First Community (FCCO) Interest Coverage Ratio (2010 - 2026)
First Community (FCCO) reported Interest Coverage Ratio of 1.61 for Q1 2026, up 1.11% year-over-year from 1.6 in Q1 2025, and down 7.59% quarter-over-quarter from 1.75 in Q4 2025.
First Community (FCCO) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Community (FCCO) has 15 years of Interest Coverage Ratio data on file, last reported at 1.61 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 1.61, up 1.11% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.71 (up 11.71% YoY), and the FY2025 annual result was 0.15, up 49.25% from the prior year.
- Interest Coverage Ratio slipped to 1.61 in Q1 2026 per FCCO's latest filing, from 1.75 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 10.26 in Q1 2022 and troughed at 1.33 in Q3 2023.
- A 5-year average of 3.24 and a median of 1.74 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio surged 39.23% in 2022, then plunged 86.68% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 4.05 in 2022, then sank by 62.93% to 1.5 in 2023, then advanced by 5.65% to 1.59 in 2024, then rose by 10.14% to 1.75 in 2025, then decreased by 7.59% to 1.61 in 2026.
- Business Quant data shows FCCO's Interest Coverage Ratio at 1.61 in Q1 2026, 1.75 in Q4 2025, and 1.74 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First Community | 296.63 Mn | 292.86 Mn | - | 1.61 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.61 |
| Dec 31, 2025 | 1.75 |
| Sep 30, 2025 | 1.74 |
| Jun 30, 2025 | 1.76 |
| Mar 31, 2025 | 1.60 |
| Dec 31, 2024 | 1.59 |
| Sep 30, 2024 | 1.51 |
| Jun 30, 2024 | 1.44 |
| Mar 31, 2024 | 1.36 |
| Dec 31, 2023 | 1.50 |
| Sep 30, 2023 | 1.33 |
| Jun 30, 2023 | 1.79 |
| Mar 31, 2023 | 2.25 |
| Dec 31, 2022 | 4.05 |
| Sep 30, 2022 | 10.02 |
| Jun 30, 2022 | 9.53 |
| Mar 31, 2022 | 10.26 |
| Dec 31, 2021 | 11.10 |
| Sep 30, 2021 | 12.53 |
| Jun 30, 2021 | 8.80 |