First Capital (FCAP) Interest Coverage Ratio (2010 - 2026)
First Capital (FCAP) posted Interest Coverage Ratio of 2.7 for Q2 2026, up 6.78% on a QoQ basis from 2.53 in Q1 2026, and up 111.67% year-over-year from 1.28 in Q2 2025.
Analysis
First Capital (FCAP) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Capital has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.7 in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 111.67% year-over-year to 2.7 in Q2 2026; TTM through Jun 2026 was 1.99, a 91.2% increase from a year earlier, with the FY2025 full-year figure at 2.35, up 143.97% from the prior year.
- Interest Coverage Ratio was 2.7 for Q2 2026 at First Capital, up from 2.53 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 11.84 in Q2 2022, with the low at 0.84 in Q3 2024.
- Average Interest Coverage Ratio over 5 years is 3.59, with a median of 1.41 recorded in 2023.
- The sharpest annual moves came in 2023 and 2026: Interest Coverage Ratio sank 88.34% in 2023, then jumped 143.59% in 2026.
- Over 5 years, Interest Coverage Ratio stood at 6.36 in 2022, then tumbled by 81.72% to 1.16 in 2023, then fell by 10.17% to 1.04 in 2024, then soared by 43.6% to 1.5 in 2025, then soared by 80.25% to 2.7 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.7 (Q2 2026), 2.53 (Q1 2026), and 1.5 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | First Capital | 208.31 Mn | -125.67 Mn | - | 2.70 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.70 |
| Mar 31, 2026 | 2.53 |
| Sep 30, 2025 | 1.50 |
| Jun 30, 2025 | 1.28 |
| Mar 31, 2025 | 1.04 |
| Dec 31, 2024 | 1.04 |
| Sep 30, 2024 | 0.84 |
| Jun 30, 2024 | 0.93 |
| Mar 31, 2024 | 1.07 |
| Dec 31, 2023 | 1.16 |
| Sep 30, 2023 | 1.41 |
| Jun 30, 2023 | 1.38 |
| Mar 31, 2023 | 4.61 |
| Dec 31, 2022 | 6.36 |
| Sep 30, 2022 | 9.74 |
| Jun 30, 2022 | 11.84 |
| Mar 31, 2022 | 11.58 |
| Dec 31, 2021 | 12.27 |
| Sep 30, 2021 | 12.72 |
| Jun 30, 2021 | 11.18 |