Juniata Valley Financial (JUVF) EBT Margin (2009 - 2026)
Juniata Valley Financial's EBT Margin was 34.08% in Q2 2026, up 4.82 percentage points from 29.27% a year earlier but down 4.31 percentage points from the prior quarter.
Juniata Valley Financial (JUVF) EBT Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Juniata Valley Financial's EBT Margin was 32.83% through Jun 30, 2026, up 4.91 percentage points year-over-year; for FY2025, it was 30.11%, up 5.04 percentage points from FY2024.
- EBT Margin shows a five-year change of +8.40 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 25.07% in FY2024 (-1.94 pp), 27.01% in FY2023 (+1.90 pp), 25.11% in FY2022 (-0.89 pp) and 26.00% in FY2021 (+4.29 pp).
- Quarterly EBT Margin has moved between 7.83% (Q4 2023) and 38.40% (Q1 2026) over five years.
- Compared with a year earlier, EBT Margin has increased for seven straight quarters, with an average year-over-year change of +5.25 percentage points over the last eight quarters.
- The best year-over-year quarter for EBT Margin over five years was Q4 2024 (a gain of 15.12 percentage points); the worst was Q4 2022 (a drop of 9.63 percentage points).
- Per Business Quant data, JUVF's EBT Margin in the three quarters before Q2 2026 was 38.40% (Q1 2026), 28.44% (Q4 2025) and 29.89% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | Juniata Valley Financial | 81.71 Mn | 26.62 Mn | - | 36.89% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 36.89% |
| Jun 30, 2026 | 34.08% |
| Mar 31, 2026 | 38.40% |
| Dec 31, 2025 | 28.44% |
| Sep 30, 2025 | 29.89% |
| Jun 30, 2025 | 29.27% |
| Mar 31, 2025 | 33.19% |
| Dec 31, 2024 | 22.95% |
| Sep 30, 2024 | 26.34% |
| Jun 30, 2024 | 28.13% |
| Mar 31, 2024 | 22.77% |
| Dec 31, 2023 | 7.83% |
| Sep 30, 2023 | 30.10% |
| Jun 30, 2023 | 21.97% |
| Mar 31, 2023 | 28.36% |
| Dec 31, 2022 | 8.97% |
| Sep 30, 2022 | 30.40% |
| Jun 30, 2022 | 29.15% |
| Mar 31, 2022 | 32.21% |
| Dec 31, 2021 | 18.60% |
Juniata Valley Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=JUVF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "JUVF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=JUVF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();