Financial Institutions (FISI) Net Margin (2010 - 2026)
Financial Institutions' Net Margin came in at 32.37% for Q2 2026, up 3.63 percentage points from 28.74% a year earlier but down 0.54 percentage points from the prior quarter.
Financial Institutions (FISI) Net Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Financial Institutions reported Net Margin of 31.84%, up 62.76 percentage points year-over-year; for FY2025, it was 29.97%, up 66.84 percentage points from FY2024.
- Net Margin carries a five-year change of +9.73 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was -36.87% in FY2024 (-59.68 pp), 22.81% in FY2023 (-2.99 pp), 25.80% in FY2022 (-12.01 pp) and 37.81% in FY2021 (+17.57 pp).
- The five-year range for quarterly Net Margin is 3.34% (Q1 2024) to 38.75% (Q2 2024).
- Year-over-year, Net Margin increased in four of the last six quarters, with an average year-over-year change of +4.75 percentage points.
- The fastest year-over-year change in Net Margin over five years came in Q1 2025 (a gain of 25.51 percentage points), and the weakest in Q1 2024 (a drop of 18.89 percentage points).
- Business Quant data shows FISI's Net Margin at 32.91% (Q1 2026), 30.59% (Q4 2025) and 31.50% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Financial Institutions | 832.86 Mn | 353.54 Mn | - | 32.37% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 32.37% |
| Mar 31, 2026 | 32.91% |
| Dec 31, 2025 | 30.59% |
| Sep 30, 2025 | 31.50% |
| Jun 30, 2025 | 28.74% |
| Mar 31, 2025 | 28.85% |
| Sep 30, 2024 | 26.14% |
| Jun 30, 2024 | 38.75% |
| Mar 31, 2024 | 3.34% |
| Dec 31, 2023 | 17.04% |
| Sep 30, 2023 | 26.18% |
| Jun 30, 2023 | 26.04% |
| Mar 31, 2023 | 22.23% |
| Dec 31, 2022 | 21.68% |
| Sep 30, 2022 | 24.21% |
| Jun 30, 2022 | 28.86% |
| Mar 31, 2022 | 28.73% |
| Dec 31, 2021 | 36.63% |
| Sep 30, 2021 | 33.38% |
| Jun 30, 2021 | 41.39% |
Financial Institutions Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FISI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FISI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FISI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();