FinVolution (FVGPY) Retained Earnings (2016 - 2025)

FinVolution (FVGPY) recorded quarterly Retained Earnings of $1.8 million in Q4 2025, down 99.96% quarter-over-quarter from $4.4 billion in Q3 2025, and down 85.76% on a YoY basis from $12.9 million in Q4 2024.

FinVolution (FVGPY) Retained Earnings (2016 - 2025) Analysis & Trends

FinVolution's Retained Earnings history runs 10 years deep, the most recent figure standing at $1.8 million for Q4 2025.

  • In Q4 2025, Retained Earnings fell 85.76% year-over-year to $1.8 million; the TTM figure through Dec 2025 stood at $1.8 million (down 85.76% YoY), while the FY2025 annual figure was $1.9 million, down 99.87% from the prior year.
  • Retained Earnings was $1.8 million for Q4 2025 at FinVolution, down from $4.4 billion in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $10.8 billion in Q2 2025 to a low of -$3.0 million in Q1 2022.
  • Historically, Retained Earnings has averaged $2.1 billion across 5 years, with a median of $12.4 million in 2023.
  • The sharpest annual moves came in 2022 and 2025: Retained Earnings sank 311.37% in 2022, then soared 83262.38% in 2025.
  • A 5-year view of Retained Earnings shows it stood at -$2.6 million in 2021, then jumped by 34928.14% to $913.5 million in 2022, then increased by 27.06% to $1.2 billion in 2023, then sank by 98.89% to $12.9 million in 2024, then slumped by 85.76% to $1.8 million in 2025.
  • The last three Retained Earnings figures came in at $1.8 million (Q4 2025), $4.4 billion (Q3 2025), and $10.8 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 13.12 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -928.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 66.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 33.45 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 25.21 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -23.59 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.74 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -2.77 Bn
10 FinVolution - - 311.24 Mn 1.84 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.84 Mn
Sep 30, 2025 4.41 Bn
Jun 30, 2025 10.76 Bn
Mar 31, 2025 10.52 Bn
Dec 31, 2024 12.89 Mn
Sep 30, 2024 9.18 Bn
Jun 30, 2024 5.95 Bn
Mar 31, 2024 12.62 Mn
Dec 31, 2023 1.16 Bn
Sep 30, 2023 12.18 Mn
Jun 30, 2023 14.31 Mn
Mar 31, 2023 3.36 Mn
Dec 31, 2022 913.48 Mn
Sep 30, 2022 10.10 Mn
Jun 30, 2022 4.71 Mn
Mar 31, 2022 -3.05 Mn
Dec 31, 2021 -2.62 Mn
Sep 30, 2021 -425,000.00
Jun 30, 2021 -1.09 Mn
Mar 31, 2021 1.44 Mn