Lake Shore Bancorp (LSBK) Loans - Loss Allowance (2024 - 2026)
Lake Shore Bancorp's (LSBK) quarterly Loans - Loss Allowance came in at $4.8 million in Q1 2026, down 7.18% YoY from $5.2 million in Q1 2025, and down 1.74% on a QoQ basis from $4.9 million in Q4 2025.
Lake Shore Bancorp (LSBK) Loans - Loss Allowance (2024 - 2026) Analysis & Trends
Lake Shore Bancorp (LSBK) has 3 years of Loans - Loss Allowance data on file, last reported at $4.8 million in Q1 2026.
- Quarterly Loans - Loss Allowance fell 7.18% year-over-year to $4.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $4.8 million (down 7.18% YoY) and the FY2025 annual result came in at $4.9 million, down 4.85% from the prior year.
- Loans - Loss Allowance eased to $4.8 million in Q1 2026, from $4.9 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $5.9 million in Q2 2024 to a low of $4.8 million in Q1 2026.
- A 3-year average of $5.2 million and a median of $5.1 million in 2024 frame the typical range for Loans - Loss Allowance.
- The widest YoY moves for Loans - Loss Allowance: up 4.85% in 2025, down 12.71% in 2025.
- Tracing LSBK's Loans - Loss Allowance over 3 years: stood at $5.1 million in 2024, then retreated by 4.85% to $4.9 million in 2025, then declined by 1.74% to $4.8 million in 2026.
- The last three Loans - Loss Allowance figures came in at $4.8 million (Q1 2026), $4.9 million (Q4 2025), and $4.9 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.79 Bn | 84.59 Bn | - | - |
| 2 | Pnc Financial Services | 98.00 Bn | 98.00 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.21 Bn | -81.11 Bn | - | - |
| 7 | Nu Holdings | 70.63 Bn | 56.95 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.81 Bn | 61.81 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.98 Bn | 26.26 Bn | - | 2.92 Bn |
| 10 | Lake Shore Bancorp | 127.26 Mn | 52.06 Mn | - | 4.75 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 4.75 Mn |
| Mar 31, 2026 | 4.80 Mn |
| Dec 31, 2025 | 4.88 Mn |
| Sep 30, 2025 | 4.87 Mn |
| Jun 30, 2025 | 5.16 Mn |
| Mar 31, 2025 | 5.17 Mn |
| Dec 31, 2024 | 5.13 Mn |
| Sep 30, 2024 | 5.49 Mn |
| Jun 30, 2024 | 5.92 Mn |