First American Financial (FAF) Net Margin (2009 - 2026)
First American Financial (FAF) reported Net Margin of 8.49% for Q3 2026, down 1.09 percentage points from 9.58% a year earlier and down 1.83 percentage points from the prior quarter.
First American Financial (FAF) Net Margin (2009 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, First American Financial's Net Margin came in at 9.05%, up 2.25 percentage points year-over-year; for FY2025, it was 99.63%, up 76.40 percentage points from FY2024.
- Net Margin has a five-year change of -209.70 percentage points (FY2020 to FY2025).
- By year, Net Margin came in at 23.24% in FY2024 (-14.60 pp), 37.84% in FY2023 (-38.82 pp), 76.65% in FY2022 (-493.44 pp) and 570.10% in FY2021 (+260.76 pp).
- Five-year quarterly Net Margin spans a low of -7.40% in Q3 2024 and a high of 10.96% in Q4 2021.
- Year over year, Net Margin gained in seven of the last eight quarters, with an average year-over-year change of +3.81 percentage points.
- The high point for year-over-year Net Margin in five years was Q3 2025 (a gain of 16.98 percentage points); the low point was Q3 2022 (a drop of 17.30 percentage points).
- Per Business Quant data, the three quarters before Q3 2026 came in at 10.32% (Q2 2026), 6.81% (Q1 2026) and 10.34% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.46 Bn | 84.04 Bn | 9.13 Bn | 18.05% |
| 2 | Progressive | 131.41 Bn | 131.41 Bn | - | - |
| 3 | Marsh & Mclennan Companies | 90.64 Bn | 82.80 Bn | - | 11.77% |
| 4 | Travelers Companies | 83.57 Bn | 83.57 Bn | - | - |
| 5 | Manulife Financial | 76.46 Bn | -18.43 Bn | - | 10.52% |
| 6 | Arthur J. Gallagher | 66.05 Bn | 60.45 Bn | - | 8.09% |
| 7 | Allstate | 64.48 Bn | 25.75 Bn | 8.73 Bn | 17.43% |
| 8 | Metlife | 64.32 Bn | -42.46 Bn | 7.82 Bn | 3.68% |
| 9 | Aon | 63.33 Bn | 56.54 Bn | - | 12.98% |
| 10 | First American Financial | 6.63 Bn | -3.50 Bn | - | 8.49% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 8.49% |
| Jun 30, 2026 | 10.32% |
| Mar 31, 2026 | 6.81% |
| Dec 31, 2025 | 10.34% |
| Sep 30, 2025 | 9.58% |
| Jun 30, 2025 | 7.93% |
| Mar 31, 2025 | 4.69% |
| Dec 31, 2024 | 4.30% |
| Sep 30, 2024 | -7.40% |
| Jun 30, 2024 | 7.19% |
| Mar 31, 2024 | 3.28% |
| Dec 31, 2023 | 2.39% |
| Sep 30, 2023 | -0.11% |
| Jun 30, 2023 | 8.41% |
| Mar 31, 2023 | 3.17% |
| Dec 31, 2022 | 3.22% |
| Sep 30, 2022 | 0.11% |
| Jun 30, 2022 | 5.28% |
| Mar 31, 2022 | 4.81% |
| Dec 31, 2021 | 10.96% |
First American Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FAF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FAF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FAF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();