Jefferson Capital (JCAP) Interest Coverage Ratio (2024 - 2026)
Jefferson Capital's (JCAP) quarterly Interest Coverage Ratio came in at 2.68 in Q2 2026, down 20.08% year-over-year from 3.36 in Q2 2025, and up 8.69% quarter-over-quarter from 2.47 in Q4 2025.
Analysis
Jefferson Capital (JCAP) Interest Coverage Ratio (2024 - 2026) Analysis & Trends
Jefferson Capital (JCAP) has reported Interest Coverage Ratio for 3 consecutive years, with 2.68 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio fell 20.08% year-over-year to 2.68 in Q2 2026; TTM through Jun 2026 was 2.77, a 6.62% decrease from a year earlier, with the FY2025 full-year figure at 2.99, up 4.91% from the prior year.
- Interest Coverage Ratio was 2.68 for Q2 2026 at Jefferson Capital, up from 2.47 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 3.36 in Q2 2025 and troughed at 2.44 in Q4 2024.
- A 3-year average of 2.8 and a median of 2.68 in 2026 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio climbed 10.72% in 2025 and decreased 20.08% in 2026, its largest moves.
- Over 3 years, Interest Coverage Ratio stood at 2.44 in 2024, then gained by 1.18% to 2.47 in 2025, then advanced by 8.69% to 2.68 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.68 (Q2 2026), 2.47 (Q4 2025), and 2.65 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 2.98 |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 1.42 |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 27.97 |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 23.43 |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 2.53 |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 4.28 |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 2.68 |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -3.98 |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 2.13 |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | 7.70 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.68 |
| Dec 31, 2025 | 2.47 |
| Sep 30, 2025 | 2.65 |
| Jun 30, 2025 | 3.36 |
| Dec 31, 2024 | 2.44 |
| Sep 30, 2024 | 3.01 |
| Jun 30, 2024 | 3.03 |