.85% to $4.9 million in 2025, then retreated by 1.74% to $4.8 million in 2026.
- Business Quant data shows LSBK's Loans - Loss Allowance at $4.8 million in Q1 2026, $4.9 million in Q4 2025, and $4.9 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,181.60 Bn | 4,181.60 Bn | 167,623.00 | - |
| 2 | Lloyds Banking | 365.91 Bn | 365.91 Bn | - | - |
| 3 | First Capital | 210.72 Bn | 210.38 Bn | - | 10.35 Mn |
| 4 | Landmark Bancorp | 190.28 Bn | 190.25 Bn | - | 12.61 Mn |
| 5 | NatWest | 147.27 Bn | 147.27 Bn | 1.79 Bn | - |
| 6 | Pnc Financial Services | 100.93 Bn | 100.93 Bn | - | 4.66 Bn |
| 7 | Grupo Aval Acciones Y Valores | 78.02 Bn | -1,273.25 Bn | - | - |
| 8 | Nu Holdings | 70.39 Bn | 55.24 Bn | 1.94 Bn | - |
| 9 | Deutsche Bank Aktiengesellschaft | 68.39 Bn | 68.39 Bn | - | - |
| 10 | Lake Shore Bancorp | 125.67 Mn | 64.06 Mn | - | 4.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.80 Mn |
| Dec 31, 2025 | 4.88 Mn |
| Sep 30, 2025 | 4.87 Mn |
| Jun 30, 2025 | 5.16 Mn |
| Mar 31, 2025 | 5.17 Mn |
| Dec 31, 2024 | 5.13 Mn |
| Sep 30, 2024 | 5.49 Mn |
| Jun 30, 2024 | 5.92 Mn |