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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Juniata Valley Financial (JUVF) Interest Coverage Ratio (2016 - 2025)

Juniata Valley Financial's Interest Coverage Ratio history spans 14 years, with the latest figure at 1.68 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio rose 13.25% year-over-year to 1.68; the TTM value through Dec 2025 reached 1.69, up 11.95%, while the annual FY2025 figure was 0.14, 35.43% up from the prior year.
  • Interest Coverage Ratio reached 1.68 in Q4 2025 per JUVF's latest filing, down from 1.7 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 4.93 in Q1 2022 to a low of 1.45 in Q1 2024.
  • Average Interest Coverage Ratio over 5 years is 2.32, with a median of 1.7 recorded in 2025.
  • Peak YoY movement for Interest Coverage Ratio: surged 67.99% in 2022, then tumbled 60.63% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 2.84 in 2021, then crashed by 46.36% to 1.53 in 2022, then rose by 5.46% to 1.61 in 2023, then fell by 7.87% to 1.48 in 2024, then increased by 13.25% to 1.68 in 2025.
  • Per Business Quant, the three most recent readings for JUVF's Interest Coverage Ratio are 1.68 (Q4 2025), 1.7 (Q3 2025), and 1.67 (Q2 2025).