Live Oak Bancshares (LOB) Loans - Loss Allowance (2013 - 2026)

Live Oak Bancshares' (LOB) quarterly Loans - Loss Allowance came in at $193.3 million in Q1 2026, up 1.63% year-on-year from $190.2 million in Q1 2025, and up 0.53% quarter-over-quarter from $192.3 million in Q4 2025.

Live Oak Bancshares (LOB) Loans - Loss Allowance (2013 - 2026) Analysis & Trends

Live Oak Bancshares' Loans - Loss Allowance history runs 14 years deep, the most recent figure standing at $193.3 million for Q1 2026.

  • On a quarterly basis, Loans - Loss Allowance rose 1.63% year-over-year to $193.3 million in Q1 2026; TTM through Mar 2026 was $193.3 million, a 1.63% increase from a year earlier, with the FY2025 full-year figure at $192.3 million, up 14.77% from the prior year.
  • Loans - Loss Allowance climbed to $193.3 million in Q1 2026 per LOB's latest filing, from $192.3 million in the prior quarter.
  • Across five years, Loans - Loss Allowance topped out at $193.3 million in Q1 2026 and bottomed at $63.1 million in Q1 2022.
  • The 5-year median for Loans - Loss Allowance is $137.9 million (2024), against an average of $137.4 million.
  • Across the five-year window, Loans - Loss Allowance surged 82.37% in 2023 and advanced 1.63% in 2026, its largest moves.
  • Year by year, Loans - Loss Allowance stood at $96.6 million in 2022, then jumped by 30.32% to $125.8 million in 2023, then surged by 33.12% to $167.5 million in 2024, then grew by 14.77% to $192.3 million in 2025, then gained by 0.53% to $193.3 million in 2026.
  • Per Business Quant, the three latest LOB Loans - Loss Allowance figures stand at $193.3 million (Q1 2026), $192.3 million (Q4 2025), and $185.7 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 4.83 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 10.35 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 12.61 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 4.66 Bn
10 Live Oak Bancshares 1.97 Bn 1.97 Bn - 193.28 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 193.28 Mn
Dec 31, 2025 192.26 Mn
Sep 30, 2025 185.70 Mn
Jun 30, 2025 182.23 Mn
Mar 31, 2025 190.18 Mn
Dec 31, 2024 167.52 Mn
Sep 30, 2024 168.74 Mn
Jun 30, 2024 137.87 Mn
Mar 31, 2024 139.04 Mn
Dec 31, 2023 125.84 Mn
Sep 30, 2023 121.27 Mn
Jun 30, 2023 120.12 Mn
Mar 31, 2023 108.24 Mn
Dec 31, 2022 96.57 Mn
Sep 30, 2022 78.29 Mn
Jun 30, 2022 65.86 Mn
Mar 31, 2022 63.06 Mn
Dec 31, 2021 63.58 Mn
Sep 30, 2021 59.68 Mn
Jun 30, 2021 57.85 Mn