Live Oak Bancshares LOB Insider Ownership

NYSE LOB

$35.78 +0.40 (+1.13%)

At close: Oct 22, 2026 · 4:00 PM EDT

Insider Holdings by Owner

5.51Mn Shares

Insider Ownership Statistics

as of 30 Sep, 2026

Insider Ownership

18.70%

▼-0.151% pp QoQ

Shares Held by Insiders

8.65Mn

filed for Sep 2026

▼-0.80% QoQ

Shares Outstanding

46.27Mn

46,265,757 shares

Direct Holdings

1.03Mn

Indirect: 7.63Mn

Net Shares Traded (QoQ)

-70.09K

net selling in Sep 2026

Insiders Holding Shares

with Form 4 holdings on file

Shares Owned by Insiders

Shares held % of outstanding

Latest —

Average ownership —

Peak ownership —

Shares Purchased/Sold by Insiders

Bought Sold

Latest quarter —

Net over range —

Buying quarters —

Insider Ownership Summary

Updated Oct 10, 2026

Across the past 12 months, open-market trades by Live Oak Bancshares insiders totaled $130,239 in purchases (3.6K shares) and $20.53 million in sales (540.07K shares).

By number of insiders, Live Oak Bancshares saw 2 insiders buy and 9 insiders sell on the open market over the past 12 months.
Among Live Oak Bancshares insiders, Ewa Maria Stasiowska (Chief Risk Officer) led open-market buying over the past 12 months with $99,999 of purchases (2.6K shares); the latest was on January 26, 2026.
On the selling side, James S. Mahan III (Chief Executive Officer) sold the most Live Oak Bancshares stock on the open market over the past 12 months, $15.07 million (400K shares), most recently on September 10, 2026.
Apart from open-market trades, LOB insiders acquired 266.48K shares through option exercises and conversions, gave up 106.48K shares to cover taxes or exercise prices and gave away 3.25K shares as gifts in the past 12 months.
Business Quant data shows Live Oak Bancshares insiders holding 8.65Mn shares in total in their latest Form 4 filings, down 0.80% from 8.72Mn shares at the end of Q2 2026 and down 7.17% from 9.32Mn shares at the end of Q3 2025.
Live Oak Bancshares insiders hold 1.03Mn shares directly (11.87% of their total) and 7.63Mn shares (88.13%) indirectly, through entities such as trusts and partnerships.
Holdings in Live Oak Bancshares stock are reported by 22 insiders, the officers, directors and 10% owners who have filed a Form 4 in the past two years.
Live Oak Bancshares' three largest insider shareholders, based on their latest Form 4 filings, are James S. Mahan III (Chief Executive Officer, 6.17Mn shares), William L. Williams III (Director, 1.3Mn shares) and William C. Losch III (President, 263.39K shares).
Of the shares held by LOB insiders, 71.37% belong to James S. Mahan III.
Institutional investors held 71.01% of Live Oak Bancshares stock at the end of Q2 2026, while the latest Form 4 filings of its insiders account for about 18.70%; other investors, including the public, hold roughly 10.29%.
Over the past 12 months, 19 insiders reported transactions in Live Oak Bancshares stock in 101 Form 4 filings.
These insider figures for Live Oak Bancshares are based on Form 4 filings through September 11, 2026.

