First American Financial (FAF) Net Margin (2009 - 2026)
First American Financial (FAF) posted quarterly Net Margin of 10.35% for Q2 2026, up 236.0% year-on-year from 3.08% in Q2 2025, and up 52.4% on a QoQ basis from 6.79% in Q1 2026.
First American Financial (FAF) Net Margin (2009 - 2026) Analysis & Trends
First American Financial (FAF) has reported Net Margin for 18 consecutive years, with 10.35% the latest figure, recorded in Q2 2026.
- Quarterly Net Margin rose 236.0% year-over-year to 10.35% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 9.36% (up 645.0% YoY) and the FY2025 annual result came in at 8.39%, up 626.0% from the prior year.
- Net Margin climbed to 10.35% in Q2 2026 per FAF's latest filing, from 6.79% in the prior quarter.
- Over the last five years, Net Margin for FAF reached as high as 10.41% in Q4 2025 and fell as low as 7.35% in Q3 2024.
- A 5-year average of 4.3% and a median of 4.78% in 2022 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin tumbled 1747 bps — and 2025, when it surged 1695 bps.
- Year by year, Net Margin stood at 3.21% in 2022, then surged by 151 bps to 1.64% in 2023, then jumped by 157 bps to 4.21% in 2024, then surged by 147 bps to 10.41% in 2025, then declined by 1 bps to 10.35% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 10.35%, 6.79%, and 10.41% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 10.01% |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | 16.70% |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 10.35% |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 69.08% |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 55.64% |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 66.05% |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | -1.33% |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 103.66% |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 64.16% |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 5.64% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 10.35% |
| Mar 31, 2026 | 6.79% |
| Dec 31, 2025 | 10.41% |
| Sep 30, 2025 | 9.60% |
| Jun 30, 2025 | 7.99% |
| Mar 31, 2025 | 4.73% |
| Dec 31, 2024 | 4.21% |
| Sep 30, 2024 | -7.35% |
| Jun 30, 2024 | 7.22% |
| Mar 31, 2024 | 3.28% |
| Dec 31, 2023 | 1.64% |
| Sep 30, 2023 | -0.08% |
| Jun 30, 2023 | 8.28% |
| Mar 31, 2023 | 3.18% |
| Dec 31, 2022 | -3.21% |
| Sep 30, 2022 | 0.13% |
| Jun 30, 2022 | 5.34% |
| Mar 31, 2022 | 4.82% |
| Dec 31, 2021 | 11.00% |
| Sep 30, 2021 | 17.61% |