Juniata Valley Financial (JUVF) Interest Coverage Ratio (2010 - 2026)
Juniata Valley Financial's (JUVF) quarterly Interest Coverage Ratio came in at 1.91 in Q2 2026, up 14.79% on a YoY basis from 1.67 in Q2 2025, and down 5.58% quarter-over-quarter from 2.03 in Q1 2026.
Analysis
Juniata Valley Financial (JUVF) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Juniata Valley Financial (JUVF) has reported Interest Coverage Ratio for 17 consecutive years, with 1.91 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Coverage Ratio rose 14.79% year-over-year to 1.91; the trailing twelve-month figure through Jun 2026 stood at 1.83 (up 14.8% YoY), and the FY2025 full-year result was 1.69, up 11.95% from the prior year.
- Interest Coverage Ratio fell to 1.91 in Q2 2026 per JUVF's latest filing, from 2.03 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 4.93 in Q1 2022 and bottomed at 1.45 in Q1 2024.
- Historically, Interest Coverage Ratio has averaged 2.1 across 5 years, with a median of 1.69 in 2025.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio surged 67.99% in 2022, then slumped 60.63% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 1.53 in 2022, then rose by 5.46% to 1.61 in 2023, then slipped by 7.87% to 1.48 in 2024, then increased by 13.25% to 1.68 in 2025, then gained by 14.0% to 1.91 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.91, 2.03, and 1.68 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.02 Bn | 948.02 Bn | - | 0.09 |
| 2 | Truist Financial | 61.43 Bn | 61.43 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.38 Bn | 25.65 Bn | - | 1.90 |
| 4 | M&T Bank | 34.63 Bn | 34.63 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.56 Bn | 29.04 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.27 Bn | 29.27 Bn | - | 1.83 |
| 7 | Regions Financial | 25.40 Bn | 25.40 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 24.67 Bn | 24.15 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.24 Bn | -24.45 Bn | - | 1.80 |
| 10 | Juniata Valley Financial | 84.48 Mn | 68.87 Mn | - | 1.91 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.91 |
| Mar 31, 2026 | 2.03 |
| Dec 31, 2025 | 1.68 |
| Sep 30, 2025 | 1.70 |
| Jun 30, 2025 | 1.67 |
| Mar 31, 2025 | 1.71 |
| Dec 31, 2024 | 1.48 |
| Sep 30, 2024 | 1.52 |
| Jun 30, 2024 | 1.58 |
| Mar 31, 2024 | 1.45 |
| Dec 31, 2023 | 1.61 |
| Sep 30, 2023 | 1.74 |
| Jun 30, 2023 | 1.62 |
| Mar 31, 2023 | 2.00 |
| Dec 31, 2022 | 1.53 |
| Sep 30, 2022 | 3.55 |
| Jun 30, 2022 | 4.13 |
| Mar 31, 2022 | 4.93 |
| Dec 31, 2021 | 2.84 |
| Sep 30, 2021 | 3.58 |