First Community (FCCO) Interest Coverage Ratio (2010 - 2026)
First Community (FCCO) posted quarterly Interest Coverage Ratio of 1.43 for Q1 2026, down 10.67% year-over-year from 1.6 in Q1 2025, and down 84.15% quarter-over-quarter from 9.0 in Q4 2025.
First Community (FCCO) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Community (FCCO) has reported Interest Coverage Ratio for 17 consecutive years, with 1.43 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 10.67% year-over-year to 1.43; the TTM figure through Mar 2026 stood at 5.14 (up 221.6% YoY), while the FY2025 annual figure was 1.56, down 10.84% from the prior year.
- Interest Coverage Ratio eased to 1.43 in Q1 2026 per FCCO's latest filing, from 9.0 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 10.02 in Q3 2022 and bottomed at 0.67 in Q4 2023.
- Historically, Interest Coverage Ratio has averaged 3.53 across 5 years, with a median of 1.6 in 2025.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio jumped 364.58% — and 2023, when it plunged 86.68%.
- First Community's Interest Coverage Ratio stood at 4.05 in 2022, then sank by 83.49% to 0.67 in 2023, then surged by 208.8% to 2.06 in 2024, then jumped by 335.82% to 9.0 in 2025, then plunged by 84.15% to 1.43 in 2026.
- Business Quant data shows FCCO's Interest Coverage Ratio at 1.43 in Q1 2026, 9.0 in Q4 2025, and 1.44 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.06 Bn | 84.86 Bn | - | - |
| 2 | Pnc Financial Services | 97.78 Bn | 97.78 Bn | - | 2.00 |
| 3 | Us Bancorp | 95.96 Bn | 95.96 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.82 Bn | -144.27 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.09 Bn | -81.22 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.36 Bn | 57.67 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.59 Bn | 61.59 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.58 Bn | 25.85 Bn | - | 1.90 |
| 10 | First Community | 317.98 Mn | 228.88 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.69 |
| Mar 31, 2026 | 1.43 |
| Dec 31, 2025 | 9.00 |
| Sep 30, 2025 | 1.44 |
| Jun 30, 2025 | 1.41 |
| Mar 31, 2025 | 1.60 |
| Dec 31, 2024 | 2.06 |
| Sep 30, 2024 | 1.51 |
| Jun 30, 2024 | 1.44 |
| Mar 31, 2024 | 1.36 |
| Dec 31, 2023 | 0.67 |
| Sep 30, 2023 | 1.33 |
| Jun 30, 2023 | 1.79 |
| Mar 31, 2023 | 2.25 |
| Dec 31, 2022 | 4.05 |
| Sep 30, 2022 | 10.02 |
| Jun 30, 2022 | 9.53 |
| Mar 31, 2022 | 9.04 |
| Dec 31, 2021 | 11.10 |
| Sep 30, 2021 | 2.48 |