Live Oak Bancshares (LOB) Loans - Loss Allowance (2013 - 2026)
Live Oak Bancshares (LOB) posted quarterly Loans - Loss Allowance of $193.3 million for Q1 2026, up 1.63% year-over-year from $190.2 million in Q1 2025, and up 0.53% quarter-over-quarter from $192.3 million in Q4 2025.
Live Oak Bancshares (LOB) Loans - Loss Allowance (2013 - 2026) Analysis & Trends
Live Oak Bancshares' Loans - Loss Allowance history runs 14 years deep, the most recent figure standing at $193.3 million for Q1 2026.
- In Q1 2026, Loans - Loss Allowance rose 1.63% year-over-year to $193.3 million; the TTM figure through Mar 2026 stood at $193.3 million (up 1.63% YoY), while the FY2025 annual figure was $192.3 million, up 14.77% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at $193.3 million, up from $192.3 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $193.3 million in Q1 2026, with the low at $63.1 million in Q1 2022.
- The 5-year median for Loans - Loss Allowance is $137.9 million (2024), against an average of $137.4 million.
- The sharpest annual moves came in 2023 and 2026: Loans - Loss Allowance surged 82.37% in 2023, then increased 1.63% in 2026.
- Live Oak Bancshares' Loans - Loss Allowance stood at $96.6 million in 2022, then soared by 30.32% to $125.8 million in 2023, then jumped by 33.12% to $167.5 million in 2024, then climbed by 14.77% to $192.3 million in 2025, then rose by 0.53% to $193.3 million in 2026.
- Business Quant data shows LOB's Loans - Loss Allowance at $193.3 million in Q1 2026, $192.3 million in Q4 2025, and $185.7 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | Live Oak Bancshares | 1.89 Bn | 1.89 Bn | - | 193.42 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 193.42 Mn |
| Mar 31, 2026 | 193.28 Mn |
| Dec 31, 2025 | 192.26 Mn |
| Sep 30, 2025 | 185.70 Mn |
| Jun 30, 2025 | 182.23 Mn |
| Mar 31, 2025 | 190.18 Mn |
| Dec 31, 2024 | 167.52 Mn |
| Sep 30, 2024 | 168.74 Mn |
| Jun 30, 2024 | 137.87 Mn |
| Mar 31, 2024 | 139.04 Mn |
| Dec 31, 2023 | 125.84 Mn |
| Sep 30, 2023 | 121.27 Mn |
| Jun 30, 2023 | 120.12 Mn |
| Mar 31, 2023 | 108.24 Mn |
| Dec 31, 2022 | 96.57 Mn |
| Sep 30, 2022 | 78.29 Mn |
| Jun 30, 2022 | 65.86 Mn |
| Mar 31, 2022 | 63.06 Mn |
| Dec 31, 2021 | 63.58 Mn |
| Sep 30, 2021 | 59.68 Mn |