First Capital (FCAP) Interest Coverage Ratio (2010 - 2026)
First Capital's quarterly Interest Coverage Ratio came in at 2.53 in Q1 2026, up 143.59% year-on-year from 1.04 in Q1 2025, and up 191.97% quarter-over-quarter from 2.75 in Q4 2025.
First Capital has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.53 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 143.59% year-over-year to 2.53; the trailing twelve-month figure through Mar 2026 stood at 0.63 (up 181.28% YoY), and the FY2025 full-year result was 0.28, up 40.38% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.53, up from 2.75 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 11.84 in Q2 2022, with the low at 2.75 in Q4 2025.
- Average Interest Coverage Ratio over 5 years is 3.09, with a median of 1.38 recorded in 2023.
- Year-over-year, Interest Coverage Ratio tumbled 264.81% in 2024 and surged 143.59% in 2026.
- Tracing FCAP's Interest Coverage Ratio over 5 years: stood at 6.36 in 2022, then tumbled by 81.72% to 1.16 in 2023, then plunged by 264.81% to 1.91 in 2024, then tumbled by 43.65% to 2.75 in 2025, then soared by 191.97% to 2.53 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.53 (Q1 2026), 2.75 (Q4 2025), and 1.5 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Us Bancorp \De\ | 85.21 Bn | 85.67 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.53 |
| Dec 31, 2025 | -2.75 |
| Sep 30, 2025 | 1.50 |
| Jun 30, 2025 | 1.28 |
| Mar 31, 2025 | 1.04 |
| Dec 31, 2024 | -1.91 |
| Sep 30, 2024 | 0.84 |
| Jun 30, 2024 | 0.93 |
| Mar 31, 2024 | 1.07 |
| Dec 31, 2023 | 1.16 |
| Sep 30, 2023 | 1.41 |
| Jun 30, 2023 | 1.38 |
| Mar 31, 2023 | 4.61 |
| Dec 31, 2022 | 6.36 |
| Sep 30, 2022 | 9.74 |
| Jun 30, 2022 | 11.84 |
| Mar 31, 2022 | 11.58 |
| Dec 31, 2021 | 12.27 |
| Sep 30, 2021 | 12.72 |
| Jun 30, 2021 | 11.18 |
| Mar 31, 2021 | 12.36 |
| Dec 31, 2020 | 10.51 |
| Sep 30, 2020 | 8.52 |
| Jun 30, 2020 | 7.05 |
| Mar 31, 2020 | 5.31 |
| Dec 31, 2019 | 5.58 |
| Sep 30, 2019 | 6.87 |
| Jun 30, 2019 | 6.99 |
| Mar 31, 2019 | 5.68 |
| Dec 31, 2018 | 6.03 |
| Sep 30, 2018 | 7.21 |
| Jun 30, 2018 | 6.05 |
| Mar 31, 2018 | 7.30 |
| Dec 31, 2017 | 7.32 |
| Sep 30, 2017 | 8.56 |
| Jun 30, 2017 | 8.75 |
| Mar 31, 2017 | 5.77 |
| Dec 31, 2016 | 6.03 |
| Sep 30, 2016 | 5.86 |
| Jun 30, 2016 | 5.38 |
| Mar 31, 2016 | 4.30 |
| Dec 31, 2015 | 5.33 |
| Sep 30, 2015 | 8.67 |
| Jun 30, 2015 | 7.19 |
| Mar 31, 2015 | 7.98 |
| Dec 31, 2014 | 6.35 |
| Sep 30, 2014 | 7.64 |
| Jun 30, 2014 | 7.45 |
| Mar 31, 2014 | 6.24 |
| Dec 31, 2013 | 5.13 |
| Sep 30, 2013 | 5.10 |
| Jun 30, 2013 | 4.03 |
| Mar 31, 2013 | 3.73 |
| Dec 31, 2012 | 3.36 |
| Sep 30, 2012 | 1.63 |
| Jun 30, 2012 | 2.26 |
| Mar 31, 2012 | 1.83 |
| Dec 31, 2011 | 1.81 |
| Sep 30, 2011 | 1.72 |
| Jun 30, 2011 | 1.30 |
| Mar 31, 2011 | 1.16 |
| Dec 31, 2010 | 1.12 |
| Sep 30, 2010 | 0.96 |
| Jun 30, 2010 | 0.93 |