First American Financial (FAF) EBITDA Margin (2009 - 2026)
First American Financial (FAF) reported EBITDA Margin of 8.29% for Q1 2026, down 25.0% on a YoY basis from 11.06% in Q1 2025, and up 38.68% quarter-over-quarter from 5.98% in Q4 2025.
First American Financial (FAF) EBITDA Margin (2009 - 2026) Analysis & Trends
First American Financial has reported EBITDA Margin for 18 years, with the latest figure at 8.29% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin fell 25.0% year-over-year to 8.29%; the trailing twelve-month figure through Mar 2026 stood at 21.68% (up 1263.0% YoY), and the FY2025 full-year result was 27.8%, up 1865.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 8.29%, up from 5.98% in the prior quarter.
- The five-year high for EBITDA Margin was 10.43% in Q3 2024, with the low at 25.59% in Q4 2023.
- Historically, EBITDA Margin has averaged 5.09% across 5 years, with a median of 8.29% in 2026.
- Annual changes were most pronounced in 2023 — EBITDA Margin slumped 2307 bps — and 2024, when it soared 3489 bps.
- First American Financial's EBITDA Margin stood at 2.53% in 2022, then plunged by 913 bps to 25.59% in 2023, then surged by 136 bps to 9.29% in 2024, then tumbled by 36 bps to 5.98% in 2025, then jumped by 39 bps to 8.29% in 2026.
- The last three EBITDA Margin figures came in at 8.29% (Q1 2026), 5.98% (Q4 2025), and 8.28% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.87 Bn | 10.21 Bn | 2.62 Bn | 25.48% |
| 2 | Axis Capital Holdings | 7.52 Bn | 6.65 Bn | - | 21.92% |
| 3 | First American Financial | 6.80 Bn | 3.91 Bn | 1.24 Bn | 8.29% |
| 4 | Enact Holdings | 6.01 Bn | 5.46 Bn | 205.74 Mn | 29.19% |
| 5 | Mgic Investment | 5.57 Bn | 5.32 Bn | 202.12 Mn | 26.23% |
| 6 | Essent | 5.47 Bn | 5.47 Bn | - | 40.42% |
| 7 | Radian | 4.74 Bn | 4.66 Bn | 368.17 Mn | 14.95% |
| 8 | Ryan Specialty Holdings | 4.62 Bn | 5.05 Bn | - | 12.60% |
| 9 | Assured Guaranty | 3.42 Bn | -495.48 Mn | 216.00 Mn | 35.25% |
| 10 | NMI Holdings | 2.82 Bn | 2.75 Bn | 152.85 Mn | 42.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.29% |
| Dec 31, 2025 | 5.98% |
| Sep 30, 2025 | 8.28% |
| Jun 30, 2025 | 8.70% |
| Mar 31, 2025 | 8.54% |
| Dec 31, 2024 | 9.29% |
| Sep 30, 2024 | 10.43% |
| Jun 30, 2024 | 8.06% |
| Mar 31, 2024 | 8.98% |
| Dec 31, 2023 | -25.59% |
| Sep 30, 2023 | 9.39% |
| Jun 30, 2023 | 9.13% |
| Mar 31, 2023 | 9.27% |
| Dec 31, 2022 | -2.53% |
| Sep 30, 2022 | 5.51% |
| Jun 30, 2022 | 2.54% |
| Mar 31, 2022 | 2.27% |
| Dec 31, 2021 | -2.85% |
| Sep 30, 2021 | 2.00% |
| Jun 30, 2021 | 2.47% |