Financial Institutions Inc (FISI) Times Interest Earned (2010 - 2026)
Financial Institutions' (FISI) Times Interest Earned came in at 1.86 for Q2 2026, up 13.7% from 1.64 a year earlier and up 1.2% from the prior quarter.
Financial Institutions Inc (FISI) Times Interest Earned (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Times Interest Earned at Financial Institutions was 1.80, up 207.3% year-over-year; for FY2025, it came in at 1.69, up 209.7% from FY2024.
- In prior years, Financial Institutions' Times Interest Earned was 0.54 in FY2024 (-64.3%), 1.52 in FY2023 (-56.1%), 3.47 in FY2022 (-60.5%) and 8.79 in FY2021 (+188.4%).
- The Q2 2026 figure stands as the highest quarterly Times Interest Earned since Q4 2022.
- On a year-over-year basis, Times Interest Earned increased in four of the last six quarters, with growth averaging 15.1%.
- The strongest year-over-year quarter for Times Interest Earned in the past five years was Q4 2021, with growth of 89.6%; the weakest was Q4 2022, with a decline of 78.6%.
- According to Business Quant data, Times Interest Earned for the three prior quarters was 1.84 (Q1 2026), 1.74 (Q4 2025) and 1.77 (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.86 |
| Mar 31, 2026 | 1.84 |
| Dec 31, 2025 | 1.74 |
| Sep 30, 2025 | 1.77 |
| Jun 30, 2025 | 1.64 |
| Mar 31, 2025 | 1.60 |
| Dec 31, 2024 | -2.16 |
| Sep 30, 2024 | 1.39 |
| Jun 30, 2024 | 1.80 |
| Mar 31, 2024 | 1.06 |
| Dec 31, 2023 | 1.41 |
| Sep 30, 2023 | 1.50 |
| Jun 30, 2023 | 1.58 |
| Mar 31, 2023 | 1.68 |
| Dec 31, 2022 | 1.99 |
| Sep 30, 2022 | 3.44 |
| Jun 30, 2022 | 6.30 |
| Mar 31, 2022 | 7.60 |
| Dec 31, 2021 | 9.26 |
| Sep 30, 2021 | 8.36 |
Financial Institutions Inc Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=FISI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "FISI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=FISI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();