Jefferson Capital JCAP
NASDAQ JCAP
$20.54 +0.07 (+0.34%)
At close: Sep 18, 2026 · 4:00 PM EDT

Jefferson Capital (JCAP) Interest Coverage Ratio (2024 - 2026)

Jefferson Capital's (JCAP) quarterly Interest Coverage Ratio came in at 2.68 in Q2 2026, down 20.08% year-over-year from 3.36 in Q2 2025, and up 8.69% quarter-over-quarter from 2.47 in Q4 2025.

Analysis

Jefferson Capital (JCAP) Interest Coverage Ratio (2024 - 2026) Analysis & Trends

Jefferson Capital (JCAP) has reported Interest Coverage Ratio for 3 consecutive years, with 2.68 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Interest Coverage Ratio fell 20.08% year-over-year to 2.68 in Q2 2026; TTM through Jun 2026 was 2.77, a 6.62% decrease from a year earlier, with the FY2025 full-year figure at 2.99, up 4.91% from the prior year.
  • Interest Coverage Ratio was 2.68 for Q2 2026 at Jefferson Capital, up from 2.47 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 3.36 in Q2 2025 and troughed at 2.44 in Q4 2024.
  • A 3-year average of 2.8 and a median of 2.68 in 2026 frame the typical range for Interest Coverage Ratio.
  • Across the five-year window, Interest Coverage Ratio climbed 10.72% in 2025 and decreased 20.08% in 2026, its largest moves.
  • Over 3 years, Interest Coverage Ratio stood at 2.44 in 2024, then gained by 1.18% to 2.47 in 2025, then advanced by 8.69% to 2.68 in 2026.
  • The last three Interest Coverage Ratio figures came in at 2.68 (Q2 2026), 2.47 (Q4 2025), and 2.65 (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 2.98
2 Royalty Pharma 33.59 Bn 35.70 Bn - 1.42
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 27.97
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn 23.43
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 2.53
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 4.28
7 Jefferson Capital 1.18 Bn 1.16 Bn - 2.68
8 Lufax Holding 1.04 Bn -1.23 Bn - -3.98
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 2.13
10 Metalla Royalty & Streaming 942.93 Mn 931.86 Mn 4.75 Mn 7.70
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.68
Dec 31, 2025 2.47
Sep 30, 2025 2.65
Jun 30, 2025 3.36
Dec 31, 2024 2.44
Sep 30, 2024 3.01
Jun 30, 2024 3.03