First Capital (FCAP) Interest Coverage Ratio (2010 - 2026)

First Capital's (FCAP) quarterly Interest Coverage Ratio came in at 1.27 in Q1 2026, up 761.43% year-on-year from 0.15 in Q1 2025, and up 352.23% quarter-over-quarter from 0.28 in Q3 2025.

First Capital (FCAP) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

First Capital's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.27 for Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 761.43% year-over-year to 1.27 in Q1 2026; TTM through Mar 2026 was 1.97, a 258.51% increase from a year earlier, with the FY2025 full-year figure at 2.15, up 355.59% from the prior year.
  • Interest Coverage Ratio improved to 1.27 in Q1 2026 per FCAP's latest filing, from 0.28 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 6.36 in Q4 2022 and bottomed at 0.07 in Q3 2022.
  • The 5-year median for Interest Coverage Ratio is 0.13 (2024), against an average of 0.7.
  • Across the five-year window, Interest Coverage Ratio tumbled 97.09% in 2022 and surged 761.43% in 2026, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 6.36 in 2022, then plunged by 83.32% to 1.06 in 2023, then fell by 1.54% to 1.04 in 2024, then slumped by 73.12% to 0.28 in 2025, then jumped by 352.23% to 1.27 in 2026.
  • Per Business Quant, the three latest FCAP Interest Coverage Ratio figures stand at 1.27 (Q1 2026), 0.28 (Q3 2025), and 0.18 (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -3.02
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -0.53
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -1.52
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 1.27
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 1.86
9 Us Bancorp 99.51 Bn 99.51 Bn - 1.49
10 Itau Unibanco Holding 89.22 Bn 46.51 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 1.27
Sep 30, 2025 0.28
Jun 30, 2025 0.18
Mar 31, 2025 0.15
Dec 31, 2024 1.04
Sep 30, 2024 0.14
Jun 30, 2024 0.10
Mar 31, 2024 0.10
Dec 31, 2023 1.06
Sep 30, 2023 0.08
Jun 30, 2023 0.07
Mar 31, 2023 0.12
Dec 31, 2022 6.36
Sep 30, 2022 0.07
Jun 30, 2022 0.08
Mar 31, 2022 0.12
Dec 31, 2021 12.27
Sep 30, 2021 2.48
Jun 30, 2021 2.49
Mar 31, 2021 2.37