Form 4 Holdings

Insiders Holding LOB

Insiders 27

Shares held 5.51Mn

Of outstanding 11.91%

#	Insider	Position	Direct	Indirect	Total	Share of Insiders	Last Filed
1	James S Iii Mahan	Chief Executive Officer	0	2,747,844	2,747,844	49.9%	11 Sep, 2026
2	William L. Iii Williams	Vice Chairman Evp	0	1,105,726	1,105,726	20.1%	08 Sep, 2026
3	Huntley Garriott	President, Live Oak Bank	442,033	0	442,033	8.0%	24 Feb, 2023
4	William C Iii Losch	President	263,392	0	263,392	4.8%	26 Aug, 2026
5	Steve Smits	Chief Credit Officer	0	150,132	150,132	2.7%	26 Feb, 2024
6	Glen F. Hoffsis	Director	134,573	0	134,573	2.4%	05 May, 2025
7	Miltom Emmett Petty	Director	130,839	0	130,839	2.4%	05 May, 2026
8	Gregory W Seward	General Counsel	113,797	0	113,797	2.1%	04 Mar, 2026
9	Diane Beth Glossman	Director	72,983	0	72,983	1.3%	05 May, 2025
10	Neil Lawrence Underwood	President	0	50,000	50,000	0.9%	04 Feb, 2022
11	Micah S Davis	Chief Marketing Comm Officer	48,115	0	48,115	0.9%	25 Feb, 2025
12	Stephanie Mann	Chief Strategy Officer	42,195	0	42,195	0.8%	25 Feb, 2025
13	Courtney Spencer	Chief Experience Officer	30,536	0	30,536	0.6%	25 Feb, 2026
14	Susan N Janson	Chief Risk Off., Live Oak Bank	30,350	0	30,350	0.6%	24 Feb, 2022
15	William Henderson Cameron	Director	19,850	0	19,850	0.4%	05 May, 2026
16	Renato Derraik	Chief Info./Digital Off., Bank	18,132	0	18,132	0.3%	12 Aug, 2026
17	David G Lucht	Chief Lending Officer	17,623	0	17,623	0.3%	05 Aug, 2026
18	John W. Sutherland	Chief Accounting Officer	16,622	0	16,622	0.3%	25 Feb, 2026
19	Jeffrey W Lunsford	Director	12,640	0	12,640	0.2%	05 May, 2026
20	Mark Michael Moroz	Chief Banking Officer	12,110	0	12,110	0.2%	29 Jul, 2026
21	Walter J Phifer	Chief Financial Officer	11,723	0	11,723	0.2%	19 Aug, 2026
22	Michael Cairns	Chief Credit Officer	11,528	0	11,528	0.2%	21 Aug, 2026
23	Yousef A. Valine	Director	10,401	0	10,401	0.2%	05 May, 2026
24	Tonya Williams Bradford	Director	8,043	0	8,043	0.1%	08 Sep, 2026
25	Patrick Timothy Mchenry	Director	3,080	0	3,080	0.1%	05 May, 2026
26	Ewa Maria Stasiowska	Chief Risk Officer	2,595	0	2,595	0.0%	28 Jan, 2026
27	Casey S Crawford	Director	1,227	0	1,227	0.0%	23 Aug, 2023

Each row is that insider’s most recently reported position, from Form 4 filings over the last 60 months — which is why this total does not tie to the quarterly series above, where a quarter counts only the insiders who filed in it. Shares held through a fund or institutional portfolio are counted on the institutional ownership page instead.

Form 4 Filings

1,345 Insider Transactions

Source SEC Form 4

Latest quarter Sep 2026

Date	Insider	Position	Transaction	Shares	Price	Value	Shares Held After	Ownership
09 Sep, 2026	James S Iii Mahan	Chief Executive Officer	Disposed S	10,000	$38.63	$386.31K	2,757,844	Indirect
10 Sep, 2026	James S Iii Mahan	Chief Executive Officer	Disposed S	10,000	$38.75	$387.49K	2,747,844	Indirect
03 Sep, 2026	James S Iii Mahan	Chief Executive Officer	Disposed S	10,000	$39.75	$397.47K	2,767,844	Indirect
03 Sep, 2026	Tonya Williams Bradford	Director	Disposed S	1,600	$39.89	$63.82K	8,043	Direct
03 Sep, 2026	William L. Iii Williams	Director	Disposed S	6,590	$40.09	$264.22K	1,105,726	Indirect
02 Sep, 2026	James S Iii Mahan	Chief Executive Officer	Disposed S	9,742	$39.53	$385.12K	2,778,102	Indirect
02 Sep, 2026	William L. Iii Williams	Director	Disposed S	1,810	$40.00	$72.40K	1,112,316	Indirect
02 Sep, 2026	James S Iii Mahan	Chief Executive Officer	Disposed S	258	$39.88	$10.29K	2,777,844	Indirect
26 Aug, 2026	James S Iii Mahan	Chief Executive Officer	Disposed S	10,000	$39.99	$399.88K	2,797,844	Indirect
27 Aug, 2026	James S Iii Mahan	Chief Executive Officer	Disposed S	10,000	$39.66	$396.59K	2,787,844	Indirect
25 Aug, 2026	William C Iii Losch	President	Acquired M	50,000	—	—	285,613	Direct
25 Aug, 2026	William C Iii Losch	President	Disposed F	22,221	$39.99	$888.62K	263,392	Direct
25 Aug, 2026	William C Iii Losch	President	Disposed M	50,000	$0.00	$0	100,000	Direct
19 Aug, 2026	James S Iii Mahan	Chief Executive Officer	Disposed S	8,002	$41.05	$328.46K	2,819,842	Indirect
19 Aug, 2026	Michael Cairns	Chief Credit Officer	Acquired M	2,420	—	—	12,604	Direct
19 Aug, 2026	Michael Cairns	Chief Credit Officer	Disposed F	1,076	$40.89	$44.00K	11,528	Direct
19 Aug, 2026	James S Iii Mahan	Chief Executive Officer	Disposed S	1,998	$41.97	$83.85K	2,817,844	Indirect
20 Aug, 2026	James S Iii Mahan	Chief Executive Officer	Disposed S	10,000	$40.53	$405.28K	2,807,844	Indirect
19 Aug, 2026	Michael Cairns	Chief Credit Officer	Disposed M	2,420	$0.00	$0	7,260	Direct
17 Aug, 2026	Matthew S Diffley	Chief Accounting Officer	Acquired A	4,620	$0.00	$0	4,620	Direct

Showing 1 to 20 of 1,345 transactions