Juniata Valley Financial (JUVF) Net Margin (2010 - 2026)
Juniata Valley Financial's (JUVF) quarterly Net Margin came in at 28.65% in Q2 2026, up 369.0% on a YoY basis from 6.11% in Q2 2025, and down 10.35% quarter-over-quarter from 31.96% in Q1 2026.
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Juniata Valley Financial (JUVF) Net Margin (2010 - 2026) Analysis & Trends
Juniata Valley Financial (JUVF) has reported Net Margin for 17 consecutive years, with 28.65% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Net Margin rose 369.0% year-over-year to 28.65%; the trailing twelve-month figure through Jun 2026 stood at 26.01% (up 392.0% YoY), and the FY2025 full-year result was 23.19%, up 391.0% from the prior year.
- Net Margin slipped to 28.65% in Q2 2026 per JUVF's latest filing, from 31.96% in the prior quarter.
- Across five years, Net Margin topped out at 515.85% in Q1 2022 and bottomed at 90.37% in Q4 2022.
- Historically, Net Margin has averaged 153.75% across 5 years, with a median of 26.74% in 2025.
- The sharpest annual moves came in 2022 and 2024: Net Margin jumped 11997 bps in 2022, then slumped 39576 bps in 2024.
- Over 5 years, Net Margin stood at 90.37% in 2022, then surged by 104 bps to 3.95% in 2023, then surged by 226 bps to 12.88% in 2024, then soared by 35 bps to 17.37% in 2025, then jumped by 65 bps to 28.65% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 28.65%, 31.96%, and 17.37% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 957.58 Bn | 957.58 Bn | - | - |
| 2 | Truist Financial | 61.06 Bn | 61.06 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.23 Bn | 25.50 Bn | - | 23.30% |
| 4 | M&T Bank | 34.50 Bn | 34.50 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 33.46 Bn | 28.94 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.15 Bn | 29.15 Bn | - | 24.27% |
| 7 | Regions Financial | 25.31 Bn | 25.31 Bn | - | 28.79% |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.08 Bn | 29.00 Mn | 864.86% |
| 9 | Keycorp | 23.13 Bn | -24.56 Bn | - | 24.18% |
| 10 | Juniata Valley Financial | 84.48 Mn | 68.87 Mn | - | 28.65% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.65% |
| Mar 31, 2026 | 31.96% |
| Dec 31, 2025 | 17.37% |
| Sep 30, 2025 | 25.47% |
| Jun 30, 2025 | 24.97% |
| Mar 31, 2025 | 28.01% |
| Dec 31, 2024 | 12.88% |
| Sep 30, 2024 | 22.61% |
| Jun 30, 2024 | 24.05% |
| Mar 31, 2024 | 19.82% |
| Dec 31, 2023 | 3.95% |
| Sep 30, 2023 | 410.78% |
| Jun 30, 2023 | 317.73% |
| Mar 31, 2023 | 415.59% |
| Dec 31, 2022 | -90.37% |
| Sep 30, 2022 | 502.37% |
| Jun 30, 2022 | 455.86% |
| Mar 31, 2022 | 515.85% |
| Dec 31, 2021 | 36.32% |
| Sep 30, 2021 | 448.46% |