Live Oak Bancshares (LOB) Loans - Loss Allowance (2013 - 2026)

Live Oak Bancshares (LOB) recorded quarterly Loans - Loss Allowance of $193.3 million in Q1 2026, up 0.53% quarter-over-quarter from $192.3 million in Q4 2025, and up 1.63% on a YoY basis from $190.2 million in Q1 2025.

Live Oak Bancshares (LOB) Loans - Loss Allowance (2013 - 2026) Analysis & Trends

Live Oak Bancshares' Loans - Loss Allowance history runs 14 years deep, the most recent figure standing at $193.3 million for Q1 2026.

  • In Q1 2026, Loans - Loss Allowance rose 1.63% year-over-year to $193.3 million; the TTM figure through Mar 2026 stood at $193.3 million (up 1.63% YoY), while the FY2025 annual figure was $192.3 million, up 14.77% from the prior year.
  • Loans - Loss Allowance was $193.3 million for Q1 2026 at Live Oak Bancshares, up from $192.3 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $193.3 million in Q1 2026 to a low of $63.1 million in Q1 2022.
  • Historically, Loans - Loss Allowance has averaged $137.4 million across 5 years, with a median of $137.9 million in 2024.
  • The sharpest annual moves came in 2023 and 2026: Loans - Loss Allowance soared 82.37% in 2023, then rose 1.63% in 2026.
  • A 5-year view of Loans - Loss Allowance shows it stood at $96.6 million in 2022, then jumped by 30.32% to $125.8 million in 2023, then surged by 33.12% to $167.5 million in 2024, then grew by 14.77% to $192.3 million in 2025, then gained by 0.53% to $193.3 million in 2026.
  • The last three Loans - Loss Allowance figures came in at $193.3 million (Q1 2026), $192.3 million (Q4 2025), and $185.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 10.35 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 12.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -819.67 Mn
10 Live Oak Bancshares 1.80 Bn 1.80 Bn - 193.28 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 193.28 Mn
Dec 31, 2025 192.26 Mn
Sep 30, 2025 185.70 Mn
Jun 30, 2025 182.23 Mn
Mar 31, 2025 190.18 Mn
Dec 31, 2024 167.52 Mn
Sep 30, 2024 168.74 Mn
Jun 30, 2024 137.87 Mn
Mar 31, 2024 139.04 Mn
Dec 31, 2023 125.84 Mn
Sep 30, 2023 121.27 Mn
Jun 30, 2023 120.12 Mn
Mar 31, 2023 108.24 Mn
Dec 31, 2022 96.57 Mn
Sep 30, 2022 78.29 Mn
Jun 30, 2022 65.86 Mn
Mar 31, 2022 63.06 Mn
Dec 31, 2021 63.58 Mn
Sep 30, 2021 59.68 Mn
Jun 30, 2021 57.85 Mn