First Capital (FCAP) Interest Coverage Ratio (2010 - 2026)
First Capital (FCAP) posted quarterly Interest Coverage Ratio of 1.27 for Q1 2026, up 761.43% year-over-year from 0.15 in Q1 2025, and up 352.23% quarter-over-quarter from 0.28 in Q3 2025.
First Capital (FCAP) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Capital's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.27 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 761.43% year-over-year to 1.27; the TTM figure through Mar 2026 stood at 1.97 (up 258.51% YoY), while the FY2025 annual figure was 2.15, up 355.59% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.27, up from 0.28 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 6.36 in Q4 2022, with the low at 0.07 in Q3 2022.
- The 5-year median for Interest Coverage Ratio is 0.13 (2024), against an average of 0.75.
- The sharpest annual moves came in 2022 and 2026: Interest Coverage Ratio slumped 97.09% in 2022, then surged 761.43% in 2026.
- First Capital's Interest Coverage Ratio stood at 6.36 in 2022, then sank by 71.82% to 1.79 in 2023, then slumped by 41.73% to 1.04 in 2024, then tumbled by 73.12% to 0.28 in 2025, then soared by 352.23% to 1.27 in 2026.
- Business Quant data shows FCAP's Interest Coverage Ratio at 1.27 in Q1 2026, 0.28 in Q3 2025, and 0.18 in Q2 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | First Capital | 207.59 Mn | -126.50 Mn | - | 2.70 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.32 |
| Mar 31, 2026 | 1.27 |
| Sep 30, 2025 | 0.28 |
| Jun 30, 2025 | 0.18 |
| Mar 31, 2025 | 0.15 |
| Dec 31, 2024 | 1.04 |
| Sep 30, 2024 | 0.14 |
| Jun 30, 2024 | 0.10 |
| Mar 31, 2024 | 0.10 |
| Dec 31, 2023 | 1.79 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.07 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 6.36 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.12 |
| Dec 31, 2021 | 12.27 |
| Sep 30, 2021 | 2.48 |
| Jun 30, 2021 | 2.49 |