Jefferson Capital JCAP
NASDAQ JCAP
$20.54 +0.07 (+0.34%)
At close: Sep 18, 2026 · 4:00 PM EDT

Jefferson Capital (JCAP) Debt Ratio (2024 - 2026)

Jefferson Capital's (JCAP) quarterly Debt Ratio came in at 0.93 in Q2 2026, down 3.69% year-over-year from 0.96 in Q2 2025, and little changed quarter-over-quarter from 0.93 in Q4 2025.

Analysis

Jefferson Capital (JCAP) Debt Ratio (2024 - 2026) Analysis & Trends

Jefferson Capital (JCAP) has reported Debt Ratio for 3 consecutive years, with 0.93 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Debt Ratio fell 3.69% year-over-year to 0.93 in Q2 2026; TTM through Jun 2026 was 0.93, a 3.69% decrease from a year earlier, with the FY2025 full-year figure at 0.93, down 10.26% from the prior year.
  • Debt Ratio was 0.93 for Q2 2026 at Jefferson Capital, roughly flat from 0.93 in the prior quarter.
  • Over five years, Debt Ratio peaked at 1.03 in Q4 2024 and troughed at 0.93 in Q2 2026.
  • A 3-year average of 0.96 and a median of 0.95 in 2025 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio retreated 10.26% in 2025 and slipped 3.69% in 2026, its largest moves.
  • Over 3 years, Debt Ratio stood at 1.03 in 2024, then retreated by 10.26% to 0.93 in 2025, then retreated by 0.03% to 0.93 in 2026.
  • The last three Debt Ratio figures came in at 0.93 (Q2 2026), 0.93 (Q4 2025), and 0.95 (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 0.35
2 Royalty Pharma 33.59 Bn 35.70 Bn - 0.47
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 0.04
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn -
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn -
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 0.84
7 Jefferson Capital 1.18 Bn 1.16 Bn - 0.93
8 Lufax Holding 1.04 Bn -1.23 Bn - 0.38
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 0.46
10 Metalla Royalty & Streaming 942.93 Mn 931.86 Mn 4.75 Mn 0.05
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.93
Dec 31, 2025 0.93
Sep 30, 2025 0.95
Jun 30, 2025 0.96
Dec 31, 2024 1.03