First Community (FCCO) Interest Coverage Ratio (2010 - 2026)
First Community (FCCO) reported Interest Coverage Ratio of 1.61 for Q1 2026, up 1.11% year-over-year from 1.6 in Q1 2025, and down 7.59% on a QoQ basis from 1.75 in Q4 2025.
First Community (FCCO) has 15 years of Interest Coverage Ratio data on file, last reported at 1.61 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 1.11% year-over-year to 1.61 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.71 (up 11.71% YoY) and the FY2025 annual result came in at 0.15, up 49.25% from the prior year.
- Interest Coverage Ratio eased to 1.61 in Q1 2026 per FCCO's latest filing, from 1.75 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 10.26 in Q1 2022 and bottomed at 1.33 in Q3 2023.
- The 5-year median for Interest Coverage Ratio is 1.74 (2025), against an average of 3.24.
- The widest annual swing landed in 2022, when Interest Coverage Ratio soared 39.23%; it then slumped 86.68% in 2023.
- Tracing FCCO's Interest Coverage Ratio over 5 years: stood at 4.05 in 2022, then tumbled by 62.93% to 1.5 in 2023, then rose by 5.65% to 1.59 in 2024, then grew by 10.14% to 1.75 in 2025, then fell by 7.59% to 1.61 in 2026.
- Per Business Quant, the three latest FCCO Interest Coverage Ratio figures stand at 1.61 (Q1 2026), 1.75 (Q4 2025), and 1.74 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | First Community | 280.32 Mn | 276.55 Mn | - | 1.61 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.61 |
| Dec 31, 2025 | 1.75 |
| Sep 30, 2025 | 1.74 |
| Jun 30, 2025 | 1.76 |
| Mar 31, 2025 | 1.60 |
| Dec 31, 2024 | 1.59 |
| Sep 30, 2024 | 1.51 |
| Jun 30, 2024 | 1.44 |
| Mar 31, 2024 | 1.36 |
| Dec 31, 2023 | 1.50 |
| Sep 30, 2023 | 1.33 |
| Jun 30, 2023 | 1.79 |
| Mar 31, 2023 | 2.25 |
| Dec 31, 2022 | 4.05 |
| Sep 30, 2022 | 10.02 |
| Jun 30, 2022 | 9.53 |
| Mar 31, 2022 | 10.26 |
| Dec 31, 2021 | 11.10 |
| Sep 30, 2021 | 12.53 |
| Jun 30, 2021 | 8.80 |
| Mar 31, 2021 | 7.37 |
| Dec 31, 2020 | 6.91 |
| Sep 30, 2020 | 5.06 |
| Jun 30, 2020 | 3.98 |
| Mar 31, 2020 | 2.73 |
| Dec 31, 2019 | 3.40 |
| Sep 30, 2019 | 3.42 |
| Jun 30, 2019 | 3.45 |
| Mar 31, 2016 | 3.43 |
| Sep 30, 2015 | 3.70 |
| Jun 30, 2015 | 3.35 |
| Mar 31, 2015 | 3.30 |
| Sep 30, 2014 | 3.50 |
| Jun 30, 2014 | 2.84 |
| Mar 31, 2014 | 2.32 |
| Dec 31, 2013 | 1.91 |
| Sep 30, 2013 | 2.58 |
| Jun 30, 2013 | 2.76 |
| Mar 31, 2013 | 2.40 |
| Dec 31, 2012 | 2.13 |
| Sep 30, 2012 | 2.36 |
| Jun 30, 2012 | 1.96 |
| Mar 31, 2012 | 1.74 |
| Dec 31, 2011 | 1.96 |
| Sep 30, 2011 | 1.80 |
| Jun 30, 2011 | 1.55 |
| Mar 31, 2011 | 1.40 |
| Dec 31, 2010 | 1.22 |
| Sep 30, 2010 | 1.23 |
| Jun 30, 2010 | 1.25 |