Live Oak Bancshares (LOB) Loans - Loss Allowance (2013 - 2026)
Live Oak Bancshares (LOB) posted Loans - Loss Allowance of $193.42 million for Q2 2026, up 6.1% from $182.23 million a year earlier and up 0.1% from the prior quarter.
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Analysis
Live Oak Bancshares (LOB) Loans - Loss Allowance (2013 - 2026) Analysis & Trends
At the end of FY2025, Live Oak Bancshares' Loans - Loss Allowance came in at $192.26 million, up 14.8% from FY2024.
- Annual Loans - Loss Allowance has increased for six consecutive years, with a five-year compound annual growth rate of 29.7% (FY2020 to FY2025).
- In prior years, Live Oak Bancshares' Loans - Loss Allowance was $167.52 million in FY2024 (+33.1%), $125.84 million in FY2023 (+30.3%), $96.57 million in FY2022 (+51.9%) and $63.58 million in FY2021 (+21.6%).
- The Q2 2026 figure stands as the highest quarterly Loans - Loss Allowance in data going back to Q4 2013.
- On a year-over-year basis, Loans - Loss Allowance has increased in each of the last 26 quarters, with growth averaging 21.7% over the last eight quarters.
- Over the past five years, the year-over-year growth in Loans - Loss Allowance ranged from 1.6% (Q1 2026) to 82.4% (Q2 2023).
- According to Business Quant data, Loans - Loss Allowance for the three prior quarters was $193.28 million (Q1 2026), $192.26 million (Q4 2025) and $185.7 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | Live Oak Bancshares | 1.68 Bn | 1.68 Bn | - | 193.42 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 193.42 Mn |
| Mar 31, 2026 | 193.28 Mn |
| Dec 31, 2025 | 192.26 Mn |
| Sep 30, 2025 | 185.70 Mn |
| Jun 30, 2025 | 182.23 Mn |
| Mar 31, 2025 | 190.18 Mn |
| Dec 31, 2024 | 167.52 Mn |
| Sep 30, 2024 | 168.74 Mn |
| Jun 30, 2024 | 137.87 Mn |
| Mar 31, 2024 | 139.04 Mn |
| Dec 31, 2023 | 125.84 Mn |
| Sep 30, 2023 | 121.27 Mn |
| Jun 30, 2023 | 120.12 Mn |
| Mar 31, 2023 | 108.24 Mn |
| Dec 31, 2022 | 96.57 Mn |
| Sep 30, 2022 | 78.29 Mn |
| Jun 30, 2022 | 65.86 Mn |
| Mar 31, 2022 | 63.06 Mn |
| Dec 31, 2021 | 63.58 Mn |
| Sep 30, 2021 | 59.68 Mn |
API Access
Live Oak Bancshares Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=LOB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();