First Community (FCCO) Interest Coverage Ratio (2010 - 2026)
First Community's (FCCO) quarterly Interest Coverage Ratio came in at 1.43 in Q1 2026, down 10.67% year-on-year from 1.6 in Q1 2025, and down 84.15% on a QoQ basis from 9.0 in Q4 2025.
First Community (FCCO) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Community (FCCO) has 17 years of Interest Coverage Ratio data on file, last reported at 1.43 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio fell 10.67% year-over-year to 1.43 in Q1 2026; TTM through Mar 2026 was 5.14, a 221.6% increase from a year earlier, with the FY2025 full-year figure at 1.56, down 10.84% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.43, down from 9.0 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for FCCO reached as high as 10.02 in Q3 2022 and fell as low as 1.33 in Q3 2023.
- Historically, Interest Coverage Ratio has averaged 3.58 across 5 years, with a median of 1.6 in 2025.
- Across the five-year window, Interest Coverage Ratio surged 364.58% in 2022 and slumped 86.68% in 2023, its largest moves.
- Year by year, Interest Coverage Ratio stood at 4.05 in 2022, then plunged by 61.24% to 1.57 in 2023, then jumped by 31.53% to 2.06 in 2024, then soared by 335.82% to 9.0 in 2025, then plunged by 84.15% to 1.43 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.43 in Q1 2026, 9.0 in Q4 2025, and 1.44 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | First Community | 310.55 Mn | 307.74 Mn | - | 1.43 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.43 |
| Dec 31, 2025 | 9.00 |
| Sep 30, 2025 | 1.44 |
| Jun 30, 2025 | 1.41 |
| Mar 31, 2025 | 1.60 |
| Dec 31, 2024 | 2.06 |
| Sep 30, 2024 | 1.51 |
| Jun 30, 2024 | 1.44 |
| Mar 31, 2024 | 1.36 |
| Dec 31, 2023 | 1.57 |
| Sep 30, 2023 | 1.33 |
| Jun 30, 2023 | 1.79 |
| Mar 31, 2023 | 2.25 |
| Dec 31, 2022 | 4.05 |
| Sep 30, 2022 | 10.02 |
| Jun 30, 2022 | 9.53 |
| Mar 31, 2022 | 9.04 |
| Dec 31, 2021 | 11.10 |
| Sep 30, 2021 | 2.48 |
| Jun 30, 2021 | 2.05 |