First Capital FCAP
NASDAQ FCAP
$62.27 +0.68 (+1.10%)
At close: Sep 18, 2026 · 4:00 PM EDT

First Capital (FCAP) Interest Coverage Ratio (2010 - 2026)

First Capital (FCAP) posted Interest Coverage Ratio of 2.7 for Q2 2026, up 6.78% on a QoQ basis from 2.53 in Q1 2026, and up 111.67% year-over-year from 1.28 in Q2 2025.

Analysis

First Capital (FCAP) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

First Capital has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.7 in Q2 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 111.67% year-over-year to 2.7 in Q2 2026; TTM through Jun 2026 was 1.99, a 91.2% increase from a year earlier, with the FY2025 full-year figure at 2.35, up 143.97% from the prior year.
  • Interest Coverage Ratio was 2.7 for Q2 2026 at First Capital, up from 2.53 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 11.84 in Q2 2022, with the low at 0.84 in Q3 2024.
  • Average Interest Coverage Ratio over 5 years is 3.59, with a median of 1.41 recorded in 2023.
  • The sharpest annual moves came in 2023 and 2026: Interest Coverage Ratio sank 88.34% in 2023, then jumped 143.59% in 2026.
  • Over 5 years, Interest Coverage Ratio stood at 6.36 in 2022, then tumbled by 81.72% to 1.16 in 2023, then fell by 10.17% to 1.04 in 2024, then soared by 43.6% to 1.5 in 2025, then soared by 80.25% to 2.7 in 2026.
  • The last three Interest Coverage Ratio figures came in at 2.7 (Q2 2026), 2.53 (Q1 2026), and 1.5 (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - 0.09
2 Truist Financial 59.29 Bn 59.29 Bn - 1.77
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - 1.90
4 M&T Bank 32.82 Bn 32.82 Bn - 2.28
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 1.67
6 Citizens Financial 28.34 Bn 28.34 Bn - 1.83
7 Regions Financial 24.27 Bn 24.34 Bn - 2.52
8 Keycorp 22.19 Bn -25.51 Bn - 1.80
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn -1.27
10 First Capital 208.31 Mn -125.67 Mn - 2.70
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.70
Mar 31, 2026 2.53
Sep 30, 2025 1.50
Jun 30, 2025 1.28
Mar 31, 2025 1.04
Dec 31, 2024 1.04
Sep 30, 2024 0.84
Jun 30, 2024 0.93
Mar 31, 2024 1.07
Dec 31, 2023 1.16
Sep 30, 2023 1.41
Jun 30, 2023 1.38
Mar 31, 2023 4.61
Dec 31, 2022 6.36
Sep 30, 2022 9.74
Jun 30, 2022 11.84
Mar 31, 2022 11.58
Dec 31, 2021 12.27
Sep 30, 2021 12.72
Jun 30, 2021 11.18