First Community (FCCO) Loans - Loss Allowance (2010 - 2026)
First Community (FCCO) recorded Loans - Loss Allowance of $18.36 million in Q1 2026, up 35.0% from $13.61 million a year earlier and up 33.0% from the prior quarter.
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Analysis
First Community (FCCO) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
At the end of FY2025, First Community reported Loans - Loss Allowance of $13.81 million, up 5.1% from FY2024.
- Annual Loans - Loss Allowance has increased for eight straight years, with a five-year compound annual growth rate of 5.9% (FY2020 to FY2025).
- Across earlier years, Loans - Loss Allowance came in at $13.14 million in FY2024 (+7.1%), $12.27 million in FY2023 (+8.2%), $11.34 million in FY2022 (+1.4%) and $11.18 million in FY2021 (+7.6%).
- The Q1 2026 figure is the highest quarterly Loans - Loss Allowance in data going back to Q4 2010.
- On a year-over-year basis, Loans - Loss Allowance has increased for 26 consecutive quarters, with growth averaging 10.6% over the last eight quarters.
- Across the past five years, year-over-year growth in Loans - Loss Allowance ran from 1.4% in Q4 2022 to 35.0% in Q1 2026.
- Per Business Quant, the preceding three quarters came in at $13.81 million (Q4 2025), $13.48 million (Q3 2025) and $13.33 million (Q2 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | First Community | 302.39 Mn | 302.39 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 18.36 Mn |
| Dec 31, 2025 | 13.81 Mn |
| Sep 30, 2025 | 13.48 Mn |
| Jun 30, 2025 | 13.33 Mn |
| Mar 31, 2025 | 13.61 Mn |
| Dec 31, 2024 | 13.14 Mn |
| Sep 30, 2024 | 12.93 Mn |
| Jun 30, 2024 | 12.93 Mn |
| Mar 31, 2024 | 12.46 Mn |
| Dec 31, 2023 | 12.27 Mn |
| Sep 30, 2023 | 11.82 Mn |
| Jun 30, 2023 | 11.55 Mn |
| Mar 31, 2023 | 11.34 Mn |
| Dec 31, 2022 | 11.34 Mn |
| Sep 30, 2022 | 11.32 Mn |
| Jun 30, 2022 | 11.22 Mn |
| Mar 31, 2022 | 11.06 Mn |
| Dec 31, 2021 | 11.18 Mn |
| Sep 30, 2021 | 11.03 Mn |
| Jun 30, 2021 | 10.64 Mn |
API Access
First Community Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FCCO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "FCCO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FCCO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();