Juniata Valley Financial Corp (JUVF) Net Margin (2010 - 2026)
Juniata Valley Financial's Net Margin came in at 28.65% for Q2 2026, up 3.69 percentage points from 24.97% a year earlier but down 3.31 percentage points from the prior quarter.
Juniata Valley Financial Corp (JUVF) Net Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Juniata Valley Financial reported Net Margin of 27.71%, up 3.81 percentage points year-over-year; for FY2025, it was 25.65%, up 3.98 percentage points from FY2024.
- Net Margin carries a five-year change of -101.93 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 21.66% in FY2024 (-1.88 pp), 23.55% in FY2023 (-114.67 pp), 138.21% in FY2022 (+4.26 pp) and 133.96% in FY2021 (+6.38 pp).
- The five-year range for quarterly Net Margin is 6.77% (Q4 2023) to 181.86% (Q1 2022).
- Year-over-year, Net Margin has increased for seven consecutive quarters, with an average year-over-year change of -12.16 percentage points over the last eight quarters.
- The fastest year-over-year change in Net Margin over five years came in Q1 2022 (a gain of 24.95 percentage points), and the weakest in Q1 2024 (a drop of 141.69 percentage points).
- Business Quant data shows JUVF's Net Margin at 31.96% (Q1 2026), 24.39% (Q4 2025) and 25.47% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.65% |
| Mar 31, 2026 | 31.96% |
| Dec 31, 2025 | 24.39% |
| Sep 30, 2025 | 25.47% |
| Jun 30, 2025 | 24.97% |
| Mar 31, 2025 | 28.01% |
| Dec 31, 2024 | 20.09% |
| Sep 30, 2024 | 22.61% |
| Jun 30, 2024 | 24.05% |
| Mar 31, 2024 | 19.82% |
| Dec 31, 2023 | 6.77% |
| Sep 30, 2023 | 25.66% |
| Jun 30, 2023 | 19.82% |
| Mar 31, 2023 | 24.82% |
| Dec 31, 2022 | 11.40% |
| Sep 30, 2022 | 29.01% |
| Jun 30, 2022 | 26.76% |
| Mar 31, 2022 | 29.31% |
| Dec 31, 2021 | 18.86% |
| Sep 30, 2021 | 28.27% |
Juniata Valley Financial Corp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=JUVF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "JUVF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=JUVF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();