First American Financial (FAF) Asset Utilization Ratio (2011 - 2026)
First American Financial (FAF) posted quarterly Asset Utilization Ratio of 0.43 for Q2 2026, down 46.46% year-on-year from 0.81 in Q2 2025, and down 4.04% on a QoQ basis from 0.45 in Q1 2026.
First American Financial (FAF) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
First American Financial (FAF) has reported Asset Utilization Ratio for 16 consecutive years, with 0.43 the latest figure, recorded in Q2 2026.
- Quarterly Asset Utilization Ratio fell 46.46% year-over-year to 0.43 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.43 (down 46.46% YoY) and the FY2025 annual result came in at 0.48, up 23.85% from the prior year.
- Asset Utilization Ratio eased to 0.43 in Q2 2026 per FAF's latest filing, from 0.45 in the prior quarter.
- Over the last five years, Asset Utilization Ratio for FAF reached as high as 0.85 in Q1 2025 and fell as low as 0.37 in Q3 2024.
- A 5-year average of 0.48 and a median of 0.44 in 2025 frame the typical range for Asset Utilization Ratio.
- Annual changes were most pronounced in 2025 — Asset Utilization Ratio soared 124.47% — and 2026, when it slumped 47.08%.
- Year by year, Asset Utilization Ratio stood at 0.48 in 2022, then dropped by 21.16% to 0.38 in 2023, then advanced by 2.09% to 0.39 in 2024, then climbed by 13.11% to 0.44 in 2025, then decreased by 1.69% to 0.43 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.43, 0.45, and 0.44 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 0.14 |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | 0.19 |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | 0.43 |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 0.19 |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 0.16 |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 0.18 |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | 0.14 |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 0.04 |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 0.19 |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 0.26 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.43 |
| Mar 31, 2026 | 0.45 |
| Dec 31, 2025 | 0.44 |
| Sep 30, 2025 | 0.42 |
| Jun 30, 2025 | 0.81 |
| Mar 31, 2025 | 0.85 |
| Dec 31, 2024 | 0.39 |
| Sep 30, 2024 | 0.37 |
| Jun 30, 2024 | 0.40 |
| Mar 31, 2024 | 0.38 |
| Dec 31, 2023 | 0.38 |
| Sep 30, 2023 | 0.41 |
| Jun 30, 2023 | 0.42 |
| Mar 31, 2023 | 0.46 |
| Dec 31, 2022 | 0.48 |
| Sep 30, 2022 | 0.51 |
| Jun 30, 2022 | 0.55 |
| Mar 31, 2022 | 0.56 |
| Dec 31, 2021 | 0.56 |
| Sep 30, 2021 | 0.56 |