Lake Shore Bancorp (LSBK) Loans - Loss Allowance (2024 - 2026)

Lake Shore Bancorp (LSBK) has 3 years of Loans - Loss Allowance data on file, last reported at $4.8 million in Q1 2026.

• For the quarter ending Q1 2026, Loans - Loss Allowance fell 7.18% year-over-year to $4.8 million; the trailing twelve-month figure through Mar 2026 stood at $4.8 million (down 7.18% YoY), and the FY2025 full-year result was $4.9 million, down 4.85% from the prior year.
• Loans - Loss Allowance for Q1 2026 stood at $4.8 million, down from $4.9 million in the prior quarter.
• Across five years, Loans - Loss Allowance topped out at $5.9 million in Q2 2024 and bottomed at $4.8 million in Q1 2026.
• The 3-year median for Loans - Loss Allowance is $5.1 million (2024), against an average of $5.2 million.
• Peak annual rise in Loans - Loss Allowance reached 4.85% in 2025, while the deepest fall reached 12.71% in 2025.
• A 3-year view of Loans - Loss Allowance shows it stood at $5.1 million in 2024, then decreased by 4.85% to $4.9 million in 2025, then fell by 1.74% to $4.8 million in 2026.
• The last three Loans - Loss Allowance figures came in at $4.8 million (Q1 2026), $4.9 million (Q4 2025), and $4.9 million (Q3 2025), per Business Quant data.

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