Happen (HAPN) Loans - Loss Allowance (2021 - 2026)
Happen's Loans - Loss Allowance was $192.89 million in Q2 2026, down 23.8% from $252.99 million a year earlier and down 18.8% from the prior quarter.
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Analysis
Happen (HAPN) Loans - Loss Allowance (2021 - 2026) Analysis & Trends
At the end of FY2025, Loans - Loss Allowance at Happen came in at $275.74 million, up 16.5% from FY2024.
- Loans - Loss Allowance shows a four-year compound annual growth rate of 17.6% (FY2021 to FY2025).
- In earlier years, Loans - Loss Allowance was $236.73 million in FY2024 (-23.7%), $310.39 million in FY2023 (-5.3%), $327.85 million in FY2022 (+127.1%) and $144.39 million in FY2021.
- The Q2 2026 figure marks the lowest quarterly Loans - Loss Allowance since Q1 2022.
- Compared with a year earlier, Loans - Loss Allowance was higher in three of the last eight quarters, with an average decline of 5.6%.
- The best year-over-year quarter for Loans - Loss Allowance over five years was Q1 2022 (growth of 420.3%); the worst was Q3 2024 (a decline of 37.1%).
- Per Business Quant data, HAPN's Loans - Loss Allowance in the three quarters before Q2 2026 was $237.7 million (Q1 2026), $275.74 million (Q4 2025) and $267.77 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | Happen | 1.71 Bn | 1.71 Bn | - | 192.89 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 192.89 Mn |
| Mar 31, 2026 | 237.70 Mn |
| Dec 31, 2025 | 275.74 Mn |
| Sep 30, 2025 | 267.77 Mn |
| Jun 30, 2025 | 252.99 Mn |
| Mar 31, 2025 | 244.19 Mn |
| Dec 31, 2024 | 236.73 Mn |
| Sep 30, 2024 | 220.56 Mn |
| Jun 30, 2024 | 228.91 Mn |
| Mar 31, 2024 | 259.15 Mn |
| Dec 31, 2023 | 310.39 Mn |
| Sep 30, 2023 | 350.50 Mn |
| Jun 30, 2023 | 355.16 Mn |
| Mar 31, 2023 | 348.86 Mn |
| Dec 31, 2022 | 327.85 Mn |
| Sep 30, 2022 | 303.20 Mn |
| Jun 30, 2022 | 243.26 Mn |
| Mar 31, 2022 | 187.99 Mn |
| Dec 31, 2021 | 144.39 Mn |
| Sep 30, 2021 | 104.74 Mn |
API Access
Happen Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=HAPN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "HAPN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=HAPN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();