Live Oak Bancshares (LOB) Loans - Loss Allowance (2013 - 2026)
Live Oak Bancshares' (LOB) quarterly Loans - Loss Allowance came in at $193.3 million in Q1 2026, up 1.63% year-on-year from $190.2 million in Q1 2025, and up 0.53% quarter-over-quarter from $192.3 million in Q4 2025.
Live Oak Bancshares (LOB) Loans - Loss Allowance (2013 - 2026) Analysis & Trends
Live Oak Bancshares' Loans - Loss Allowance history runs 14 years deep, the most recent figure standing at $193.3 million for Q1 2026.
- On a quarterly basis, Loans - Loss Allowance rose 1.63% year-over-year to $193.3 million in Q1 2026; TTM through Mar 2026 was $193.3 million, a 1.63% increase from a year earlier, with the FY2025 full-year figure at $192.3 million, up 14.77% from the prior year.
- Loans - Loss Allowance climbed to $193.3 million in Q1 2026 per LOB's latest filing, from $192.3 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $193.3 million in Q1 2026 and bottomed at $63.1 million in Q1 2022.
- The 5-year median for Loans - Loss Allowance is $137.9 million (2024), against an average of $137.4 million.
- Across the five-year window, Loans - Loss Allowance surged 82.37% in 2023 and advanced 1.63% in 2026, its largest moves.
- Year by year, Loans - Loss Allowance stood at $96.6 million in 2022, then jumped by 30.32% to $125.8 million in 2023, then surged by 33.12% to $167.5 million in 2024, then grew by 14.77% to $192.3 million in 2025, then gained by 0.53% to $193.3 million in 2026.
- Per Business Quant, the three latest LOB Loans - Loss Allowance figures stand at $193.3 million (Q1 2026), $192.3 million (Q4 2025), and $185.7 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | Live Oak Bancshares | 1.97 Bn | 1.97 Bn | - | 193.28 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 193.28 Mn |
| Dec 31, 2025 | 192.26 Mn |
| Sep 30, 2025 | 185.70 Mn |
| Jun 30, 2025 | 182.23 Mn |
| Mar 31, 2025 | 190.18 Mn |
| Dec 31, 2024 | 167.52 Mn |
| Sep 30, 2024 | 168.74 Mn |
| Jun 30, 2024 | 137.87 Mn |
| Mar 31, 2024 | 139.04 Mn |
| Dec 31, 2023 | 125.84 Mn |
| Sep 30, 2023 | 121.27 Mn |
| Jun 30, 2023 | 120.12 Mn |
| Mar 31, 2023 | 108.24 Mn |
| Dec 31, 2022 | 96.57 Mn |
| Sep 30, 2022 | 78.29 Mn |
| Jun 30, 2022 | 65.86 Mn |
| Mar 31, 2022 | 63.06 Mn |
| Dec 31, 2021 | 63.58 Mn |
| Sep 30, 2021 | 59.68 Mn |
| Jun 30, 2021 | 57.85 Mn |