Financial Institutions (FISI) Interest Coverage Ratio (2010 - 2026)
Financial Institutions (FISI) posted quarterly Interest Coverage Ratio of 1.84 for Q1 2026, up 17.26% year-over-year from 1.57 in Q1 2025, and up 54.61% quarter-over-quarter from 1.19 in Q4 2025.
Financial Institutions (FISI) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Financial Institutions (FISI) has reported Interest Coverage Ratio for 17 consecutive years, with 1.84 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 17.26% year-over-year to 1.84; the TTM figure through Mar 2026 stood at 1.49 (up 83.57% YoY), while the FY2025 annual figure was 1.69, up 199.41% from the prior year.
- Interest Coverage Ratio advanced to 1.84 in Q1 2026 per FISI's latest filing, from 1.19 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 6.3 in Q2 2022 and bottomed at 0.11 in Q4 2022.
- Historically, Interest Coverage Ratio has averaged 1.93 across 5 years, with a median of 1.52 in 2023.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio surged 1280.88% — and 2024, when it slumped 80.72%.
- Financial Institutions' Interest Coverage Ratio stood at 0.11 in 2022, then soared by 1280.88% to 1.3 in 2023, then plunged by 80.72% to 0.25 in 2024, then soared by 375.37% to 1.19 in 2025, then jumped by 54.61% to 1.84 in 2026.
- Business Quant data shows FISI's Interest Coverage Ratio at 1.84 in Q1 2026, 1.19 in Q4 2025, and 1.77 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Financial Institutions | 809.33 Mn | 690.17 Mn | - | 1.86 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.49 |
| Mar 31, 2026 | 1.84 |
| Dec 31, 2025 | 1.19 |
| Sep 30, 2025 | 1.77 |
| Jun 30, 2025 | 1.42 |
| Mar 31, 2025 | 1.57 |
| Dec 31, 2024 | 0.25 |
| Sep 30, 2024 | 1.39 |
| Jun 30, 2024 | 1.80 |
| Mar 31, 2024 | 1.05 |
| Dec 31, 2023 | 1.30 |
| Sep 30, 2023 | 1.50 |
| Jun 30, 2023 | 1.58 |
| Mar 31, 2023 | 1.52 |
| Dec 31, 2022 | -0.11 |
| Sep 30, 2022 | 3.44 |
| Jun 30, 2022 | 6.30 |
| Mar 31, 2022 | 4.99 |
| Dec 31, 2021 | -2.43 |
| Sep 30, 2021 | 8.36 |