Financial Institutions (FISI) Interest Coverage Ratio (2010 - 2026)
Financial Institutions' (FISI) quarterly Interest Coverage Ratio came in at 1.84 in Q1 2026, up 17.26% year-on-year from 1.57 in Q1 2025, and up 5.75% on a QoQ basis from 1.74 in Q4 2025.
Financial Institutions (FISI) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Financial Institutions (FISI) has 17 years of Interest Coverage Ratio data on file, last reported at 1.84 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 17.26% year-over-year to 1.84 in Q1 2026; TTM through Mar 2026 was 1.84, a 172.42% increase from a year earlier, with the FY2025 full-year figure at 1.69, up 199.41% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.84, up from 1.74 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for FISI reached as high as 6.3 in Q2 2022 and fell as low as 1.69 in Q4 2024.
- Historically, Interest Coverage Ratio has averaged 1.95 across 5 years, with a median of 1.58 in 2023.
- Across the five-year window, Interest Coverage Ratio slumped 306.72% in 2024 and soared 203.25% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 2.1 in 2022, then slumped by 61.22% to 0.82 in 2023, then slumped by 306.72% to 1.69 in 2024, then surged by 203.25% to 1.74 in 2025, then grew by 5.75% to 1.84 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.84 in Q1 2026, 1.74 in Q4 2025, and 1.77 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Financial Institutions | 801.50 Mn | 616.26 Mn | - | 1.84 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.84 |
| Dec 31, 2025 | 1.74 |
| Sep 30, 2025 | 1.77 |
| Jun 30, 2025 | 1.42 |
| Mar 31, 2025 | 1.57 |
| Dec 31, 2024 | -1.69 |
| Sep 30, 2024 | 1.39 |
| Jun 30, 2024 | 1.80 |
| Mar 31, 2024 | 1.05 |
| Dec 31, 2023 | 0.82 |
| Sep 30, 2023 | 1.50 |
| Jun 30, 2023 | 1.58 |
| Mar 31, 2023 | 1.52 |
| Dec 31, 2022 | 2.10 |
| Sep 30, 2022 | 3.44 |
| Jun 30, 2022 | 6.30 |
| Mar 31, 2022 | 4.99 |
| Dec 31, 2021 | -2.43 |
| Sep 30, 2021 | 8.36 |
| Jun 30, 2021 | 8.95 |