Live Oak Bancshares (LOB) Loans - Loss Allowance (2013 - 2026)
Live Oak Bancshares (LOB) recorded quarterly Loans - Loss Allowance of $193.3 million in Q1 2026, up 0.53% quarter-over-quarter from $192.3 million in Q4 2025, and up 1.63% on a YoY basis from $190.2 million in Q1 2025.
Live Oak Bancshares (LOB) Loans - Loss Allowance (2013 - 2026) Analysis & Trends
Live Oak Bancshares' Loans - Loss Allowance history runs 14 years deep, the most recent figure standing at $193.3 million for Q1 2026.
- In Q1 2026, Loans - Loss Allowance rose 1.63% year-over-year to $193.3 million; the TTM figure through Mar 2026 stood at $193.3 million (up 1.63% YoY), while the FY2025 annual figure was $192.3 million, up 14.77% from the prior year.
- Loans - Loss Allowance was $193.3 million for Q1 2026 at Live Oak Bancshares, up from $192.3 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $193.3 million in Q1 2026 to a low of $63.1 million in Q1 2022.
- Historically, Loans - Loss Allowance has averaged $137.4 million across 5 years, with a median of $137.9 million in 2024.
- The sharpest annual moves came in 2023 and 2026: Loans - Loss Allowance soared 82.37% in 2023, then rose 1.63% in 2026.
- A 5-year view of Loans - Loss Allowance shows it stood at $96.6 million in 2022, then jumped by 30.32% to $125.8 million in 2023, then surged by 33.12% to $167.5 million in 2024, then grew by 14.77% to $192.3 million in 2025, then gained by 0.53% to $193.3 million in 2026.
- The last three Loans - Loss Allowance figures came in at $193.3 million (Q1 2026), $192.3 million (Q4 2025), and $185.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.35 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 12.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -819.67 Mn |
| 10 | Live Oak Bancshares | 1.80 Bn | 1.80 Bn | - | 193.28 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 193.28 Mn |
| Dec 31, 2025 | 192.26 Mn |
| Sep 30, 2025 | 185.70 Mn |
| Jun 30, 2025 | 182.23 Mn |
| Mar 31, 2025 | 190.18 Mn |
| Dec 31, 2024 | 167.52 Mn |
| Sep 30, 2024 | 168.74 Mn |
| Jun 30, 2024 | 137.87 Mn |
| Mar 31, 2024 | 139.04 Mn |
| Dec 31, 2023 | 125.84 Mn |
| Sep 30, 2023 | 121.27 Mn |
| Jun 30, 2023 | 120.12 Mn |
| Mar 31, 2023 | 108.24 Mn |
| Dec 31, 2022 | 96.57 Mn |
| Sep 30, 2022 | 78.29 Mn |
| Jun 30, 2022 | 65.86 Mn |
| Mar 31, 2022 | 63.06 Mn |
| Dec 31, 2021 | 63.58 Mn |
| Sep 30, 2021 | 59.68 Mn |
| Jun 30, 2021 | 57.85 Mn |