First Community (FCCO) Interest Coverage Ratio (2010 - 2026)
First Community's Interest Coverage Ratio was 1.61 in Q1 2026, up 1.1% from 1.60 a year earlier but down 7.6% from the prior quarter.
First Community (FCCO) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, First Community's Interest Coverage Ratio was 1.71 through Mar 31, 2026, up 11.7% year-over-year; for FY2025, it was 1.71, up 15.9% from FY2024.
- In earlier years, Interest Coverage Ratio was 1.48 in FY2024 (-9.6%), 1.63 in FY2023 (-76.0%), 6.80 in FY2022 (-30.4%) and 9.77 in FY2021 (+124.3%).
- Quarterly Interest Coverage Ratio has moved between 1.33 (Q3 2023) and 12.53 (Q3 2021) over five years.
- Compared with a year earlier, Interest Coverage Ratio has increased for seven straight quarters, with growth averaging 8.1% over the last eight quarters.
- The best year-over-year quarter for Interest Coverage Ratio over five years was Q3 2021 (growth of 147.6%); the worst was Q3 2023 (a decline of 86.7%).
- Per Business Quant data, FCCO's Interest Coverage Ratio in the three quarters before Q1 2026 was 1.75 (Q4 2025), 1.74 (Q3 2025) and 1.76 (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | -2.12 |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 1.73 |
| 10 | First Community | 306.15 Mn | 306.15 Mn | - | - |
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 1.61 |
| Dec 31, 2025 | 1.75 |
| Sep 30, 2025 | 1.74 |
| Jun 30, 2025 | 1.76 |
| Mar 31, 2025 | 1.60 |
| Dec 31, 2024 | 1.59 |
| Sep 30, 2024 | 1.51 |
| Jun 30, 2024 | 1.44 |
| Mar 31, 2024 | 1.36 |
| Dec 31, 2023 | 1.50 |
| Sep 30, 2023 | 1.33 |
| Jun 30, 2023 | 1.79 |
| Mar 31, 2023 | 2.25 |
| Dec 31, 2022 | 4.05 |
| Sep 30, 2022 | 10.02 |
| Jun 30, 2022 | 9.53 |
| Mar 31, 2022 | 10.26 |
| Dec 31, 2021 | 11.10 |
| Sep 30, 2021 | 12.53 |
| Jun 30, 2021 | 8.80 |
First Community Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FCCO&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FCCO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FCCO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();