First American Financial (FAF) Net Margin (2009 - 2026)
First American Financial (FAF) reported Net Margin of 6.79% for Q1 2026, up 206.0% on a YoY basis from 2.22% in Q1 2025, and up 252.04% quarter-over-quarter from 4.47% in Q4 2025.
First American Financial (FAF) Net Margin (2009 - 2026) Analysis & Trends
First American Financial has reported Net Margin for 18 years, with the latest figure at 6.79% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 206.0% year-over-year to 6.79%; the trailing twelve-month figure through Mar 2026 stood at 76.74% (up 7403.0% YoY), and the FY2025 full-year result was 100.18%, up 9785.0% from the prior year.
- Net Margin for Q1 2026 stood at 6.79%, up from 4.47% in the prior quarter.
- The five-year high for Net Margin was 9.6% in Q3 2025, with the low at 7.35% in Q3 2024.
- Historically, Net Margin has averaged 3.24% across 5 years, with a median of 4.73% in 2025.
- Annual changes were most pronounced in 2022 — Net Margin plunged 1747 bps — and 2025, when it jumped 1695 bps.
- First American Financial's Net Margin stood at 0.98% in 2022, then surged by 267 bps to 1.64% in 2023, then jumped by 201 bps to 4.93% in 2024, then plunged by 191 bps to 4.47% in 2025, then soared by 252 bps to 6.79% in 2026.
- The last three Net Margin figures came in at 6.79% (Q1 2026), 4.47% (Q4 2025), and 9.6% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.87 Bn | 10.21 Bn | 2.62 Bn | -35.40% |
| 2 | Axis Capital Holdings | 7.52 Bn | 6.65 Bn | - | 16.70% |
| 3 | First American Financial | 6.80 Bn | 3.91 Bn | 1.24 Bn | 6.79% |
| 4 | Enact Holdings | 6.01 Bn | 5.46 Bn | 205.74 Mn | 69.07% |
| 5 | Mgic Investment | 5.57 Bn | 5.32 Bn | 202.12 Mn | 70.23% |
| 6 | Essent | 5.47 Bn | 5.47 Bn | - | 51.12% |
| 7 | Radian | 4.74 Bn | 4.66 Bn | 368.17 Mn | -1.15% |
| 8 | Ryan Specialty Holdings | 4.62 Bn | 5.05 Bn | - | 5.19% |
| 9 | Assured Guaranty | 3.42 Bn | -495.48 Mn | 216.00 Mn | 12.26% |
| 10 | NMI Holdings | 2.82 Bn | 2.75 Bn | 152.85 Mn | 54.14% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.79% |
| Dec 31, 2025 | -4.47% |
| Sep 30, 2025 | 9.60% |
| Jun 30, 2025 | 7.99% |
| Mar 31, 2025 | 4.73% |
| Dec 31, 2024 | 4.93% |
| Sep 30, 2024 | -7.35% |
| Jun 30, 2024 | 7.22% |
| Mar 31, 2024 | 3.28% |
| Dec 31, 2023 | 1.64% |
| Sep 30, 2023 | -0.08% |
| Jun 30, 2023 | 8.28% |
| Mar 31, 2023 | 3.18% |
| Dec 31, 2022 | -0.98% |
| Sep 30, 2022 | 0.13% |
| Jun 30, 2022 | 5.34% |
| Mar 31, 2022 | 4.82% |
| Dec 31, 2021 | -5.32% |
| Sep 30, 2021 | 17.61% |
| Jun 30, 2021 | 13.42% |