First American Financial (FAF) Asset Utilization Ratio (2011 - 2026)
First American Financial's (FAF) quarterly Asset Utilization Ratio came in at 0.43 in Q2 2026, down 46.46% YoY from 0.81 in Q2 2025, and down 4.04% on a QoQ basis from 0.45 in Q1 2026.
First American Financial (FAF) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
First American Financial (FAF) has 16 years of Asset Utilization Ratio data on file, last reported at 0.43 in Q2 2026.
- Quarterly Asset Utilization Ratio fell 46.46% year-over-year to 0.43 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.43 (down 46.46% YoY) and the FY2025 annual result came in at 0.48, up 23.85% from the prior year.
- Asset Utilization Ratio fell to 0.43 in Q2 2026, from 0.45 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.85 in Q1 2025 to a low of 0.37 in Q3 2024.
- A 5-year average of 0.48 and a median of 0.44 in 2025 frame the typical range for Asset Utilization Ratio.
- Annual changes were most pronounced in 2025 — Asset Utilization Ratio surged 124.47% — and 2026, when it tumbled 47.08%.
- Tracing FAF's Asset Utilization Ratio over 5 years: stood at 0.48 in 2022, then retreated by 21.16% to 0.38 in 2023, then increased by 2.09% to 0.39 in 2024, then rose by 13.11% to 0.44 in 2025, then declined by 1.69% to 0.43 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.43 (Q2 2026), 0.45 (Q1 2026), and 0.44 (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 12.65 Bn | 8.08 Bn | 3.59 Bn | 0.14 |
| 2 | First American Financial | 7.36 Bn | 4.25 Bn | 1.77 Bn | 0.43 |
| 3 | Axis Capital Holdings | 7.25 Bn | 6.47 Bn | 819.78 Mn | 0.19 |
| 4 | Enact Holdings | 6.85 Bn | 6.36 Bn | 284.04 Mn | 0.18 |
| 5 | Mgic Investment | 6.47 Bn | 6.25 Bn | 284.40 Mn | 0.18 |
| 6 | Essent | 6.18 Bn | 6.18 Bn | 313.73 Mn | 0.17 |
| 7 | Ryan Specialty Holdings | 5.43 Bn | 5.29 Bn | - | 0.28 |
| 8 | Radian | 4.96 Bn | 4.22 Bn | 380.01 Mn | 0.15 |
| 9 | NMI Holdings | 3.42 Bn | 3.35 Bn | 157.40 Mn | 0.18 |
| 10 | Assured Guaranty | 3.29 Bn | -506.61 Mn | 156.00 Mn | 0.07 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.43 |
| Mar 31, 2026 | 0.45 |
| Dec 31, 2025 | 0.44 |
| Sep 30, 2025 | 0.42 |
| Jun 30, 2025 | 0.81 |
| Mar 31, 2025 | 0.85 |
| Dec 31, 2024 | 0.39 |
| Sep 30, 2024 | 0.37 |
| Jun 30, 2024 | 0.40 |
| Mar 31, 2024 | 0.38 |
| Dec 31, 2023 | 0.38 |
| Sep 30, 2023 | 0.41 |
| Jun 30, 2023 | 0.42 |
| Mar 31, 2023 | 0.46 |
| Dec 31, 2022 | 0.48 |
| Sep 30, 2022 | 0.51 |
| Jun 30, 2022 | 0.55 |
| Mar 31, 2022 | 0.56 |
| Dec 31, 2021 | 0.56 |
| Sep 30, 2021 | 0.56 |