Jefferson Capital (JCAP) Interest Coverage Ratio (2024 - 2026)
Jefferson Capital (JCAP) posted quarterly Interest Coverage Ratio of 2.67 for Q4 2025, up 4.12% year-over-year from 2.57 in Q4 2024, and up 1.02% quarter-over-quarter from 2.65 in Q3 2025.
Powered by 
Analysis
Jefferson Capital (JCAP) Interest Coverage Ratio (2024 - 2026) Analysis & Trends
Jefferson Capital (JCAP) has reported Interest Coverage Ratio for 2 consecutive years, with 2.67 the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest Coverage Ratio rose 4.12% year-over-year to 2.67; the TTM figure through Dec 2025 stood at 2.86 (changed N/A YoY), while the FY2025 annual figure was 3.18, up 5.33% from the prior year.
- Interest Coverage Ratio advanced to 2.67 in Q4 2025 per JCAP's latest filing, from 2.65 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 3.54 in Q2 2025 and bottomed at 2.57 in Q4 2024.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 35.45 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 25.63 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 1.95 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.24 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.22 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.05 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.50 |
| 10 | Jefferson Capital | 1.21 Bn | 1.19 Bn | - | 2.68 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.68 |
| Dec 31, 2025 | 2.47 |
| Sep 30, 2025 | 2.65 |
| Jun 30, 2025 | 3.36 |
| Dec 31, 2024 | 2.44 |
| Sep 30, 2024 | 3.01 |
| Jun 30, 2024 | 3.03 |